Max Pribbeno - Ascend Mortgage

08/26/2026

Colorado public school employees, this is a homebuying program worth knowing about. 🏡

CHFA’s Schools To Home℠ program provides eligible buyers with down payment and/or closing cost assistance of up to 25% of the CHFA first mortgage loan amount.

At least one borrower must be a full-time employee of an eligible Colorado public school employer. Income limits, credit requirements, homebuyer education, and other program guidelines apply.

The assistance is provided as a second mortgage loan. Repayment is deferred, and the program includes a shared-appreciation component.

Want to know if you qualify? Send me “MORE INFO” and I’ll help you run the numbers.

Full program details:
https://www.chfainfo.com/homeownership/chfa-schools-to-home-program

Max Pribbeno | NMLS #1193156
Ascend Mortgage | NMLS #2179191
Equal Housing Opportunity

08/19/2026

Back to school! 📚 Elena is off to 4th grade and Archer is starting 2nd!

We packed a lot into this summer. Emma and I celebrated our 16th anniversary in Rhode Island, then we took the kids on a camper trip through Utah to see Arches, Zion, and Bryce Canyon. Lots of great memories and a pretty awesome summer.

But I have to admit, I’m also looking forward to having a schedule back in our lives again. 😂 Here’s to a great school year!

08/05/2026

Making sure we have all the docs clean and ready for underwriting makes the process go smoother and allows us to close fast

04/30/2026

Loved getting to help Luke and Alaina through their first home purchase.

First-time homebuyers are honestly some of my favorite clients to work with because there are so many questions, nerves, moving pieces, and big decisions along the way.

Thank you Luke and Alaina for trusting me with such a big milestone. This is exactly why I love what I do.

04/29/2026

04/09/2026

Not all seller concessions are created equal. A lot of buyers naturally focus on negotiating the purchase price down, and that can help, but in many cases it does not move the monthly payment as much as they think. A seller paid rate buydown can often create a bigger impact where buyers feel it most, in their monthly payment.

For example, a small price reduction might only save you a little each month, while using that same amount toward buying down the interest rate can lead to much more noticeable monthly savings. That is why strategy matters. It is not just about getting a better price, it is about structuring the deal in the way that helps you the most.

Every situation is different, but this is exactly why having the numbers broken down the right way is so important.

03/10/2026

Most buyers start in the wrong place.

Before you start scrolling homes, get clear on these 2 things: what you can qualify for, and what actually fits your budget, both monthly payment and cash to close.

That’s the plan that helps you buy with confidence instead of feeling lost.

If you’re thinking about buying this year, send me a message and I’ll help you get a clear game plan in place.