HomePath Renovation Specialist

10/07/2022

Info from your mortgage guy Dennis

The Journey To Buy a Home [INFOGRAPHIC]

When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. Your journey starts here. DM me so you have expert guidance each step of the way.

Some Highlights When you head out to buy a home, there are a number of key milestones you’ll encounter along the way. The process includes everything from building your team and understanding your finances to going house hunting, making an offer, and more. Your journey starts here. Let’s connect...

10/06/2022

Info from your mortgage guy Dennis

Today's Homebuyers Have More Negotiation Power

Recent inventory growth means you have more options and more negotiation power when you buy a home. Let’s connect if you’re ready to take advantage of the opportunities created by today’s housing market.

10/05/2022

Info from your mortgage guy Dennis

The Long-Term Benefit of Homeownership

Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term benefits of homeownership into your decision.

Here’s a look at how just the home price appreciation piece can really add up over the years.

>>Home Price Growth Over Time

Even though home price appreciation has moderated this year, home values have still increased significantly in recent years. That means a home’s value can increase substantially in a short time. And if you expand that time frame even more, the benefit of homeownership and the drastic gains you stand to make become even clearer.

This is why homeowners who bought their homes years ago are...

Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term benefits of homeownership into yo...

10/04/2022

Info from your mortgage guy Dennis

While the inventory of homes for sale has increased compared to last year, it remains low. If you're still not finding a home that checks all your boxes, experts recommend expanding your search radius and looking at nearby locations to increase your pool of options. For more advice during your homebuying journey, DM me today.

10/03/2022

Info from your mortgage guy Dennis

How To Prep Your House for Sale This Fall

Today’s housing market is different than it was just a few months ago. Taking the time upfront to prep your house appropriately and create a solid plan can help bring in the greatest return on your investment.

Here are a few simple tips to make sure you maximize the sale of your house this fall.

>>1. Price It Right

One of the first things buyers will notice is the price of your house. That’s because the price sends a message to home shoppers. Your goal in pricing your house is to gain the attention of prospective buyers and get them to make an offer.

Pricing your house isn’t a guessing game. It takes skill and expertise. Work with a trusted real estate advisor to determine the current market value for your home.
>>2. Keep It Clean

It may sound simple but keeping your house clean is another key to making...

Today’s housing market is different than it was just a few months ago. And if you’re thinking about selling your house, that may leave you wondering what you need to do differently as a result. The answer is simple. Taking the time upfront to prep your house appropriately and create a solid plan...

09/30/2022

Info from your mortgage guy Dennis

The supply of homes for sale has been historically low over the past two years. But the growth we’ve seen this year means you may have more options to choose from compared to this time last year. DM me today if you’re ready to resume your housing search and explore the homes for sale in our area.

09/29/2022

Info from your mortgage guy Dennis

Condos Are a Great Entryway to Homeownership

If you’re looking to buy your first home, you may want to consider condos. Let’s connect to explore your options.

09/28/2022

Info from your mortgage guy Dennis

Why You Should Consider Condos as Part of Your Home Search

The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for you to restart your search.

If you need even more choices, expanding your search by adding additional housing types, like condominiums, could help.

>>Exploring Condos Could Add Options That Fit Your Budget

With rising mortgage rates and home prices, the relative affordability of a condo could be worth considering.

Remember, your first home doesn’t have to be your forever home. The important thing is to get your foot in the door as a homeowner. Buying a condo now can springboard you into a bigger home later on.

>>Condo Living Provides...

The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for you to restart your search.

09/27/2022

Info from your mortgage guy Dennis

While there’s no way to know with certainty where mortgage rates are heading, it’s important to stay informed about what’s happening with rates and how it could affect your purchase. Even small increases can impact your . If you’re looking to buy a home today, DM me so you have an expert on your side.

09/26/2022

Info from your mortgage guy Dennis

The True Strength of Homeowners Today

The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 trillion dollars over the past year, and many called that a troubling sign when it happened for the first time in history.

Recently Odeta Kushi, Deputy Chief Economist at First American, answered that question when she said:

“U.S. households own $41 trillion in owner-occupied real estate, just over $12 trillion in debt, and the remaining ~$29 trillion in equity. The national "LTV" in Q2 2022 was 29.5%, the lowest since 1983.”

She continued on to say:

“Homeowners had an average of $320,000 in inflation-adjusted...

The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 t...

09/23/2022

Info from your mortgage guy Dennis

This is an inflection point for the housing market. Over the past two years, we’ve seen a massive amount of buyer demand (showings) and not enough homes available for sale (listings). Today, supply and demand look very different. Supply is up and demand is down. If you have questions about what that shift means for you, DM me.

09/22/2022

Info from your mortgage guy Dennis

Why You May Want To Buy a Home This Fall

If you're looking to buy a home, opportunity is knocking this fall. Let's connect today to get the process started.