Community Lending

03/10/2025

10/04/2024

I’m excited to announce the newest additions to our Community Lending family—please join me in welcoming the Wilder Team!

With decades of experience and a reputation for delivering A+ service to their customers and referral partners, Janie and Stormy are the perfect fit for our team. They couldn’t align better with our culture and core values, and we’re so excited to have them on board.

The Wilder Team also includes a seasoned bilingual rock star processor, Aileen Alcantara. Look out—

2025 is going to be a BIG year! 🔥🔥🔥🔥

04/26/2024

🎉🌟 Exciting News Alert! 🌟🎉

👋 Let's give a warm welcome to our newest addition our mortgage family, Rachel Perz! 🎉🥳

🌟 Rachel brings a wealth of talent and enthusiasm to our team, and we're thrilled to have her on board! 💼✨

👏 Join us in welcoming Rachel to the team and wishing her all the best as she embarks on this exciting journey with us! 🚀🎊

04/25/2024

🎉🏡 Exciting News! 🏡🎉

Thrilled to announce a fantastic addition to our mortgage family! Join us in welcoming Melissa McGlinchey, a seasoned industry veteran, to our team! 🌟 With over 25 years of experience, Melissa brings a wealth of knowledge and expertise. 💼🏠 Her dedication to client satisfaction is unmatched! Melissa will be joining us as boots on the ground in the Orlando market, driving our growth and success.

Let's give them a warm welcome! 🎉

🚀

04/18/2024

You want to buy an investment property. We’ve got you.��Technically, you can buy an investment home with traditional financing. It's not for everyone, but if you can swing it, it's definitely an option.

The hardest part is qualifying for that second property while still having the one you live in. There are some creative ways to help you qualify. One such way is using the prospective property's rent money on your purchase application. Or, if the house you're looking to buy is currently rented and the lease carries over through the purchase process, you can use that lease as income to qualify.

And what about alternative financing? Yes, you can use those, too. A loan option that includes rental income can make qualifying easier. A DSCR loan is generally pretty simple. The ratio part is the income of your rental divided by the overall money you owe on the property. For beginner investors, DSCR loans help you qualify without having all of the upfront income. Really, this option doesn't even look at your personal income or employment history. On the other hand, if you're more experienced with several investment properties, you get the same advantages that a DSCR loan offers. You can qualify based on the potential rental income instead of your personal income. Pretty cool.

Another option is the Bank Statement loan. Verifying your income means looking at your actual bank statement rather than a W-2. This is great if you're a self-employed borrower like property investors can be.

01/26/2024

🤩 Join us in welcoming our newest addition to the Community Lending Family, Ivania Ferrufino!
🌟 With a wealth of experience, she is ready to elevate your lending journey.

12/31/2023

🏡 Exciting News! 🏡

Hey everyone! I'm excited to announce that I am now officially licensed to serve the great state of Georgia as a Loan Officer! 🍑

Whether you're a first-time homebuyer, looking to refinance, or need help financing your investment/second home, I'm here to help you every step of the way. 🏠💼

Having spent my early childhood years in Georgia, this state holds a special place in my heart, and I'm excited to give back to the community. 🌟

Feel free to reach out to me for all your mortgage needs. I'm committed to finding the best financial solutions tailored just for you.
Let's turn your homeownership dreams into reality! 🎉

🏡🔑💰

10/06/2023

This is what it’s all about for our team! We pre-approved and went under contract 2.5 years ago! 10% of my entire 25 year career to close this deal but our team knocked it put of the park!

Oh btw interest rates were @2% when we pre-approved! Fun times..

Vitomirra.com

10/01/2023

5.0 star review received on Experience.com for Deanna Adinolfo Rivera Team by Alaina D - Deanna is Amazing!
If you are looking for someone who can get the job done and who keeps you updated every in of the way ; then look no further. Today’s market is rough but definitely not to rough for Deanna. She made us feel at ease throughout the process and got the job done.
We cannot thank her enough.
Alaina & Jim

Click to see all 401 reviews of Deanna Adinolfo Rivera Team, Branch Manager | NMLS # 327112

09/28/2023

5.0 star review received on Experience.com for Deanna Adinolfo Rivera Team by William W P - It was a very easy process. Ive always heard horror stories when buying a property, but you and your team made it easy.

Click to see all 400 reviews of Deanna Adinolfo Rivera Team, Branch Manager | NMLS # 327112