Zen Mortgage Solutions

11/19/2025

SPECIAL Remarkable DPA launches December 1:
2% grant for down payment assistance, 100% forgivable forever—no liens, no repayment even if they sell Day 1 & We want you to try it out FIRST!

Simple Qualifiers :
* First-Time Home Buyer: Never owned a home? Eligible.
* First Responder/Community Hero: Teachers, postal workers, police, firefighters, EMTs, etc.
* Military/Volunteer: Active/reserve/veteran or nonprofit volunteers.
* Underserved Area: Property in a rural/low-income census tract? Verify free via CFPB tool: cfpb.gov/rural-underserved.
* Income ≤140% AMI: Household income up to 140% of area median (zip-based lookup: fanniemae.com/ami-tool).

Requirements:
* Min 620 FICO ,
* DU Approve/Eligible ,
* Debt-to-Income ≤ 49.999%

CONTACT OUR ZEN TEAM TODAY !!!
954-982-8262 | (714) 204-5106
www.zenmortgageus.com/team

Han Nguyen 1986763 of Zen Mortgage Inc 2540315 Han T Nguyen

Get the guidance you need. Helping self-employed & investor borrowers to obtain residential and commercial loans

09/09/2025

Transforming homeownership dreams into reality is just a click away. Visit our website for personalized mortgage solutions that cater to your unique needs and aspirations.

07/28/2025

Navigating the mortgage landscape can be overwhelming, but it doesn't have to be. We offer a wealth of resources and personalized guidance to help you every step of the way on your mortgage journey.

06/04/2025

Don't let the noises distract you from pursuing your dream and goals. If our borrowers including first-time homebuyers, first-time investors and experienced ones can do it with our guidance, YOU CAN DO IT too. Our team here has the mission to educate, enable and empower YOU to make your informed mortgage decision with the highest level of CONFIDENCE to build your HOME and WEALTH for generations to come. Our residential licenses are to serve for your best interest in a long term as we value our potential life-time partnership. Below are real loan cases we have successfully helped
* Hardworking First-time homebuyers who have just come to the US for less than 2 years. They are self-employed 1099 income earners. Tax returns do not show enough. They've got their Non-QM loan to buy a home with $50k more instant equity.
* Senior modest-income First-time homebuyer who had always dreamed of owning her dream home for years. She contacted us last year to receive the guidance and preparation. She got the approval for FL Bond Down Payment Assistance $10k with 0%.
* 21-years-old first time investor has done a double closings at ease. He was simultaneously empowered by his loving mom and Zen Mortgage Team to pull cash out from the existing primary home and put that in an offer to buy his first own rental as he has been educated how to "make money work for him" while he is working as W2 income earner. All about mindset.
* A new real estate investor started her journey of Buy & Hold with Fix & Hold strategy. Very modest and challenging FICO/ credit score that most lenders would shy away. As long as the property's rental income can sustain its payment very month and she has sufficient reserve, we fought exception approvals for her achievement. It has just started. We are good friends now.
* Experienced fix and flip investor with very stricky zoned investment property which we helped dispute appraisals 3 times to get the best possible cash out to buy out his partner. It was a tough one but we're alway by their side to fight till it is done. Never easily give up !!!
* An out-of-state senior homebuyer who got rejected by the other lender ( the loan was fallen through after wasting 2 weeks). We saved the loan by re-structuring it and happy ending in less than 3 weeks. So grateful and happy for the whole family.

Let us be part of your continuous success by contacting our Zen Mortgage Team TODAY for a free consulation
https://zenmortgageus.com/booking-calendar
We have a great network of excellent and knowledgeable Real Estate Professionals in FL, TX & TN to refer you to.

Han T Nguyen

06/04/2025

Congratulation to our out-of-state buyers !!!
We are blessed to be part of your achievement in owning the first home in St. Augustine. The special thing about this is that we were able to save the loan fallen through from the other lender and MADE IT HAPPEN for our homebuyer.

A huge appreciation for our Real Estate Professional Partner Anh Hoang to get the most value for the beloved buyers from the seller through negotiation and collaboration to ensure a smooth closing.

Our team is committed to find the best possible loan products to turn .

05/24/2025

Happy and lovely Memorial Weekend to recharge your positive energy !!! 🎉💪😊🏝️☀️

05/20/2025

CONTACT US TODAY FOR GETTING YOU PRE-APPROVED !!! We are in the buyer's market, which means you will get very good prices for your DREAM HOME. LET'S GO

With our online my1003 app, you can quickly and securely complete your loan application, check status of your loan and complete your tasks

01/29/2025

01/27/2025

Secrets to for
For further help and consultation, please contact us today !
Han T Nguyen Han Nguyen 1986763 of Zen Mortgage Inc 2540315

The educational video summarizes the basis of currently available Down Payment Assistance (DPA) and Grant programs. They are subject to changes over time.1. ...

01/11/2025

Mortgage Rates Jump Sharply Higher After Jobs Report. Mortgage rates were already at 6 month highs earlier this week so it didn't take much of a push to send them up to new 7 month highs today. The push in question came from today's hotly-anticipated jobs report. No other economic report has as much consistent potential to... More here - https://www.mortgagenewsdaily.com/markets/mortgage-rates-01102025

01/10/2025

One home one impact at a time !!! Another happy first time homebuyer has been served by Zen Mortgage Solutions Han T Nguyen Team.

If you want to become Homeowner in this 2025, don't wait CONTACT us today for a FREE mortgage consultation.

* Know whether you are ready and qualified for a mortgage.
* Answer the question how much you can get Down Payment Assistant or even Grant.
* Learn more what would be your budget and target house price.
* Take which action to make your DREAM home a reality this year.

Han Nguyen 1986763 of Zen Mortgage Inc 2540315 Han T Nguyen