Evanston Financial Services

02/01/2024

So, as my first potentially value-adding post to those interested, I'll tell you about a new product being offered by life insurance companies, called the Health Matching Account. Note here that is doesn't say "Savings", it says "Matching". Yes, the insurance company contributes to your HMA!

It is designed to replace what we're all familiar with, to pay deductibles and copays for example, the Health Savings Account.

The thing I couldn't believe about this product is that it actually matches your contributions. Apparently, they did 4 years of actuarial work to figure out that the amount in all HMA's at any one time can earn more income for them than it costs for them to match clients' HMA contributions.

The other great thing about it is that, unlike HSA's with a contribution limit of around $5K, the HMAs have contribution limits up to $75K! Finally, the flexibility to use the money in an HMA is much greater than what HSA money can be spent on.

This is NOT a sales pitch, just want to make you aware of something that might be worthwhile to think about. If anyone is interested in learning more, just drop me a line.

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02/01/2024

To start out with the first post of the page's existence, I want to talk about why I created Evanston Financial Services. I have lived in Northern Colorado for 25 years, and watched explosive growth. Many new families have moved to the area. My goal, simply, is to, without any hard sell attitude at all, help these families to obtain the absolute best protections possible in the life and health insurance areas, and choose well in retirement planning. While we serve primarily Colorado, we do operate nationwide.

As brokers, we are affiliated with 25 carriers. Because of this, we can get you the best price, along with bringing you the level of expertise needed to make the best price to benefit decision for your budget.

As the owner, my pledge is to never sell a policy of any kind, to any client, that, given complete information, will not be in the best interest of that client.

If you are thinking about life insurance, health insurance, and retirement planning, please do reach out and perhaps schedule a short education/investigation call to begin to understand how we can help you and your family.

Thank You,

Evan Burns
Agent Owner