Matt Krasnoff of First Federal Bank, NMLS 505948

Matt Krasnoff of First Federal Bank, NMLS 505948 NMLS # 505948
Equal Housing Lender Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist.

Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my

customers with mortgage services that exceed their expectations. Please take a moment and apply securely online at the apply now button and I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."But...
06/16/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."

But before you decide, make sure you understand what you could be giving up too. Because moving this Summer may have its advantages.

For buyers, it could give you more options in your price point. Historically, there are over 30% more fresh listings in the Summer compared to the rest of the year. (Source: National Association of Realtors, Pending Home Sales and Seasonality, March 2026)

For sellers, it could mean a better sales price. Data shows, on average homes sell for 4% more in the typical Summer month compared to usual month in the Fall or Winter (when demand typically falls off).

The point isn't to rush into anything. It's just to make sure you have the full picture before deciding whether waiting is really your best move.

Drop a comment below you want to talk through your options. No pressure, just perspective based on years of experience.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

Smaller homes are getting more attention right now.With affordability still tight, many buyers are looking for homes tha...
06/11/2026

Smaller homes are getting more attention right now.

With affordability still tight, many buyers are looking for homes that better fit their budget — and builders appear to be responding.

Newly built homes have been trending smaller for several years, and for some buyers, that may open up additional options.

A smaller new-construction home may come with a lower price point than a larger home, and some communities may also offer amenities like walking trails, fitness centers, shared spaces, or co-working areas.

So, if larger homes have felt out of reach, it may be worth considering whether a smaller home could better align with your budget and lifestyle.

As a Loan Officer with First Federal Bank, I can help you review financing options and explore what might be possible based on your financial situation and goals.

Drop a comment below if you’d like to talk through the numbers.


Source: Census, The typical new home in the http://U.S. is shrinking. Here’s what that means for buyers, April 2026
Equal Housing Lender | NMLS #408902

As America approaches its 250th anniversary, we're taking time to reflect on the stories, people, and communities that h...
06/11/2026

As America approaches its 250th anniversary, we're taking time to reflect on the stories, people, and communities that have shaped our nation.

At First Federal Bank, we're proud to be part of the local stories that continue to move our communities forward - today and for generations to come.

Read more: https://blog.ffbf.com/the-story-of-america



https://l.ead.me/matt-krasnoff

If affordability has been the biggest thing standing between you and a home, there's a little bit of good news.Asking pr...
06/10/2026

If affordability has been the biggest thing standing between you and a home, there's a little bit of good news.

Asking prices have started to ease - the typical asking price this May came in under where it was a year ago.

And these lower prices may be good news for your move - not a sign the market's in trouble. It could point to a market that's rebalancing with more realistic seller expectations and a little more breathing room for buyers again.

So, if you've been waiting for an opening, let's connect. I'll help you see what that looks like in our area.

Equal Housing Lender | NMLS #408902
Source: Realtor. com, May 2026 Monthly Housing Report: Sellers Are Meeting the Market-and Buyers Are Showing Up, May 2026

https://l.ead.me/matt-krasnoff

Thank you, Gerome M. for your amazing review of our Loan Officer, Matt Krasnoff!We’re thrilled to hear about your positi...
06/10/2026

Thank you, Gerome M. for your amazing review of our Loan Officer, Matt Krasnoff!
We’re thrilled to hear about your positive experience and appreciate you taking the time to share your feedback. Matt is dedicated to helping clients every step of the way, and we’re grateful to have him on our team.
Great job, Matt! 👏

In celebration of National Homeownership Month, let's take some time to appreciate the many benefits that come with bein...
06/10/2026

In celebration of National Homeownership Month, let's take some time to appreciate the many benefits that come with being a homeowner. The value of owning your home includes having additional privacy, a broader attachment to your community, and a sense of pride.
If homeownership is your goal, DM me, and let's get started.

Equal Housing Lender | NMLS 408902

https://l.ead.me/matt-krasnoff

A lot of buyers think affordability is impossible right now.But sometimes it's not about giving up on homeownership. It'...
06/09/2026

A lot of buyers think affordability is impossible right now.

But sometimes it's not about giving up on homeownership. It's about expanding where you're looking.

Yes, some states may be significantly more affordable than others. This list breaks down the top 10. But that doesn't mean you have to make a cross-country move to find better options.
Even in expensive markets, there may be neighborhoods, towns, and communities nearby where home prices, property taxes, or overall costs are a lot more manageable.

The key is knowing where to look - and a local lender can help you find those opportunities.

Curious what's out there? Broadening your search, even just a little outside of town, might open up more options than you'd expect.

Drop a comment below or send a message if you want some advice on where to look based on your price point.

Equal Housing Lender | NMLS #408902
Source: Wallethub, Most Affordable Cities to Buy a Home, May 2026

https://l.ead.me/matt-krasnoff

One of the biggest questions I'm getting right now is: "What's going to happen with the housing market in the second hal...
06/08/2026

One of the biggest questions I'm getting right now is: "What's going to happen with the housing market in the second half of the year?"

And it makes sense why everyone is asking.

Affordability is tight. Rates feel high. Prices do too.

And people want to know if the second half of the year is going to be better.

Here's the honest answer. A lot of it depends on what happens with inflation - and the lingering uncertainty overseas. But even in today's market, there's opportunity, if you know where to look.

Want a breakdown of what's impacting the market, where experts think things could go from here, and what you can actually do about it?

Send a DM or drop a comment below and I can send you over an article that breaks it all down.

Equal Housing Lender | NMLS #408902

https://l.ead.me/matt-krasnoff

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for...
06/06/2026

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for rates to stay "higher for longer."

So, what can you do about it? Should you just wait?

My advice is simple. Focus on what you may be able to control.

Even in a market like this, there are things you could do to get the best mortgage rate possible. Because sometimes you need to move no matter what's happening - and that's okay.

You just need the right strategy.

Let's talk about what this means for your situation and your timing. Drop a comment below or send over a message.

Because you don't have to figure it out alone. And there are still ways to move forward.

Equal Housing Lender | NMLS #408902

Source: BEA, Personal Income and Outlays, April 2026

https://l.ead.me/matt-krasnoff

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119 Stone Village Drive
Fort Mill, SC
29708

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