Jessica Plate - Insurance Agent

10/10/2026

First Hurricane of the year for Florida 🌀

: Hurricane Isaias has made landfall in Destin, Florida, as a Category 2 with winds of 105 mph. This is the first hurricane landfall in the United States since Milton in 2024…on the exact same October 9th day. Wind gusts have reached 116 mph at Santa Rosa Sound, 102 mph at Pensacola City Hall and 99 mph along Navarre Beach. A storm surge between 5 - 6 feet has been reported in Panama City Beach. Over 200,000 customers are without power in Florida and rising. I’ll continue to keep you updated as we go throughout the night. - Matt

10/09/2026

Wow that’s a lot of birds! Praying they make it to land safely. 🙏

BIRDS TRAPPED IN THE EYE 🌀🐦 Hurricane Hunters and Doppler Radar have confirmed that there are birds trapped in the eye of right now because the winds are too strong in the eyewall. As a result, they stay within the calmer eye until reaching land. In this image, the blue colors are birds, the red color is rain. Unfortunately not all birds survive due to exhaustion, starvation or even drowning, but most do...especially depending on the type of bird. Landfall is this evening, so they just have to hold on for a little bit longer!

10/07/2026

Moments like this are why I love what I do. 💙

A huge thank you to Pete for taking the time to leave this kind review! Whether it's your boat, your home, or your vehicles, my goal is always the same: find the coverage that truly makes sense for you, at a price that does too.

And I'm proud to do it with a team that was just voted Best of Florida 2026 for Best Agency for Homeowners Insurance! 🏆

If you're shopping for coverage or want a second look at what you have, I'd love to help. Call me at 239-267-1515 ext. 6402 or email [email protected].

09/14/2026

Had a lot of fun with my Harbour team showing off our "cellys" for winning Best of Florida Award for Homeowners Insurance 😍 Go Team! 🎉

08/27/2026

🏆 We're honored to announce that my agency Harbour Insurance has been voted “Best Homeowners Insurance” in the 2026 Best of Florida awards by Guide to Florida! 😍🙌🏼

This one means a lot because it comes straight from our clients and neighbors across the state. Thank you for trusting us with your homes — we don't take that lightly. 🏡💙

Thank you for all of your business and your vote of confidence.

08/18/2026

08/18/2026

Nobody alive has ever experienced an El Niño event this strong.

By this fall, we are tracking a system that easily eclipses the historic events of 2015 and 1997. On its own, this El Niño could make 2027 extraordinarily hotter than normal for most of the planet—and by a massive margin.

We measure El Niño by the peak water temperature anomaly in a specific area of the equatorial Pacific. This year, the heat isn't just baking the surface; it is deeply rooted in the ocean.

Top 4 El Niños Ever Observed:
1. 1877-1878: +2.8°C (Estimated reconstructed ONI index; contributed to global famine)
2. 2015-2016: +2.6°C
3. 1997-1998: +2.4°C
4. 1982-1983: +2.3°C

The Late 2026 Projection:
Consensus models are currently averaging a +3.0°C to +3.4°C index by November and December, with extreme outliers approaching +4.0°C. If these averages hold, this system will blow every historical event out of the water.

The strongest El Niño on record likely occurred about 150 years ago in 1877, just after the end of a regional cool period known as the "Little Ice Age" and before human carbon emissions began rapidly impacted warming the planet. That event shows just how destructive these cycles can be even without the added heat trapped in today's atmosphere.

While that historical context gives us a baseline, the immediate focus is what this means for us locally as we head into winter.

I will dive deeper into the Florida forecast once summer winds down, but historically, similar years have produced multiple significant winter tornado outbreaks. For example, the winters of 1982, 1997, and 2015 all produced EF3 tornadoes (133-165 MPH)—including the deadly "Night of the Tornadoes" that devastated parts of Central Florida in February 1998.
Looking at the broader picture, this system will trigger distinct weather extremes across the globe—to name just a few impacts:

The Pacific Ocean: A dramatically higher number of hurricanes for the rest of the year.
Florida and the Southern U.S.: Potentially one of the wettest winters on record.
Europe: Extreme amounts of localized, heavy rain.

Long story short, different parts of the globe experience major El Niño impacts at different times. This is a globally significant, strengthening weather event that will have clear, undeniable consequences later this year and throughout 2027.

08/13/2026

08/12/2026

Little tropical storm is thinking about stirring up the Atlantic!

: Tropical Storm has formed in the Atlantic, 3rd named storm of the 2026 Atlantic Season. It actually might not be the area you're thinking...it's well north! Here’s the latest:

1) Invest 93L got better organized and grabbed the name before Invest 92L (Red 80%).

2) Cristobal will be short-lived and no threat to the United States.

3) Invest 92L has an increasing potential to form and head into the Caribbean. Any impacts as a rainmaker or tropical system would be this weekend for the Lesser Antilles. Next name is . If it wants to survive, it will have to battle rough conditions with high wind shear, Saharan Dust and even possibly land depending on track ahead.

4) The final area, the yellow 30% tropical wave, could actually become the strongest of the three. Too early to know if it curves out to sea or heads more west towards land. Plenty of time to keep tabs on it.

I’ll continue to keep you updated 24/7 with no hype, just the facts. Thanks everyone!

- Matt Devitt Weather

08/11/2026

New location announced 🥳🥳🥳

Cars on 5th is announcing it is entering an exciting new chapter. The iconic automotive and lifestyle celebration will relocate to Naples Bayshore Drive for 2027, marking a transformative moment in the event’s evolution and opening unprecedented opportunities to expand and enhance what the event delivers to automotive enthusiasts, collectors, sponsors, and the Naples community.

The move to Bayshore Drive represents more than a change of venue. It reflects Cars on 5th's commitment to evolution and its position as a premier lifestyle destination where automotive passion, sophisticated hospitality, and cultural programming converge.

“This move represents the natural evolution of Cars on 5th,” said Tom O’Riordan, CEO, Naples Automotive Experience. “Naples Bayshore Drive gives us the canvas to build something truly special. We're creating a destination experience that honors our automotive heritage while introducing new dimensions of programming, hospitality, and community engagement. Our collectors, sponsors, and guests will experience Cars on 5th in entirely new ways.”

Working closely with Collier County leadership, Cars on 5th has identified a location that provides room for growth while maintaining the intimate, curated experience that defines the event. The partnership underscores the event's importance to the Naples community and the region's commitment to positioning itself as a destination for world-class automotive and lifestyle events.

CURRENT EVENT DATES:
🗓️Jetport Reception: Friday, February 5th, 2027
🗓️Fashion Event: Friday, February 5th, 2027
🗓️Cars on 5th Naples Bayshore: Saturday, February 6th, 2027

Ticketing info and car registration will be available late August. We will be limiting wristband sales to improve the experience for our automotive fans.