Matt Krasnoff of First Federal Bank, NMLS 505948

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Fort Mill, SC
Matt Krasnoff of First Federal Bank, NMLS 505948

NMLS # 505948
Equal Housing Lender Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist.

Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. Please take a moment and apply securely online at the apply now button and I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

09/07/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes could hit the market. Asking prices may soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year - and they could make buying a little easier.

Let's talk about whether those same trends are showing up in our local market - and what it means for you.

Equal Housing Lender | NMLS #408902
Source: Realtor. com, Real Estate Data Library, July 2026

https://l.ead.me/matt-krasnoff

09/03/2026

We honor and appreciate the hard work, dedication and commitment that build our future every day. Happy Labor Day!

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

09/01/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you've got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don't necessarily have to raid your retirement to buy a home. You've got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

08/28/2026

Own a house with room for multiple generations, with features like an in-law suite or a finished basement with a separate entrance? Buyers are looking for that right now.

These houses tend to get 13.5% more online views than standard homes. They also command a higher list price per square foot - 22% higher, thanks to the extra square footage and special features.

Thinking about moving and want to know what buyers would pay for your house? Reach out and let's chat about it.
Equal Housing Lender | NMLS #408902

Source: Realtor. com,Nearly 4 Million American Homes Now House Multiple Generations, New Realtor.com® Report Finds, July 2026

https://l.ead.me/matt-krasnoff

08/27/2026

Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.

Most home sales still make it to the finish. And when one doesn't, the top reason is almost always inspection or repair issues. They play a part in more than 70% of deals that fall through.

But, luckily for you, inspection/repair issues are what you have the most power to prevent ahead of time. A pre-listing inspection lets you find and handle problems before a buyer's inspector ever does.

Ready to list? Let's talk about whether getting a pre-listing inspection makes sense for your house in our market.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

08/26/2026

Curious How Much Equity You Have in Your Home? 🏡

If you've owned your home for several years, you may have built more equity than you realize.

Understanding your current home value and available equity can help you make informed decisions about your next step, whether you're considering:

* Buying a new home
* Downsizing or moving up
* Renovating your current home
* Consolidating higher-interest debt
* Simply understanding your financial position

Every homeowner's situation is different, and a personalized review can help you better understand your options.

Want to see where you stand? Let's connect and review the numbers together.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

08/20/2026

The latest home price data just made one thing clear.

More markets may be seeing prices rise. And fewer may be seeing them fall.

Just one quarter ago, home prices were rising in 71% of markets. Today, it's 80%. That's a pretty big shift in just 3 months.

Now, that doesn't mean prices are climbing everywhere. But it does mean there's no widespread crash happening. If anything, prices may have turned a corner.

Thinking about making a move? Send me a DM, and let's look at what's happening in our market before you decide what to do.

And don't buy into every headline you see about prices falling. The data clearly tells a different story.
Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

08/19/2026

Repeat buyers, your home equity may be an important part of your next move.

Equity is the difference between what your home is worth and what you still owe on your mortgage. When you sell, that equity may become available to put toward your next home purchase, including your down payment.

For some repeat buyers, that can make a larger down payment an option. But putting 20% down isn’t the right choice for everyone.

A larger down payment generally means borrowing less. The impact on your monthly payment, overall loan costs, and available financing options will depend on the loan program and your individual circumstances. Depending on the loan program and other factors, putting less than 20% down may also involve private mortgage insurance (PMI).

The right down payment can depend on your goals, budget, loan program and overall financial picture.
Thinking about your next move? Let’s talk through your options.

Equal Housing Lender | NMLS #408902

Down payment requirements and available loan programs vary. Consult your loan officer regarding your specific circumstances.
Source: National Association of Realtors®, Highlights from the Profile of Home Buyers and Sellers, July 2026

08/16/2026

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers may have the advantage.
Between 4-6 months? Buyers and sellers could be on equal footing.
More than 6 months? Buyers may have the power.

Right now, nationally, this may be the most balanced market we've seen in years. But balanced doesn't mean the market's the same everywhere.

Some places may already be leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.
Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

Address

119 Stone Village Drive
Fort Mill, SC
29708

Telephone

+17047379817

Website

https://ffbf.com/matt-krasnoff

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