Mitello Camay, NMLS #1079170

Mitello Camay, NMLS #1079170 Mitello has years of experience in Mortgage banking in New Jersey. Mitello has experience with FHA, Mitello has experience with FHA, VA and Conventional loans.

Working with a full range

Is credit holding you back from buying?Conventional loans don’t have a minimum credit score, you may qualify with a scor...
09/04/2026

Is credit holding you back from buying?

Conventional loans don’t have a minimum credit score, you may qualify with a score as low as 500.

FHA and VA loans allow scores starting at 520,

No credit score at all? You can still qualify for a mortgage.

I

Have you ever wondered what makes up your credit score? Check out our breakdown of what exactly makes up yours along wit...
09/04/2026

Have you ever wondered what makes up your credit score? Check out our breakdown of what exactly makes up yours along with ways that might improve it. After all, your credit score is one of the most important indicators of your ability to repay a loan!

Doctors dedicate their lives to caring for others. When it’s time to purchase a home, your mortgage should be designed w...
08/21/2026

Doctors dedicate their lives to caring for others. When it’s time to purchase a home, your mortgage should be designed with your unique financial profile in mind.

Introducing mortgage solutions for doctors, featuring:

100% financing options*
No mortgage insurance
Student loan flexibility
Let’s explore a home financing strategy that works as hard as you do. Reach out today to learn more.

08/20/2026

THe Healthcare Vault The Healthcare Vault: Community ,Closings & Networking recap where industry minds gathered for great conversations, networking, and rooftop vibes.

shoutout to The Healthcare Vault: Community ,Closings & Networking and everyone who came out and brought the energy—from the medical professionals and general contractors to real estate pros, investors, etc. 🇭🇹🇭🇹

My favorite loan product will always be FHA 203k FHA Limited 203(k) mortgage! 🔨✨ Finance up to $75,000 in home renovatio...
08/18/2026

My favorite loan product will always be FHA 203k

FHA Limited 203(k) mortgage! 🔨✨

Finance up to $75,000 in home renovations into a single, predictable monthly payment—whether you’re buying a fixer-upper or upgrading your current home.
The $75K Advantage
HUD increased the maximum rehabilitation limit from $35,000 to $75,000, giving you extra room to handle major cosmetic and modernization projects.
Program Highlights
One Loan, One Payment: Combine purchase/refinance costs and renovation funds together.

No HUD Consultant Required.

Low Down Payment: Put down as little as 3.5% of the total purchase price plus repair costs.
Streamlined Process: Faster closing timelines and simplified draw processes.

Ready to make your dream home a reality? Don’t let minor repairs stand in the way of your ideal property—reach out today to maximize your buying power

More condo deals, less red tape! New condo financing guidelines are changing the game for real estate agents, making it ...
08/18/2026

More condo deals, less red tape!

New condo financing guidelines are changing the game for real estate agents, making it easier to navigate eligibility and close deals faster.
Here is what you need to know about the latest updates:

What’s Changed
Small Projects Streamlined: Eligible condo projects with 10 units or fewer no longer require condo reviews or questionnaire fees.
Fewer Restrictions: Investor concentration limits have been removed for established projects.
More Approvals: Projects that previously faced eligibility challenges may now qualify for financing.

What to Watch For
Larger Projects: Limited Review is no longer available for many projects over 10 units, meaning additional documentation may be required.
HOA Reserve Changes: Reserve requirements will increase to 15% starting in 2027.
Understanding project eligibility early is key to avoiding surprises, cutting down delays, and keeping transactions moving seamlessly! 💡
Have a condo listing or upcoming deal? DM me or reach out today so we can review it together! 📱

Strike it big for a great cause! 🎳 Join us for Bowling 4 Dollars in support of the Epique Cares & Epique Nemo Charities....
08/10/2026

Strike it big for a great cause! 🎳 Join us for Bowling 4 Dollars in support of the Epique Cares & Epique Nemo Charities.
📅 Date: August 13
🕓 Time: 4 PM – 6 PM
📍 Location: Montvale Lanes (14 West Grand Ave, Montvale, NJ)
Sponsored by Mitello Mortgage Team and Sunflower Duran

Address

1627 Parker Avenue 2nd Floor
Fort Lee, NJ
07024

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+16464920936

Website

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