Matt Krasnoff of First Federal Bank, NMLS 505948

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Matt Krasnoff of First Federal Bank, NMLS 505948 NMLS # 505948
Equal Housing Lender Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist.

Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. Please take a moment and apply securely online at the apply now button and I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

🏡 Looking at New Construction? There May Be More to Consider Than You Think!When the housing market slows, builders and ...
11/01/2026

🏡 Looking at New Construction? There May Be More to Consider Than You Think!

When the housing market slows, builders and individual homeowners may approach selling differently.

For builders with completed homes still available, offering incentives or adjusting prices can be one way to encourage buyers to make a move.

In October, more than 60% of builders offered some type of incentive, while 43% reported reducing prices.

For prospective buyers, this may create opportunities to explore builder incentives, compare available homes, and consider what negotiating options may be available.

Thinking about new construction? Let's connect! I'd be happy to help you explore financing options and discuss what to consider when purchasing a newly built home.

Equal Housing Lender| NMLS #408902

https://l.ead.me/matt-krasnoff

5.0 star review received on Experience.com for Matt Krasnoff by Amy L T - Matt  is  the best;  i  send  every client  I ...
10/28/2026

5.0 star review received on Experience.com for Matt Krasnoff by Amy L T - Matt is the best; i send every client I have to him when I can.

Click to see all 17 reviews of Matt Krasnoff, Regional Sales Manager | NMLS #505948

Buyers, the market may offer more room to negotiate.According to Redfin, there are now 63% more sellers than buyers nati...
10/28/2026

Buyers, the market may offer more room to negotiate.

According to Redfin, there are now 63% more sellers than buyers nationwide, with 41 of the 50 largest metro areas favoring buyers.

In some markets, this shift may give buyers more opportunities to discuss purchase prices, request seller concessions, or negotiate other terms of a home sale.

Of course, every market is different, and today's mortgage rates remain an important part of the affordability conversation. Understanding your options and having a clear strategy can help you make informed decisions as you explore homeownership.

Thinking about buying? Contact me, and let's discuss your goals and financing options.

Equal Housing Lender | NMLS #408902
Source: Redfin News, Home Sellers Now Outnumber Buyers By 63%, the Biggest Gap Since the Post-Recession Housing Crash, October 2026

https://l.ead.me/matt-krasnoff

Worried You Might Regret Buying a Home Right Now?With mortgage rates still a concern, everyday expenses on the rise, and...
10/27/2026

Worried You Might Regret Buying a Home Right Now?

With mortgage rates still a concern, everyday expenses on the rise, and economic uncertainty continuing, it’s understandable to have questions about whether now is the right time to buy a home.

However, a recent NerdWallet survey found that only 3% of homeowners surveyed who had recently purchased a home said they regretted their decision.
Homeownership is a personal decision, and there’s no way to know exactly how the market, home values, or interest rates will change over time.

For some buyers, owning a home may offer an opportunity to build equity gradually as they pay down their mortgage and, depending on market conditions, their home’s value.

The key is finding an option that fits your budget, goals, and current financial situation.

If homeownership is still on your mind, let’s explore your options and discuss whether buying a home may be a good fit for you.

For your security, please do not post account information, personal financial information, or other sensitive data in comments.

Equal Housing Lender | NMLS #408902


Source: NerdWallet, The Stress of Buying a Home in 2026: How Recent Buyers Responded and What They Already Regret, September 2026

What if your first home isn't a house at all?If finding a traditional single-family home within your budget has been cha...
10/26/2026

What if your first home isn't a house at all?

If finding a traditional single-family home within your budget has been challenging, a condo may be another option to consider.

Condos are often smaller than single-family homes, which may mean a lower purchase price. Depending on the property, you may also have access to shared amenities and fewer exterior maintenance responsibilities.

Of course, it's important to consider factors like HOA fees, community rules, shared spaces, and your long-term goals when evaluating whether a condo is right for you.

Your first home doesn't have to look exactly how you imagined. Exploring different property types can help you better understand your options and what may fit your needs and budget.

Let's connect and explore the home financing options available to you.

Equal Housing Lender | NMLS 408902
Source: Zillow. com, 29 Places Where Starter Homes Are Still Affordable, September 2026

https://l.ead.me/matt-krasnoff

5.0 star review received on Experience.com for Matt Krasnoff by Shelby M R - The team that assisted me was fantastic. I ...
10/24/2026

5.0 star review received on Experience.com for Matt Krasnoff by Shelby M R - The team that assisted me was fantastic. I wouldnt have gotten to closing with the 3 of them

Click to see all 16 reviews of Matt Krasnoff, Regional Sales Manager | NMLS #505948

Could a newly built home be worth a look?In some markets, newly built homes are priced lower than existing homes, making...
10/24/2026

Could a newly built home be worth a look?

In some markets, newly built homes are priced lower than existing homes, making new construction another option for buyers to explore.

Of course, home prices vary by location, size, features, and builder incentives. It's also important to consider closing costs, ongoing expenses, and the features that matter most to you.

Have you been considering new construction? Let's compare a newly built home with an existing home in your preferred area and explore the financing options available.

Equal Housing Lender | NMLS #408902

Source: Zillow. com, In One-Third of Major Markets, New Homes Cost Less Per Square Foot Than Existing Homes, September 2026

https://l.ead.me/matt-krasnoff

5.0 star review received on Experience.com for Matt Krasnoff by Chelsea K - Great deal! I was on the seller agent side b...
10/24/2026

5.0 star review received on Experience.com for Matt Krasnoff by Chelsea K - Great deal! I was on the seller agent side but smooth deal that closed on time.

Click to see all 16 reviews of Matt Krasnoff, Regional Sales Manager | NMLS #505948

5.0 star review received on Experience.com for Matt Krasnoff by Esteban G - The  transparency from  all  involved in  th...
10/24/2026

5.0 star review received on Experience.com for Matt Krasnoff by Esteban G - The transparency from all involved in the process

Click to see all 16 reviews of Matt Krasnoff, Regional Sales Manager | NMLS #505948

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated....
10/22/2026

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated.

Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too.

Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike.

Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon.

If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline.

Let's look at what today's market means for your move and build a plan around the numbers you can actually work with.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

Address

119 Stone Village Drive
Fort Mill, SC
29708

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