06/22/2026
Your insurance broker is still charging you 2024 prices. And hoping you do not notice.
Rates on Florida commercial real estate are down almost 50% over the last two years.
But your premium did not move. Because your insurance broker never re-shopped your portfolio.
They work on commission.
A higher premium means a higher payout for them.
So they send the renewal, you sign it, and the overpayment quietly bleeds out of your NOI.
Most insurance brokers think policies. We think portfolios.
And there is a clock on this. Hurricane season is here. One major storm and this market hardens overnight. The operators who review their structure now lock in today's numbers. Everybody else reads about the new prices later.
Apply for your free review while rates are still down. No obligation. It does not touch your current coverage.
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