MHG Insurance

09/02/2026

We support seafarers around the world. It is through their hard work that global trade, travel, and commerce keeps moving, and they deserve our continued support.

That's why at MHG Insurance we have signed the Seafarer Pledge. This commitment reflects our ongoing mission to support the maritime community through specialized insurance solutions while standing behind initiatives that promote the wellbeing and recognition of seafarers.

Learn more: https://www.mnwb.org/sign-up-to-the-seafarer-pledge/

09/01/2026

P&I vs. Crew Health Insurance: Do you know the difference?
While both protect your vessel and crew, their triggers and purposes are entirely different.

Swipe through to see how they work together to protect your operation.

1. P&I Insurance: Covers the owner's legal and contractual liabilities. Coverage kicks in when legal fault or obligation is determined.
2. Crew Health Insurance: Provides direct healthcare coverage for crew members, regardless of owner liability or fault.

Why carry both?
Holding dedicated Crew Health coverage ensures timely access to care, reduces reliance on P&I claims, and can even help lower your overall P&I premiums.

Have questions about optimizing your Crew Health insurance coverage?
Drop a comment or send us a message below.

08/31/2026

Working on a yacht can come with incredible opportunities, but also unique pressures, long hours, isolation, and demanding conditions.

In our blog, we explore why mental health support should be essential to yacht crew insurance, and how the right benefits can support crew well-being, safety, and retention.

Read more: https://bit.ly/4wXFlza

08/28/2026

Your insurance broker should make your life easier, not harder.

At MHG, our job doesn't end when the policy is issued.

We're here to answer questions, help with claims, support your team and make the day-to-day management of insurance as straightforward as possible.

08/27/2026

Big news for cruise ship guest entertainers! We’ve launched our Cruise Contractor Coverage plan, combining Travel Medical and Third-Party Liability coverage in one convenient solution for entertainers who need both for their cruise ship contracts.

The plan includes:
• Travel Medical coverage for unexpected accidents and illnesses while working onboard or traveling outside your home country
• $1 million in Third-Party Liability coverage for accidental injury to others or damage to onboard property resulting from your act
• Flexible coverage periods for contracts of up to 12 months, with coverage extending to 36 months on select plans

Because cruise line insurance requirements vary, be sure to check your contract to confirm what coverage you need.
Only need Travel Medical coverage? Travel Medical-only options are still available when Third-Party Liability isn't required.

Have an upcoming cruise contract? Contact us to discuss your coverage requirements and find the option that fits your contract. https://mhginsurance.com/Insurance/Cruise-Industry/individual-entertainers

08/26/2026

Clayton Swart, Guillaume Lange, and Jack Okell will attend the Cannes Yachting Festival, September 8–13 in Cannes, France.

We’re looking forward to connecting with yacht owners, captains, crew, brokers, and industry partners throughout the event. If you’ll be attending, be sure to connect with Clayton, Guillaume, or Jack while you’re there!

08/25/2026

At MHG Insurance, we've always believed that supporting seafarers goes beyond providing insurance.

That's why we're proud to have signed the Seafarer Pledge, an initiative led by the Merchant Navy Welfare Board that encourages organizations across the maritime industry to champion the wellbeing, recognition, and long-term support of seafarers. Together, we can help create a stronger, more supportive environment. Learn more: https://www.mnwb.org/sign-up-to-the-seafarer-pledge/

08/20/2026

The average family health plan now costs nearly $27,000 a year. For small business owners trying to attract and retain talent without letting benefits costs get out of control, there may be a smarter way to structure your employee benefits. Our latest post breaks down level funding, HSAs, and plan-pairing strategies that keep costs predictable.

Read it here:

Every small business owner knows that success relies on the strength of their workforce. Attracting skilled professionals and keeping them on your team requires more than just competitive pay.

08/19/2026

Happy 13-Year Work Anniversary, Julie Parker!

As a Senior Operations Manager, Julie is responsible for claims, benefits inquiries, invoicing, and account administration for yacht clients.

Over the past 13 years, Julie has consistently demonstrated professionalism, reliability, and a client-first approach. Julie, thank you for your passion, expertise, and commitment over the years. We are grateful for all that you do!