David Salmon - Nationwide Mortgage Loan Originator- NMLS 297607

06/16/2026

🏠 Thinking about buying your first home but have no idea where to start?

You are not alone. The market can feel overwhelming, but you do not have to figure it out by yourself. Whether you are confused about down payments, credit scores, or what a mortgage pre-approval actually is, I am here to help. No question is too basic.

Drop your biggest questions in the comments below, or send me a DM! Let’s clear up the confusion and get you ready for your homebuying journey.👇

David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
Mountain Valley Bank
(970) 416-3353

06/09/2026

🚫 Myth: You need a 20% down payment to buy a home.

✅ Reality: Many buyers qualify for programs with as little as 3% to 3.5% down—and some options require 0% down.

Saving up a massive lump sum shouldn't hold you back from owning your dream home. Let’s explore the low-down-payment loan programs available in our local market today.

Marry the house, date the rate. If you find the right property now, you can simply refinance later when the market shifts.

💬 Contact me today to see what you qualify for!

(970) 416-3353

02/26/2026

Is now the right time to stop waiting? 🏠

Many potential buyers have been sitting on the sidelines waiting for the "perfect" moment. But here’s the truth: Market conditions are shifting in favor of the buyer.

Current interest rates are offering a much-needed breather, providing more purchasing power than we've seen in recent months. Lower rates don't just mean a lower monthly payment—they mean you can afford more home for your money.

Why consider buying now?

Increased Inventory: More options on the market.
Less Competition: Beat the rush before the next seasonal surge.
Refinance Ready: Lock in a home now and benefit from future rate drops.

Don't let your dream home wait on a "perfect" headline. Let’s look at the numbers together and see what your budget looks like in today’s market. Call me for a free Mortgage Pre-Approval and Analysis!

David Salmon, Mortgage Loan Originator (NMLS 297607)
First Western Trust Bank - Mortgage Division
Nationwide Mortgage Lender
Email: [email protected]

02/05/2026

JUST LISTED: Luxury living meets effortless financing! 🏡✨

Welcome to the perfect blend of architectural character and modern functionality in this inviting semi-custom bi-level, radiating Mid-Century Modern charm with updated laminate wood flooring, new paint, trim, and warm wood accents throughout. Situated on a premier 0.38-acre corner lot, this 5 Bedroom, 2 Bathroom home offers incredible versatility for all that life offers. The sun-drenched main level features vaulted ceilings, a cozy brick-mantel fireplace, and a modernized kitchen and dining area that has been opened up, making it just as perfect for hosting lively gatherings as it is for simple, quiet cooking at home. This level includes the master suite and one additional bedroom, with easy access to step out on the home's wraparound maintenance free deck; ideal for morning coffee or enjoying Colorado's beautiful evenings. The finished basement expands your living options with three more bedrooms for a home office or guest rooms, and a spacious secondary living area. The property's extensive storage includes an attached one-car garage and a detached two-car garage, providing ample room for your ATVs, boat, or camper in addition to vehicles. Step outside to a private, tree-shaded and irrigated backyard oasis. This yard is a dream for entertaining, complete with a relaxing fire pit, mature trees, room for yard games, and a dedicated garden space with a green house and strawberry patch. This home provides convenient access to I-76 for an easy commute. Don't miss your chance to own this unique retreat-schedule your private showing today and see why this is the perfect place to call home!

This property is exclusively listed by Nick Kuehn with eXp Realty. Known for his knowledge, communication and attention to detail, he ensures you’re guided every step of the way.

To discuss mortgage questions or to get Pre-Approved to buy this beautiful home, feel free to contact David Salmon (NMLS 297607) with First Western Trust Bank, to make your path to homeownership seamless. I offer quick approvals, all mortgage loan options, including First Time Buyer Programs and Down Payment Assistance to help you win in today's competitive market.

Ready to move? Contact Nick Kuehn for a tour or David Salmon for a custom rate quote today and Pre-Approval.

Nick Kuehn, eXp Realty (720) 550-0212
David Salmon, First Western Trust Bank (970) 690-1222

Welcome to the perfect blend of architectural character and modern functionality in this inviting semi-custom bi-level, radiating Mid-Century Modern charm with updated laminate wood flooring, new paint, trim, and warm wood accents throughout. Situated on a premier 0.38-acre corner lot, this 5-bedroo...

02/05/2026

JUST LISTED: Luxury living meets effortless financing! 🏡✨

The Home: Step inside this breathtaking and newly remodeled 1 Bedroom, 1 Bathroom home in Thornton, CO. Welcome to convenient and modern living in this beautifully refreshed ground-level condo! This move-in-ready home has been meticulously updated, featuring a stylish kitchen equipped with brand-new appliances. Fresh with new paint, trim, and flooring, offering a cozy living and relaxation by the fireplace. You can retreat to the spacious bedroom suite, with a beautifully updated full bathroom. The home also includes its own dedicated laundry space. Step right out from your living area onto a private porch and enjoy some relaxation at the community pool! There is one assigned parking space and offers the ultimate worry-free, "lock and leave" lifestyle, with the HOA including the condo's water, sewer, trash, and exterior upkeep. You are less than a mile from Thornton Light Rail Station and quick access to I-25, I-70, and I-76, making trips to Downtown Denver, the airport, or the mountains incredibly simple. This home perfectly balances easy comfort with access to everything you love.

This property is exclusively listed by Nick Kuehn with eXp Realty. Known for his knowledge, communication and attention to detail, he ensures you’re guided every step of the way.

To discuss mortgage questions or to get Pre-Approved to buy this beautiful Condo, feel free to contact David Salmon (NMLS 297607) with First Western Trust Bank, to make your path to homeownership seamless. I offer quick approvals, all mortgage loan options, including First Time Buyer Programs and Down Payment Assistance to help you win in today's competitive market. Also, I am offering a 1.5% Lender Credit (based on loan amount) for a rate buydown or to cover closing costs.

Ready to move? Contact Nick Kuehn for a tour or David Salmon for a custom rate quote today and Pre-Approval.

Nick Kuehn, eXp Realty (720) 550-0212
David Salmon, First Western Trust Bank (970) 690-1222

Receive a 1.5% Lender Credit with First Western Trust Bank!  Welcome to convenient and modern living in this beautifully refreshed ground-level condo! This move-in-ready home has been meticulously updated, featuring a stylish kitchen equipped with brand-new appliances. Fresh with new paint, tri...

08/29/2025

Check out this beautiful home in Brighton, CO offered by Nick Kuehn with EXP Realty.

Contact me to get Pre-Approved and receive a 3% Seller Concession to Permanently Buy Down your Rate!

OPEN HOUSE THIS SUNDAY 11:00 - 1:00.

(970) 407-3113

**OPEN HOUSE SUNDAY 8/31 11:00-1:00** Seller Concession o...

08/28/2025

🤚 Attention Realtors!

👓 Looking for a Lender who makes your clients' homebuying journey smooth, stress-free, and fast?

As a Nationwide Mortgage Lender, I specialize in:

* Purchases (closing on time, every time)

* Refinances (helping your clients save money)

* HELOC's & Second Mortgages (unlocking equity opportunities)

* Creative financing solutions tailored to your buyers

What you can expect working with me:

* Clear communication (no chasing updates)

* Fast approvals & reliable closings

* A true partner invested in your success

Let's team up and help more clients achieve their dream of homeownership!

DM me to chat about partnering together! Or feel free to give me a phone call at (970) 407-3113.

https://www.zillow.com/mortgage/lender-reviews/
NMLS ID 297607

06/16/2025

A huge congratulations to my amazing buyer, Daniel, on the purchase of his new home in Loveland, CO! This is such an exciting milestone, and I am so honored to have been a part of your journey Daniel. Wishing you countless happy memories, cozy evenings and joyful moments in your beautiful new home. Here's to new beginnings and a place to call your very own!

Shout out to Ellie Kates with EXP Realty. She made this much easier and her hard work and dedication to Daniel was appreciated. Thank you, Ellie.

If you're ready to find your dream home, lets chat!



David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 407-3113

05/23/2025

A huge congratulations to my amazing buyers, Patrick and Melissa, on the purchase of their new home in Timnath, CO! Moving from Oklahoma to Colorado is always work, but they did it and love it here already. This is such an exciting milestone, and I am so honored to have been a part of your journey.

Shout out to Ellie Kates with EXP Realty. She made this much easier and her hard work and dedication to Patrick and Melissa was appreciated. Thank you, Ellie.

Wishing you both countless happy memories, cozy evenings and joyful moments in your beautiful new home. Here's to new beginnings and a place to call your very own!

If you're ready to find your dream home, lets chat!



David Salmon (NMLS 297607)
Nationwide Mortgage Loan Originator
First Western Trust Bank - Mortgage Division
(970) 407-3113