KEITH INSURANCE

KEITH INSURANCE Family owned and operated independent insurance agency servicing Lee County, Fort Myers, Cape Coral, and Sanibel Island since 1982.

Offering:- Homeowners Insurance -- Auto Insurance -- Commercial Insurance -- Property Insurance -- Liability Keith Insurance is an independent insurance agency offering automobile insurance, homeowners insurance, commercial insurance, commercial auto insurance, motorcycle insurance, boat insurance, RV insurance, worker's compensation insurance, and life insurance. Our agency has been family owned

and operated in Lee County for over 28 years, taking pride in providing each customer with the customer service they deserve... Fort Myers, Cape Coral, Sanibel Island...

Labor Day is a chance to celebrate the people who work hard every day—including the families and businesses we are proud...
09/07/2026

Labor Day is a chance to celebrate the people who work hard every day—including the families and businesses we are proud to serve across Lee County.

Our office will be closed Monday, September 7, so our team can enjoy a well-deserved break. We will be back Tuesday, September 8, refreshed and ready to help make insurance simpler—from auto and home coverage to business insurance and beyond.

We hope your long weekend brings good food, great company, and a little time away from your inbox. Happy Labor Day!

School-day safety starts before the morning commute.Whether your child walks, rides a bike, takes the bus, gets dropped ...
09/01/2026

School-day safety starts before the morning commute.

Whether your child walks, rides a bike, takes the bus, gets dropped off, or drives themselves, a quick safety reminder can help them arrive with confidence.

• Walkers: Use sidewalks and crosswalks, look both ways, and make eye contact with drivers before crossing.
• Bicyclists: Wear a properly fitted helmet, follow traffic rules, and choose routes with fewer intersections when possible.
• Bus riders: Stand well back from the curb, wait until the bus stops completely, and stay visible to the driver when crossing.
• Drop-off drivers: Follow school-zone speed limits and traffic procedures, and never pass a stopped school bus.
• Teen drivers: Buckle up, put devices away, obey posted speed limits, and stay focused on the road.

At Keith Insurance, we are proud to serve families throughout Lee County and Fort Myers. We hope these reminders help make every trip to and from school a safer one.

Have a school-travel safety tip your family relies on? Share it in the comments.

Wildfire season is here, and ensuring that you and your loved ones are prepared is a crucial step. Beyond memorizing eva...
08/27/2026

Wildfire season is here, and ensuring that you and your loved ones are prepared is a crucial step. Beyond memorizing evacuation routes and packing a go-bag, reviewing your homeowners and auto insurance policies can be a key step to help prepare in case the worst were to happen.

That said, it’s a good idea to confirm that your homeowners or renters policy covers fire, smoke, and ash damage, and check your auto policy if you want coverage for your vehicle as well, since that typically falls under a comprehensive auto policy rather than homeowners coverage.

Additionally, look at your additional living expenses limits and ask yourself honestly whether they would cover your costs if you were displaced for several weeks or longer.

If you have questions about your current coverage, or if you want to talk through layering on policies to help protect your belongings in case of a wildfire, don’t hesitate to reach out to our team. We are here to help protect what you have built.

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of th...
08/20/2026

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of the preparation process: reviewing your personal insurance coverages before a storm even hits.

Here are a few key areas we suggest reviewing this hurricane season:

🔵 Hurricane Deductibles - Some homeowners policies in some states may include a hurricane deductible, which is often a percentage of your home’s insured value. This deductible is separate from your standard homeowners deductible and is the amount of money you must pay toward hurricane-related damage before your insurance company starts paying. Know what triggers it and how much you’d owe.

🔵 Flood and Windstorm Coverage - Flood damage typically requires separate flood insurance, and damage from unnamed windstorms may also be excluded from some policies. Reviewing your coverage and filling any gaps before a storm hits can make a significant difference.

🔵 Filing Claims - Ahead of a hurricane, document the state of your home. Then, after the storm, document damage with photos and videos before you begin cleaning up or repairs. This can help fully showcase any potential damage done by a storm. Additionally, as you make repairs, keep receipts for what you spend.

As always, know that we are here to help if you have any questions about your coverage or if you would like to talk through layering on more coverage. Reach out today, and we can get started.

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to...
08/18/2026

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to one question: Does your policy use replacement cost value or actual cash value?

These two coverage types work very differently, and understanding them can save you from a costly surprise when you file a claim. Swipe through for a clear breakdown of each.

Have questions about your current coverage or which option is right for you? Give us a call today.

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disrupt...
08/18/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of t...
08/13/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot f...
08/06/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.

Construction projects involve a wide range of moving parts, and without a clear risk management strategy, small issues c...
08/04/2026

Construction projects involve a wide range of moving parts, and without a clear risk management strategy, small issues can quickly become costly setbacks. Swipe through for an overview of key areas to focus on to help keep your projects on track.

If you would like to review your current risk management strategy or coverage, contact us today. Our team is here to help.

Address

8931 Conference Drive, Ste 4
Fort Myers, FL
33919

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 9am - 5pm
Friday 8:30am - 4:30pm

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