Bryan Watkins, Mortgage Loan Originator

06/21/2025

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12/17/2024

Understanding Reverse Mortgages

Did you know reverse mortgages don’t require monthly payments? But eventually, the loan must be repaid. Whether it’s through selling the home, refinancing, or other options, knowing how to prepare is key.

Let’s discuss your plan to repay a reverse mortgage and keep your finances on track!

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]

12/16/2024

Self-Employed and Looking for a Mortgage?

Getting a mortgage when you're self-employed can feel overwhelming, but it's absolutely possible! While proof of income requirements may be more detailed, I’m here to help simplify the process and guide you every step of the way.

Let’s chat about your options and get you one step closer to your dream home!

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]

12/15/2024

Thinking of Buying a Foreclosed Home?

Foreclosures can mean big savings, but they often come with unique financing challenges. Ready to learn how to navigate the process and snag a great deal?

Reach out, and I’ll guide you through it step by step!

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]

12/11/2024

Big News for Homebuyers in 2025!

Starting next year, the conforming loan limit for single-family homes will increase to $806,500—with even higher limits in areas like Los Angeles and New York counties, going up to $1,209,750.

This change reflects rising home prices and opens the door for more buyers to secure affordable financing through Fannie Mae and Freddie Mac-backed loans.

Curious how this impacts your home-buying options? Let’s chat!

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]

12/10/2024

Good News for Homebuyers and Homeowners!

Mortgage rates, which spiked to over 7% after the election, have improved. This positive shift is renewing interest in the housing market. If you’ve been waiting for the right time to buy or refinance, now could be your moment!

Let’s connect to explore your options.

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]

12/06/2024

Proud to Serve Fort Collins—and All 50 States!

One of the best parts of my job is helping families find a place to call home, whether they’re right here in Fort Collins or anywhere across the country.

Whether you’re buying your first home, upgrading, or refinancing, I’m here to provide personalized service you can trust—no matter where you live.

Ready to get started? Let’s connect today!

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust

200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]
NMLS ID 1494795

12/04/2024

Looking to Lower Your Monthly Payments?

Refinancing your mortgage could be the key to saving money each month or paying off your home faster. Whether you're looking to consolidate debt or take advantage of lower rates, I’m here to guide you through the process.

Let’s chat and explore your options! Your financial goals are closer than you think.

Bryan Watkins | Senior Mortgage Loan Originator | First Western Trust

200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]
NMLS ID 1494795

11/24/2024

Success Story Alert!

Yesterday, I had the privilege of helping a client in Iowa with a refinance deal that truly transformed their financial situation. By consolidating their debt through a refinance, we saved them $3,000 a month—yes, you read that right!

Even with their low interest rate, refinancing made sense for their unique scenario. It's a great reminder that financial solutions aren't always one-size-fits-all. Sometimes, the right move isn’t about chasing the lowest rate but about creating the biggest overall impact.

Curious if this approach could work for you? Let’s connect and explore your options!

11/23/2024

Renting vs. Buying: What’s Right for You?

Are you still renting? With current market trends, buying a home might be more affordable than you think! Here’s why:
✔️ Build equity over time
✔️ Enjoy stable monthly payments
✔️ Take advantage of potential tax benefits

Let’s crunch the numbers and see if homeownership is the right move for you.

11/23/2024

Where Are Mortgage Rates Headed?

Experts like Fannie Mae, MBA, and Wells Fargo predict that 30-year fixed mortgage rates will decline in the coming years. By the end of 2024, we could see rates around 6.3%, with further drops into the mid-5% range by 2025 and 2026.

What does this mean for you? If you’re thinking about buying a home or refinancing, these trends could create new opportunities to save. Let’s strategize together to make the most of what’s ahead! Take a look at the forecast and message me with any questions—I’m here to help you plan your next move.

11/16/2024

Ready to Start Your Homeownership Journey?
Buying a home doesn’t have to be overwhelming! I’m here to guide you every step of the way, from getting pre-approved to closing the deal. Reach out today, and let’s get you closer to the keys to your new home!

Bryan Watkins | Mortgage Loan Originator | First Western Trust
200 S. College Ave Ste 10 | Fort Collins, CO 80524 | www.myfw.com
Direct 970.407.3114 | Main 970.407.3100 | Cell 970.812.2030 | [email protected]