Excel Financial Group, LLC / Doug Davidson / nmls 201022

Excel Financial Group, LLC / Doug Davidson / nmls 201022 Mortgage broker consulting with clients concerning their mortgage, usually involving the purchase of

02/17/2024

Inflation is the biggest problem for interest rates these days and this week brought two reports that pushed rates higher. Both are released by the Bureau of Labor Statistics and both pointed toward higher inflation in different ways.

02/14/2024

If it feels like there's been an inordinate amount of focus on the Consumer Price Index (CPI) recently, today proved it was justified.  It's not hard to understand WHY this data should matter.&nb...

12/29/2023

2022 may have seen more outright volatility in the housing and mortgage markets, but 2023 was the year of extremes.

12/23/2023

The astonishing pace of the recent drop in interest rates has raised some questions regarding sustainability and justification, but we can clear them up with a single chart. The Federal Reserve doe...

12/20/2023

We made the mistake of referring to mortgage rates as being "sharply sideways" yesterday--a description that's only dusted off for the most uneventful of days.  Joke's on us!  Today's side...

12/14/2023

Today's headline speaks for itself: one of the biggest 2-day drops in rates in decades.  Simply put, over the past 48 hours, mortgage rates have moved lower by a larger amount than almost any o...

12/13/2023

Today brought the scheduled Fed policy announcement that we've been waiting for and mortgage rates plummeted as a result.  So does that mean the Fed cut rates?  No...  The Fed kept it...

12/05/2023

Apart from this past Friday, you'd have to go back to September 1st to see lower mortgage rates than today.  It probably makes the best sense to view last Friday as a slightly overdone rally as...

Beyond grateful and thrilled to be voted 'Best of NoCo' for the third consecutive year! 🏆✨ Thank you to everyone who has...
12/02/2023

Beyond grateful and thrilled to be voted 'Best of NoCo' for the third consecutive year! 🏆✨ Thank you to everyone who has been a part of this incredible journey. The support of the northern Colorado community and my clients means the world to me! 🙏🌟

11/30/2023

If you count the Friday after Thanksgiving as a business day, mortgage rates had fallen for 6 straight days as of yesterday afternoon.  Moreover, they'd reached the lowest levels in 3 months an...

11/29/2023

The trend in rates has been very linear in the 2nd half of the month and the day-to-day changes have been getting smaller and smaller. On 5 of the last 6 business days, the average 30yr fixed rate has...

11/22/2023

"Lower volatility and more sideways momentum" have been the themes as we've moved away from last week's more consequential economic data.  The underlying bond market has been microscopically stro...

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123 N College Avenue
Fort Collins, CO
80524

Telephone

+17204966339

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