Joan Woodruff-Owens, Home Mortgage Consultant, NMLS# 776733

Joan Woodruff-Owens, Home Mortgage Consultant, NMLS# 776733 Mortgage, Home loans, Real Estate I bring over 15 years of experience in the mortgage industry and I am proud to be a member of the Home Mortgage Alliance team.

As a Home Mortgage Consultant for Home Mortgage Alliance, I strive to provide excellent service and communication with my customers. My customers rely on my knowledge of the products Stearns Lending offers which include FHA, VA, Conventional, Jumbo and other loan products. I am the main point of contact to assist my customers with product parameters, pipeline management or questions relating to u

nderwriting, pricing, and loan closing. William Lyon Mortgage, LLC NMLS #1137507; Equal Housing Lender. Disclaimer: https://homemortgagealliance.com/terms-of-use/

It's time to celebrate Own Your Own Home Day! This holiday was created to recognize the milestone of owning a home and r...
01/21/2025

It's time to celebrate Own Your Own Home Day! This holiday was created to recognize the milestone of owning a home and raise awareness about the benefits of homeownership. Some top benefits include:
-Monthly payment stability
-Home value appreciation
-Freedom to personalize
-Building equity with every payment
Ready to explore more benefits and achieve your dream of homeownership? Give me a call today!

Today and every day, we honor Dr. King's legacy of justice and love. We wish you a reverent Dr. Martin Luther King Jr. D...
01/20/2025

Today and every day, we honor Dr. King's legacy of justice and love. We wish you a reverent Dr. Martin Luther King Jr. Day

Why wait to start living in your dream home? With HomeFundIt™, you have the support to make it happen sooner. Every gift...
01/17/2025

Why wait to start living in your dream home? With HomeFundIt™, you have the support to make it happen sooner. Every gift, every click brings you closer to the keys to your new home.

Before making an offer, walk around the neighborhood of the home you’re considering. Are the streets busy? Is it quiet a...
01/14/2025

Before making an offer, walk around the neighborhood of the home you’re considering. Are the streets busy? Is it quiet at night? The vibe outside matters as much as the home itself. We're here to help you get closer to your dream home!

New year, bigger home, smaller payments! Ask me how a mortgage payment buydown can help you ease into homeownership with...
01/08/2025

New year, bigger home, smaller payments! Ask me how a mortgage payment buydown can help you ease into homeownership with a lower monthly mortgage payment

Winter storms can bring surprises! Review your home insurance to ensure you’re covered for seasonal risks
01/07/2025

Winter storms can bring surprises! Review your home insurance to ensure you’re covered for seasonal risks

It's time for a mortgage check-up! Could you be paying less on your monthly mortgage payment? Thinking about changing yo...
01/06/2025

It's time for a mortgage check-up! Could you be paying less on your monthly mortgage payment? Thinking about changing your loan term to pay off your mortgage sooner? Take control of your financial health-- let's talk about your current mortgage and discuss the best option for you! Give me a call today

Did you know? January is Financial Wellness Month! After an expensive holiday season, the new year is a great time to ch...
01/02/2025

Did you know? January is Financial Wellness Month! After an expensive holiday season, the new year is a great time to check in on your goals and assess budget priorities. Here are three steps you can take to improve your finances this month:

1. Set your 2025 goals
2. Make a plan to pay down debt
3. Check your credit report

Every bit of savings counts! Putting aside extra for a larger down payment can lower your loan amount and reduce your mo...
12/31/2024

Every bit of savings counts! Putting aside extra for a larger down payment can lower your loan amount and reduce your monthly mortgage. Set a small savings goal each week to get closer to your homeownership dream.

The holiday season is full of expenses. Sticking to your budget helps protect your finances—and your future home-buying ...
12/24/2024

The holiday season is full of expenses. Sticking to your budget helps protect your finances—and your future home-buying plans. Happy holidays!

Happy Holidays! May you have a wonderful holiday season filled with warmth and joy ❄️☃️
12/24/2024

Happy Holidays! May you have a wonderful holiday season filled with warmth and joy ❄️☃️

If you’re in the final stages of buying a home, big purchases could affect your debt-to-income ratio or lower your credi...
12/17/2024

If you’re in the final stages of buying a home, big purchases could affect your debt-to-income ratio or lower your credit score—potentially delaying your home loan approval. Prioritize your new home over new gadgets this season.

Address

4703A Boardwalk Drive
Fort Collins, CO
80525

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