Shane Stelma

Shane Stelma Teaching Young Professionals How to Turn Financial Anxieties into Financial Well-Being. PAS is a wholly owned subsidiary of Guardian.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Alliance Financial Group, Inc. is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 4118852. This m

aterial is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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While many of us strive to think and plan for the long term, it’s much easier said than done. We tend to think — and act — with a short-term focus, ignoring the long-term consequences of our actions. Luckily, there are a few things you can do to help

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People often think their expenses will decline in retirement. But that may not be the case.

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What does a healthy relationship with money look like? The Guardian Study of Financial and Emotional ConfidenceTM has answers – and insight on financial role models.

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It’s not always easy to talk about money in a relationship. Check out these tips to help you start having open and honest conversations about your finances.

Not talking about money can cause serious problems in a relationship. With the right tools, you can overcome the money taboo

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If you’re starting your career, the right advice and a few smart moves can help you shape a future you can feel good about

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Looking to find calm during volatile markets? Consider ways to diversify
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Looking to find calm during volatile markets? Consider ways to diversify

During volatility, avoid “panic moves” and consider ways to diversify, including annuities and whole life insurance

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