Gavin Lepore

09/01/2026

Blue‑collar professionals don’t need to grind harder to get ahead — they need a financial strategy built for the realities of their work.

You’re dealing with one of the toughest financial combinations out there:
• Income that rises and falls with the season
• Equipment costs, repairs, and overhead
• High personal and business debt
• Long workdays with little time to plan
• The pressure of providing for your family and your crew

That’s exactly where I come in.

I help blue‑collar workers and business owners build a financial system that actually fits their life — not a cookie‑cutter plan made for someone sitting behind a desk.

08/28/2026

Let's get real for a second, how many times have you been told you need to be making at least a 6 figure income to work with an advisor

You don’t need a pile of cash to work with a financial advisor.

Most of my clients started with questions, not money💵.

My teams job isn’t to manage wealth — it’s to help you create it.

Talking about your financial situation doesn't need to come with judgement or scolding. My job is to instill confidence and discipline around your finances!

If you’re trying to get organized, build better habits, or finally feel confident about your finances, you’re exactly who I’m here for.

Like and Comment on this post or message me directly if you have any questions‼️

Book a time here!

08/25/2026

U.S. credit card debt is approaching a record high.

Americans’ credit card balances reached $1.26 trillion in the second quarter, rising by $21 billion, according to new data from the Federal Reserve Bank of New York.

That puts credit card debt just below the all-time high of $1.28 trillion set late last year.

Strong consumer spending is one factor behind higher balances. Rising prices for essentials like groceries and gas may also be contributing.

Delinquencies remain a concern. The share of credit card balances more than 90 days delinquent rose from 7.6% to 12.8% from mid-2022 through early 2026.

Total U.S. household debt now stands at $18.8 trillion. Auto loan debt also reached a new high of $1.71 trillion.

For households, rising debt is a reminder that everyday expenses, interest rates, minimum payments, and emergency costs can all affect financial flexibility.

This creates a call to action! Managing personal cash flow is more important now than ever, Email or text me for more information on how to combat this problem!


Source:

Americans' credit card debt reached $1.26 trillion, increasing by $21 billion in the second quarter of this year, according to new data.

08/19/2026

The Common Cents Act has passed the House and now moves to the Senate for consideration.

The bill is tied to the phase-out of the penny and would create a national rounding standard for cash transactions.

Under the proposal, cash purchases would be rounded up or down to the nearest five cents when exact change is not available.

For example, a purchase totaling $10.02 would round down to $10.00, while a purchase totaling $10.04 would round up to $10.05.

Pennies would still retain their value under the act, even as the Treasury stopped minting them.

The bill is especially relevant for businesses that handle cash, including restaurants and retailers, because it could reduce confusion and legal risk around exact change.

For consumers and businesses, the broader takeaway is that even small changes in currency rules can affect daily transactions, checkout systems, and cash-handling practices.


Source:

New law aims to address how businesses and consumers should transact amid the phase-out of the penny.

08/17/2026

Back-to-school season!! Was back to school shopping surprisingly more expensive this year?

Here's Why,

A new analysis found that a typical basket of school items, including notebooks, lunch boxes, and index cards, is up nearly 8% compared with last year.

School lunches are also more expensive, with the cost of a typical packed lunch up 11%.

The analysis estimates families may spend roughly $4,000 per student on school supplies and lunches this year, including about $175 on school items and $3,800 on packed lunches.

Some items have seen especially sharp increases. Lunch boxes are up 27%, one-subject notebooks are up 23%, and index cards are up 22%.

Higher tariffs, imported school supplies, food prices, and energy costs are all contributing to the increase.

For families, back-to-school shopping is a reminder that seasonal expenses can add up quickly, especially when everyday costs are already stretching household budgets.


Source:

U.S. households will spend roughly $4,000 per student on school supplies and lunches this year, a new analysis found.

08/17/2026

We take pride in meeting our clients where they are at!
Knowledge is power in today's world!

08/05/2026

Back to school and back to the grind!! Drive safe everyone!

Back-to-school season is here! Wishing every student, teacher, and family a successful school year filled with learning, growth, and new opportunities.

As you prepare for a new school year, make sure your family's financial future is prepared too. Learn more at https://www.afgfl.com/ .

08/03/2026

Many small business owners want their success to benefit future generations. A new report found:

✔ 52% want to create generational wealth
✔ Only 30% work with a financial advisor for generational wealth planning

Having a plan for what comes next may be just as important as building the business itself.

Read the new report: https://www.guardianlife.com/reports/financial-fitness/small-business-brief

07/15/2026

In 2026, the mindset that will define lasting success is one of confidently pursuing financial growth while intentionally minding the risks. Read our 2026 outlook in the Guardian Wealth Insights The Year Ahead.
http://www.guardianlife.com/reports/guardian-wealth-insights-year-ahead-2026?utm_source=marketing-suite&utm_medium=social&utm_campaign=im-2026-year-ahead