Michael H. Baker

06/04/2026

What if we face another 2008-style downturn? In my latest post I walk through realistic scenarios, what to watch for, and why long-term optimism still matters. Read the full piece and join the conversation: https://wix.to/CamE6qz

I'm a long-term optimist on America, despite our flaws. That doesn't mean that we can't or won't face some hard times in the future.

05/17/2026

05/08/2026

My next newsletter "How to Get Rich in American History" is coming tomorrow. Subscribe to get it and stay in the loop on everything I'm creating.

Investment advisory and financial planning services offered through Advisory Alpha, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through Vertex Capital Advisors. Vertex Capital Advisors is a separate and unaffiliated entity from Advisory Alpha, LLC.

04/03/2026

When might 401(k) withdrawals be a bad thing? Video link in the comments.

04/03/2026

Nancy Mace is running for Governor of SC, and while the idea of 0% taxes seems utopian-- I think a better system would be one with a low, flat rate that applies to everyone....AND our tax dollars are used wisely (waste is vigorously eliminated).

03/27/2026

Will the war in Iran impact my retirement? I think this is the WRONG question. My thoughts are in the video (link in comments)

02/20/2026

What are some rules of thumb that can absolutely FAIL in retirement? (Video link in comments)

02/13/2026

It's in the news again-- Social Security (and Medicare) funding trouble. What does this mean for you? Check out this video--- Link in comments.

01/30/2026

Retirement is a season of life that so many are looking forward to... but it also comes with some transitions. Are you ready?

Video link in the comments.

01/26/2026

I'm sure that some may think this is bogus--- but I would definitely expect this to hold true for social media content.

I read the same exact post (word for word) about 2 different college athletes.

Kind of makes you wonder how much of the content we consume is being created, curated, and displayed---all to confirm our biases and beliefs.

https://graphite.io/five-percent/more-articles-are-now-created-by-ai-than-humans