Insurance Specialties LTD

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Insurance Specialties LTD Top Fort Collins Auto & Home insurance. SR-22 specialists. New: Geico coverage available for 2026! Serving Fort Collins since 1989, Insurance Specialties Ltd.

is a premier independent insurance agency specializing in personalized coverage for what matters most. As a trusted local broker, we represent top carriers like Progressive, Safeco, and Hagerty. We are proud to announce our new partnership with Geico in 2025, bringing even more competitive options to Northern Colorado. We specialize in high-risk solutions, including expert SR-22 filings, alongside comprehensive home, auto, motorcycle, and commercial insurance. Whether you have a perfect driving record or need help getting back on the road, our experienced team provides the advocacy and local expertise you deserve. Call today for a custom quote!

Heading off to college is a major milestone—new independence, campus life, and big responsibilities. Whether you're movi...
09/23/2026

Heading off to college is a major milestone—new independence, campus life, and big responsibilities. Whether you're moving into a dorm or signing your first lease, protecting your belongings and future should be part of the plan. At Insurance Specialties Ltd, we help students and families in Fort Collins find reliable insurance solutions for home, auto, and more. Visit your website to explore coverage that supports this exciting new chapter.

https://insurenortherncolorado.com/colorado-insurance-blog/f/why-every-csu-student-needs-renters-insurance-before-life-happens

🦃 Don't be a turkey—shop Insurance Specialties Ltd. first!Whether you're looking for Auto, Home, Renters, or Motorcycle ...
09/09/2026

🦃 Don't be a turkey—shop Insurance Specialties Ltd. first!

Whether you're looking for Auto, Home, Renters, or Motorcycle coverage, skipping a local rate check can cost you big. As Fort Collins' trusted independent agency since 1989, we compare top carriers like Progressive, Geico, Safeco, and Dairyland to land you the best coverage at a price that won't make you flock away.

Save yourself the headache and get the hometown service you deserve!

👉 Get your fast, free quote today: https://insurenortherncolorado.com/

Need protection for your dorm, apartment, or house near campus? Insurance Specialties Ltd. has been protecting CSU Rams ...
08/31/2026

Need protection for your dorm, apartment, or house near campus? Insurance Specialties Ltd. has been protecting CSU Rams with tailored Renters Insurance since 1989—over 35 years of trusted local service! 🏈🐑

Protect your tech, furniture, and gear against theft, fire, or accidental damage wherever you go.

Why CSU Rams Choose Us:

🏠 Decades of Experience: Serving Fort Collins renters for 35+ years.

💰 Student-Friendly Rates: Quality coverage that respects your budget.

📱 Fast Quotes: Quick, hassle-free setup so you can focus on school.

👉 Get your fast quote today: Call 970-490-1530

Two Essential Coverages Every Colorado Driver Needs 🛡️Did you know these crucial coverages are automatically offered on ...
08/28/2026

Two Essential Coverages Every Colorado Driver Needs 🛡️

Did you know these crucial coverages are automatically offered on Colorado auto policies? Here is why you should keep them:

Medical Payments (MedPay): Covers immediate medical bills for you and your passengers after a crash, regardless of who caused it.

Uninsured/Underinsured Motorist (UM/UIM): Protects you if you get hit by a driver who carries zero insurance or doesn't have enough coverage to pay for your injuries.

Keeping these coverages ensures you're never stuck paying out of pocket for someone else's mistake.

Have questions about your auto policy? Send us a message or give us a call to speak with an expert!

Looking to protect what matters most? Insurance Specialties Ltd has you covered with personalized auto, home, and motorcycle insurance designed to fit your life.

Will Insurance Cover Hail Damage to Your Vehicle? ⛈️🚗Living in Colorado means dealing with unpredictable weather—especia...
08/27/2026

Will Insurance Cover Hail Damage to Your Vehicle? ⛈️🚗

Living in Colorado means dealing with unpredictable weather—especially severe hailstorms!

If a storm leaves your car covered in dents, does standard liability cover it? No. Standard liability only covers damage you cause to other vehicles.

To protect your car against hail, falling objects, theft, and windshield cracks, you need Comprehensive Coverage on your policy.

Looking to protect your future with trusted insurance solutions? Insurance Specialties Ltd in Fort Collins offers personalized coverage for auto, home, and motorcycle insurance tailored to your lifestyle. Visit your website today to explore your options and get a free, no-obligation quote in minutes. Let us help you safeguard what matters most.

Headline: Are You Covered? Understanding Colorado's Auto Insurance Laws 🚗Navigating car insurance in Colorado can be con...
08/27/2026

Headline: Are You Covered? Understanding Colorado's Auto Insurance Laws 🚗

Navigating car insurance in Colorado can be confusing, but knowing the rules keeps you protected on the road!

Is Colorado "no-fault"? No, Colorado is an at-fault state. The driver who causes the accident is responsible for the damages.

What's the legal minimum? State law mandates 25/50/15 coverage ($25k bodily injury per person, $50k total injury, $15k property damage).

Are minimums enough? Rarely! A minor accident can quickly exceed $15k in property damage. Most drivers need higher limits (like 100/300/100) to protect their personal assets.

Don't wait until an accident happens to find out if you're fully covered.

Call today or visit our website for a fast, free policy review!

Heading to CSU this semester? Smart coverage starts here! 🐏🚘Combining Liberty Mutual Insurance with your local team at I...
08/24/2026

Heading to CSU this semester? Smart coverage starts here! 🐏🚘

Combining Liberty Mutual Insurance with your local team at Insurance Specialties Ltd gives CSU students the ultimate power move for back-to-school:

• Big-Name Strength: Top-tier Car and Renters Insurance protection from Liberty Mutual.

• Local Fort Collins Support: Tailored advice, local rate shopping, and real humans in your corner—right here in Midtown.

• Bundle & Save: Bundling your auto and renters policy keeps more cash in your wallet for books, tuition, and weekend fun.

Protect your car and your apartment in one easy step!

👉 Call us today or visit our site to get your CSU student quote.

Protect your Colorado home with the strength of Progressive and the local care of Insurance Specialties Ltd.Bundle your ...
08/11/2026

Protect your Colorado home with the strength of Progressive and the local care of Insurance Specialties Ltd.
Bundle your home and auto to unlock maximum savings with an agency that’s been serving you since 1989.
📞 Call us today or get your free home quote online!

Celebrating 36 Years Partnering with Progressive! 🚗🏠We are proud to share that Insurance Specialties Ltd has officially ...
08/06/2026

Celebrating 36 Years Partnering with Progressive! 🚗🏠
We are proud to share that Insurance Specialties Ltd has officially reached a 36-year milestone as an independent agent with Progressive Insurance!

Decades of partnership mean we know their coverage options inside and out—helping us secure the best coverage and rates for local families and businesses. Thank you to our wonderful community for trusting us through every mile and milestone.

Need a competitive quote or policy checkup? Give our local team a call today!

Address

2627 Redwing Road Suite 160
Fort Collins, CO
80526

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm

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