David Salmon - Nationwide Mortgage Loan Originator- NMLS 297607

02/26/2026

Is now the right time to stop waiting? 🏠

Many potential buyers have been sitting on the sidelines waiting for the "perfect" moment. But here’s the truth: Market conditions are shifting in favor of the buyer.

Current interest rates are offering a much-needed breather, providing more purchasing power than we've seen in recent months. Lower rates don't just mean a lower monthly payment—they mean you can afford more home for your money.

Why consider buying now?

Increased Inventory: More options on the market.
Less Competition: Beat the rush before the next seasonal surge.
Refinance Ready: Lock in a home now and benefit from future rate drops.

Don't let your dream home wait on a "perfect" headline. Let’s look at the numbers together and see what your budget looks like in today’s market. Call me for a free Mortgage Pre-Approval and Analysis!

David Salmon, Mortgage Loan Originator (NMLS 297607)
First Western Trust Bank - Mortgage Division
Nationwide Mortgage Lender
Email: [email protected]

02/05/2026

JUST LISTED: Luxury living meets effortless financing! 🏡✨

Welcome to the perfect blend of architectural character and modern functionality in this inviting semi-custom bi-level, radiating Mid-Century Modern charm with updated laminate wood flooring, new paint, trim, and warm wood accents throughout. Situated on a premier 0.38-acre corner lot, this 5 Bedroom, 2 Bathroom home offers incredible versatility for all that life offers. The sun-drenched main level features vaulted ceilings, a cozy brick-mantel fireplace, and a modernized kitchen and dining area that has been opened up, making it just as perfect for hosting lively gatherings as it is for simple, quiet cooking at home. This level includes the master suite and one additional bedroom, with easy access to step out on the home's wraparound maintenance free deck; ideal for morning coffee or enjoying Colorado's beautiful evenings. The finished basement expands your living options with three more bedrooms for a home office or guest rooms, and a spacious secondary living area. The property's extensive storage includes an attached one-car garage and a detached two-car garage, providing ample room for your ATVs, boat, or camper in addition to vehicles. Step outside to a private, tree-shaded and irrigated backyard oasis. This yard is a dream for entertaining, complete with a relaxing fire pit, mature trees, room for yard games, and a dedicated garden space with a green house and strawberry patch. This home provides convenient access to I-76 for an easy commute. Don't miss your chance to own this unique retreat-schedule your private showing today and see why this is the perfect place to call home!

This property is exclusively listed by Nick Kuehn with eXp Realty. Known for his knowledge, communication and attention to detail, he ensures you’re guided every step of the way.

To discuss mortgage questions or to get Pre-Approved to buy this beautiful home, feel free to contact David Salmon (NMLS 297607) with First Western Trust Bank, to make your path to homeownership seamless. I offer quick approvals, all mortgage loan options, including First Time Buyer Programs and Down Payment Assistance to help you win in today's competitive market.

Ready to move? Contact Nick Kuehn for a tour or David Salmon for a custom rate quote today and Pre-Approval.

Nick Kuehn, eXp Realty (720) 550-0212
David Salmon, First Western Trust Bank (970) 690-1222

Welcome to the perfect blend of architectural character and modern functionality in this inviting semi-custom bi-level, radiating Mid-Century Modern charm with updated laminate wood flooring, new paint, trim, and warm wood accents throughout. Situated on a premier 0.38-acre corner lot, this 5-bedroo...

02/05/2026

JUST LISTED: Luxury living meets effortless financing! 🏡✨

The Home: Step inside this breathtaking and newly remodeled 1 Bedroom, 1 Bathroom home in Thornton, CO. Welcome to convenient and modern living in this beautifully refreshed ground-level condo! This move-in-ready home has been meticulously updated, featuring a stylish kitchen equipped with brand-new appliances. Fresh with new paint, trim, and flooring, offering a cozy living and relaxation by the fireplace. You can retreat to the spacious bedroom suite, with a beautifully updated full bathroom. The home also includes its own dedicated laundry space. Step right out from your living area onto a private porch and enjoy some relaxation at the community pool! There is one assigned parking space and offers the ultimate worry-free, "lock and leave" lifestyle, with the HOA including the condo's water, sewer, trash, and exterior upkeep. You are less than a mile from Thornton Light Rail Station and quick access to I-25, I-70, and I-76, making trips to Downtown Denver, the airport, or the mountains incredibly simple. This home perfectly balances easy comfort with access to everything you love.

This property is exclusively listed by Nick Kuehn with eXp Realty. Known for his knowledge, communication and attention to detail, he ensures you’re guided every step of the way.

To discuss mortgage questions or to get Pre-Approved to buy this beautiful Condo, feel free to contact David Salmon (NMLS 297607) with First Western Trust Bank, to make your path to homeownership seamless. I offer quick approvals, all mortgage loan options, including First Time Buyer Programs and Down Payment Assistance to help you win in today's competitive market. Also, I am offering a 1.5% Lender Credit (based on loan amount) for a rate buydown or to cover closing costs.

Ready to move? Contact Nick Kuehn for a tour or David Salmon for a custom rate quote today and Pre-Approval.

Nick Kuehn, eXp Realty (720) 550-0212
David Salmon, First Western Trust Bank (970) 690-1222

Receive a 1.5% Lender Credit with First Western Trust Bank!  Welcome to convenient and modern living in this beautifully refreshed ground-level condo! This move-in-ready home has been meticulously updated, featuring a stylish kitchen equipped with brand-new appliances. Fresh with new paint, tri...

08/29/2025

Check out this beautiful home in Brighton, CO offered by Nick Kuehn with EXP Realty.

Contact me to get Pre-Approved and receive a 3% Seller Concession to Permanently Buy Down your Rate!

OPEN HOUSE THIS SUNDAY 11:00 - 1:00.

(970) 407-3113

**OPEN HOUSE SUNDAY 8/31 11:00-1:00** Seller Concession o...

08/28/2025

🤚 Attention Realtors!

👓 Looking for a Lender who makes your clients' homebuying journey smooth, stress-free, and fast?

As a Nationwide Mortgage Lender, I specialize in:

* Purchases (closing on time, every time)

* Refinances (helping your clients save money)

* HELOC's & Second Mortgages (unlocking equity opportunities)

* Creative financing solutions tailored to your buyers

What you can expect working with me:

* Clear communication (no chasing updates)

* Fast approvals & reliable closings

* A true partner invested in your success

Let's team up and help more clients achieve their dream of homeownership!

DM me to chat about partnering together! Or feel free to give me a phone call at (970) 407-3113.

https://www.zillow.com/mortgage/lender-reviews/
NMLS ID 297607

06/16/2025

A huge congratulations to my amazing buyer, Daniel, on the purchase of his new home in Loveland, CO! This is such an exciting milestone, and I am so honored to have been a part of your journey Daniel. Wishing you countless happy memories, cozy evenings and joyful moments in your beautiful new home. Here's to new beginnings and a place to call your very own!

Shout out to Ellie Kates with EXP Realty. She made this much easier and her hard work and dedication to Daniel was appreciated. Thank you, Ellie.

If you're ready to find your dream home, lets chat!



David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 407-3113

05/23/2025

A huge congratulations to my amazing buyers, Patrick and Melissa, on the purchase of their new home in Timnath, CO! Moving from Oklahoma to Colorado is always work, but they did it and love it here already. This is such an exciting milestone, and I am so honored to have been a part of your journey.

Shout out to Ellie Kates with EXP Realty. She made this much easier and her hard work and dedication to Patrick and Melissa was appreciated. Thank you, Ellie.

Wishing you both countless happy memories, cozy evenings and joyful moments in your beautiful new home. Here's to new beginnings and a place to call your very own!

If you're ready to find your dream home, lets chat!



David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 407-3113

04/30/2025

💰 Unlock Your Home’s Equity! 🏡✨

Need extra cash for home renovations, debt consolidation, or unexpected expenses? A Home Equity Line of Credit (HELOC) or 2nd Mortgage could be the solution! Get the money you need, without Refinancing your low interest rate on your First Mortgage!

✅ Access your home’s equity
✅ Flexible repayment options
✅ Lower interest rates than credit cards

Your home is more than just a place to live—it’s a powerful financial tool! Let’s chat about how you can make the most of it. 📞💡



David Salmon, Mortgage Loan Originator (NMLS ID 297607)
First Western Trust Bank - Mortgage Division (NMLS ID 477166)
200 S College Avenue #10
Fort Collins, CO 80524
(970) 407-3113

04/14/2025

As a Nationwide Lender and 25 Years of Experience, I am here to help!

Here’s a quick look at what I can help you with:

✅ Refinancing – Lower your rate, shorten your term, or tap into your equity.
✅ Purchases – Buying a new home, Second Home or Investment Property? I’ve got your financing covered.
✅ HELOCs – Access your home’s equity for renovations, college, debt consolidation or anything else.
✅ Realtor Referrals – Need a reliable agent? I can connect you with someone great.
✅ Insurance Referrals – Get matched with trusted providers for homeowners and beyond.
✅ Wanting to connect with Financial Planners for long-term goals, I can guide you to someone that can help.
✅ Nationwide Lending – No matter where you or your loved ones are, I can help. I lend in all 50 States!
✅ We have the most competitive rates in the industry, along with quick, stress-free closings.

Whether you're planning a move, want to explore your equity, or just have a question about current rates, I'm just a phone call or email away.

David Salmon (NMLS ID 297607)
Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 403-3117

04/04/2025

I hope this message finds you well! I wanted to reach out and let you know that I’m still here as your trusted resource for anything home-finance related—whether it’s for you, a friend, or family member.

Here’s a quick look at what I can help with:

✅ Refinancing – Lower your rate, shorten your term, or tap into your equity.
✅ Purchases – Buying a new home, Second Home or Investment Property? I’ve got your financing covered.
✅ HELOCs – Access your home’s equity for renovations, college, or anything else.
✅ Realtor Referrals – Need a reliable agent? I can connect you with someone great.
✅ Insurance Referrals – Get matched with trusted providers for homeowners and beyond.
✅ Wanting to connect with Financial Planners for long-term goals, I can guide you to someone that can help.
✅ Nationwide Lending – No matter where you or your loved ones are, I can help. I lend in all 50 States!
✅ I offer the most competitive rates in the industry, along with quick, stress-free closings.

Whether you're planning a move, want to explore your equity, or just have a question about current rates, I'm just a phone call or email away.

David Salmon, Mortgage Loan Originator (NMLS ID 297607)
First Western Trust Bank - Mortgage Division
(970) 407-3113

03/31/2025

A huge congratulations to my amazing buyers, Michael & Sara, on the purchase of their new home in Timnath, CO! This is such an exciting milestone, and I am so honored to have been a part of your journey.

Shout out to Ellie Kates with EXP Realty. She made this much easier and her hard work and dedication to Michael & Sara was appreciated. Thank you, Ellie.

Wishing you both countless happy memories, cozy evenings and joyful moments in your beautiful new home. Here's to new beginnings and a place to call your very own!

If you're ready to find your dream home, lets chat!



David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 407-3113