MHG Insurance

MHG Insurance Insurance for the marine industry is our specialty!

MHG Insurance is a leading insurance brokerage providing insurance advice and solutions for Marine Crew, businesses and groups and individuals around the world. Whether you are looking for a competitive Yacht Crew insurance plan, Cruise Ship Crew insurance, business insurance plans or insurance coverage for you, your family or group, we can help! With over two decades of insurance experience, acce

ss to the world’s leading insurance carriers and a commitment to service, MHG has established an unrivalled reputation for providing quality insurance advice and products that meet your particular circumstances, coverage requirements and budget. Through our “Concierge Broker Service” we will continue to assist you and/or your employees with questions regarding the policy, details about the coverage it provides and throughout the claims process.

Yacht crew, captains, and owners: When it comes to insurance, who works for you matters. An Insurance Broker like MHG re...
06/03/2026

Yacht crew, captains, and owners: When it comes to insurance, who works for you matters. An Insurance Broker like MHG represents your needs, not the insurer's, and tailors coverage to your unique marine risks. Ready for smarter, more reliable protection? Learn more: https://bit.ly/4uhzIuq

For guest entertainers and independent performers, securing a contract at sea is an incredible milestone, but fulfilling...
06/02/2026

For guest entertainers and independent performers, securing a contract at sea is an incredible milestone, but fulfilling the administrative criteria is a critical final step before embarkation. Most commercial cruise lines require specialized international travel medical coverage, typically with a minimum $1,000,000 limit, that explicitly includes work-related performance risks, emergency evacuation, and repatriation.

Because standard travel medical policies often exclude work-related injuries, selecting a dedicated maritime-compliant plan is essential to meet employer requirements.

Learn how to structure your coverage, choose between single-trip and annual plans, and secure next-day compliance:
https://bit.ly/3RIWnSF

Captains, did you know that we see at least 8 pregnancy claims from yacht crew per year?It's a benefit often overlooked ...
06/01/2026

Captains, did you know that we see at least 8 pregnancy claims from yacht crew per year?
It's a benefit often overlooked by decision-makers, but one that can make a big difference in a crew member's life.

Our Captain's Guide to Crew Health Insurance breaks down benefits every yacht should consider. Click here to request your copy now: https://bit.ly/47cLihP

06/01/2026

Happy 10-year work anniversary, Sherry Wertz!

Sherry is the Director of the Cruise Division at MHG, where she leads the team and advises cruise line clients on crew health insurance. With over 30 years of experience in the cruise industry, she brings extensive insurance expertise and valuable insights from her work with cruise lines, concessionaires, and industry partners.

Thank you, Sherry, for your dedication and leadership. We appreciate your hard work and the positive impact you have on our cruise line clients every day. Congratulations on 10 years with us, and here's to many more!

The first days of Les Voiles d'Antibes have been so exciting for MHG's Guillaume Lange. Here he is enjoying the scenery ...
05/29/2026

The first days of Les Voiles d'Antibes have been so exciting for MHG's Guillaume Lange. Here he is enjoying the scenery with clients and friends representing MHG, Feadship, and Fraser Yachts.

It is a common concern among yacht crew: if the yacht is paying for your health insurance, does the Captain or the owner...
05/29/2026

It is a common concern among yacht crew: if the yacht is paying for your health insurance, does the Captain or the owner see what you are using it for? The answer is a strict, "NO!"

When your medical coverage is tied to your employment, it is natural to worry about the privacy of your personal health data. However, international privacy laws and strict insurance protocols are in place to ensure your medical history remains between you and your healthcare provider.

Even when a vessel provides a group policy, there are several layers of protection that keep your claims private:

• GDPR and HIPAA Compliance: Regardless of where the yacht is flagged, most reputable maritime insurance providers adhere to strict data protection regulations like the General Data Protection Regulation (GDPR) or the Health Insurance Portability and Accountability Act (HIPAA). These laws prohibit insurers from sharing specific diagnostic information with your employer.

• The "Need to Know" Basis: While a yacht manager or Captain may be notified that a claim has been filed (for administrative or premium purposes), they are not entitled to see the medical codes, prescriptions, or specific reasons for your visit.

• Third-Party Administration: Most claims are handled by third-party administrators (TPAs) who act as a firewall. They process the medical data and simply bill the policy holder for the aggregate costs without disclosing individual patient details.

This is a valid concern though, because maintaining a private medical record is essential for your long-term career. It allows you to seek help for everything from routine wellness to mental health support without the fear of it affecting your standing on board.

A healthy crew is a safe crew, and the best way to ensure that is through a system where every individual feels comfortable utilizing their benefits to the fullest, knowing their privacy is respected.

Here's a Tip From Our Experts: Always review your policy's "Notice of Privacy Practices" to understand exactly how your data is handled. This document outlines the legal obligations your insurer has to protect your identity.

Have questions about your insurance? Ask Us Anything! Direct Message us and we'll give you an answer!

It's a busy time in Antibes with Les Voiles d'Antibes starting today!MHG's Managing Director, Guillaume Lange, was fortu...
05/28/2026

It's a busy time in Antibes with Les Voiles d'Antibes starting today!
MHG's Managing Director, Guillaume Lange, was fortunate to catch up for coffee with Arjen van Elk from Feadship.

We are incredibly proud of our long history serving the yachting industry. Navigating the unique needs of international ...
05/27/2026

We are incredibly proud of our long history serving the yachting industry. Navigating the unique needs of international crew members is what we do best, and we are honored to be your trusted partner across all oceans. No matter your nationality or where your travels take you, our team is dedicated to providing the stability and expertise you can rely on.

Learn more about our history and services at https://bit.ly/4uPsNcx

As we move through 2026, the definition of luxury travel has shifted from visible extravagance to curated isolation. Acc...
05/26/2026

As we move through 2026, the definition of luxury travel has shifted from visible extravagance to curated isolation. According to recent insights from Luxury Travel Magazine and industry leaders, High-Net-Worth (HNW) travelers are increasingly moving away from traditional five-star hubs in favor of ultra-private, low-density destinations.

The trend for the current season is focused on total privacy and meaningful seclusion, with a significant surge in bookings for:

• Private Island Buyouts: Destinations like the Maldives and the British Virgin Islands are seeing record demand for full-island buyouts, offering families and groups a completely controlled environment.
• Ultra-Remote Expedition Lodges: High-end retreats in places like Patagonia and the Namibian desert are providing "earned luxury" (challenging adventures followed by world-class spa and culinary experiences.)
• Bespoke Villa Living: A preference for high-service private estates over luxury hotels, featuring dedicated onsite teams, private chefs, and customized wellness rituals.

At MHG Insurance, we understand that these highly sophisticated itineraries require more than standard protection.
When you are traveling via private jet to a remote atoll or embarking on a custom superyacht expedition, your insurance should be as bespoke as your journey.
Our travel insurance is specifically designed to meet the higher limit coverage standards of global travelers, providing seamless, high-limit coverage that moves with you, no matter how far off the grid you go.

Read more about the 2026 ultra-luxury landscape at https://bit.ly/4wSLJZI and ensure your next journey is fully protected here: https://bit.ly/3PNzKfh

05/25/2026

Wishing everyone a meaningful Memorial Day as we honor and remember those who gave their lives in service. 🇺🇸

Grateful for the freedom we have and the sacrifices made to protect it.

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1800 SE 10th Avenue, Ste 320
Fort Lauderdale, FL
33316USA

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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