Michael Kalin, Coastal Wealth, Financial Service Representative

04/27/2022

Debt is a drag on your finances. Identify your worst debt (hint: it’s probably your credit cards) and limit its use while you pay it down.

04/21/2022

It may be time to have the ‘money talk’ with your parents. Break the ice by opening up about your own financial experiences. They may welcome the conversation.

04/17/2022

Procrastination makes everything harder. For example, waiting to start a savings plan can mean thousands of dollars less when you’re ready to retire. Don’t wait to call me!

04/10/2022

The past few years taught many of us that we can spend less and still have what we need. I can help you reevaluate your monthly expenses.

04/04/2022

I tell all my clients: an emergency fund is critical! It’s a core component of any financial plan and can keep you in the game, especially when adversity strikes. Let’s talk about your preparedness.

01/19/2022

Protecting your loved ones is job #1. But there are additional features of whole life insurance that can play a role in a diversified retirement plan.

A permanent policy can provide a tax-advantaged source of funds when needed.

01/18/2022

Retirement today looks different than it did for our parents. Odds are, your retirement plan will look different, too.

Retirement income strategies to help maximize your income in today’s retirement realities.

01/11/2022

With the shift to a more hybrid working lifestyle, employee benefits are beginning to adapt to the new norm. When looking for a new job, more employees are looking for offers like employer-subsidized internet and better dependent care benefits, as opposed to pre-COVID benefits providing discounted gym memberships.

Learn which employee benefits can help you do your best work in a hybrid office.

01/04/2022

Trying to get your finances back on track in the new year? Here are three financial steps you can today, this week, and this month.

There are steps you can take today, this week, and this month to help get grounded again.