Tim Hart- Loan Officer

09/01/2026

"Tim and everyone from VanDyk made the home buying process as easy and painless as possible. Highly recommend!" says Corey

★★★★★ Tim and everyone from VanDyk made the home buying process as easy and painless as possible. Highly recommend!

08/31/2026

August 31st already? Rude.

As summer wraps up and fall gets closer, it’s a good time to take a look at what’s on your homebuying list. Thinking about moving this fall? Start with the fun stuff—house hunting, Pinterest boards, mentally rearranging furniture—and let us help with the mortgage part.

A little planning now can make the next season a lot more exciting.

08/28/2026

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an assessment of the property’s value based on factors like the home itself, its condition, location, and comparable sales. In other words: your questionable accent wall can stay out of the equation!

08/27/2026

Thank you to everyone who joined us for lunch today!
Another super fun Mortgage Financing Made Easy for Realtors in the books! Always love to share the mortgage process with Realtors!

08/26/2026

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program and transaction. It’s one of those mortgage details that can make a difference when you’re figuring out how much cash you actually need to bring to the table.

08/24/2026

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, including options that may require little to no down payment. There’s more to the program than just the interest rate, so understanding your benefits before you start shopping can help you make a more informed move.

08/23/2026

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall color is a terrible idea. Then you’ve got us.

Think of us as the friend who knows mortgages, wants what’s best for you, and will help you make sense of your options. When it comes to buying a home, you’ve got a friend in us.

08/20/2026

Buying a home when you are self-employed has its own set of challenges.

We understand that as a business owner, writing off as many expenses as possible equals the biggest savings... but it can make it difficult to qualify for traditional mortgage options when it's time to buy a home.

Don't worry, there are options, and YOU as a Realtor need to know them, both for your buyers, and for yourself when its time to buy YOUR next home as a self-employed buyer!

I hope this helps!