Choice City Health Medicare Solutions

Choice City Health Medicare Solutions We provide individuals with the best customer experience and the best and most appropriate health and life insurance options that meet their needs.

Big Changes Coming to Medicare Part D in 2026Medicare beneficiaries with Part D prescription drug coverage will see majo...
06/10/2026

Big Changes Coming to Medicare Part D in 2026

Medicare beneficiaries with Part D prescription drug coverage will see major changes in 2026, thanks to continued implementation of the Inflation Reduction Act.

Here’s what you can expect:
1. Out-of-Pocket Costs Capped at $2,100
Once you hit this cap, you’ll pay $0 for covered prescription drugs for the rest of the year—no coinsurance, no copays.

2. Medicare Will Begin Negotiating Drug Prices
Starting Jan. 1, 2026, Medicare will roll out negotiated prices for 10 high-cost drugs, including: Eliquis, Jardiance, Xarelto, Januvia, Farxiga, Entresto, Enbrel, Imbruvica, Stelara, and Fiasp/NovoLog.

3. Monthly Payment Option
Starting in 2026, if you enroll in the Prescription Payment Plan (Medicare's plan that lets you spread out drug costs over the year), you will automatically be enrolled in the program the following year.

4. Insulin and Vaccine Cost Caps Continue
The insulin cap in 2026 will be the lowest of $35, 25% of negotiated price, or 25% of maximum fair price, CDC-recommended adult vaccines (like shingles and Tdap) stay free with no copay or deductible.

5. Stricter Limits on Price Hikes
Manufacturers face penalties for raising prices faster than inflation, helping to stabilize drug costs and plan premiums.

Looking ahead:
More drugs will be added to the negotiation list each year, with up to 60 covered by 2029.

Need help understanding how these changes may affect your plan—or your clients? Let’s connect.

Does Medicare cover assisted living or long-term care? Many people are surprised to learn that Medicare’s coverage is ve...
06/03/2026

Does Medicare cover assisted living or long-term care?

Many people are surprised to learn that Medicare’s coverage is very limited.

👉 What Medicare Covers (short-term, medical):
> Skilled Nursing Facility care (up to 100 days with hospital stay & doctor’s order)
> Home health services (if homebound, ordered by a physician, and needed in addition to skilled services)
> Medical services while in assisted living (doctor visits, tests, equipment)
> Hospice care (if terminally ill)

👉 What Medicare Does NOT Cover:
> Custodial care (help with daily activities like bathing, dressing, eating, etc.)
> Room & board in assisted living or memory care
> Long-term nursing home stays for daily living needs only
> Assisted living as a skilled care setting

✅ Planning Ahead
Medicare is health insurance—not long-term care insurance. Options like private long-term care insurance, hybrid life policies, annuities, Medicaid, or personal savings can help cover costs. Planning early means more options and peace of mind.

The best time to plan is NOW—and we’re here to guide you every step of the way.

We Need 150 Minutes of Exercise a Week—Here’s How to StartThe U.S. Department of Health and Human Services says adults n...
05/27/2026

We Need 150 Minutes of Exercise a Week—Here’s How to Start

The U.S. Department of Health and Human Services says adults need at least 150 minutes of moderate aerobic activity per week—plus 2 days of strength training.

Sounds like a lot? It’s not! That’s just 30 minutes, 5 days a week. And yes, brisk walking counts.

If you're just getting started:
🔹 Start slow and listen to your body
🔹 Walk at lunch or take the stairs
🔹 Mix it up with cycling, yoga, or hiking
🔹 Write down your plan and make it a habit
🔹 Don’t forget to rest and recover!

🚨 The biggest obstacle? Getting started. But every step counts. Literally.

The slogan is simple: Move more, sit less. You don’t need a gym. You just need a commitment to move your body and protect your health—starting today.

Need motivation? Grab a friend, track your progress, or pair your workout with something fun (like your favorite podcast).

The best time to start was yesterday. The second best time is now.

Denied coverage by your Medicare Advantage plan?You're not alone — and you're not out of options. Prior authorizations a...
05/20/2026

Denied coverage by your Medicare Advantage plan?

You're not alone — and you're not out of options. Prior authorizations are on the rise, and denials can feel frustrating, but many are reversed on appeal.

Learn what steps to take if your treatment or prescription is denied:

➡️Understand the reason for denial
➡️Work with your doctor to get more detail for the appeal
➡️File a strong appeal with supporting documentation
➡️Know your rights under Medicare Advantage rules

Most importantly: don’t give up. You have the right to fight for the care your doctor recommends.

🎂Turning 65 Soon? Here's What You Need to Know About Medicare—Especially If You're Still WorkingYour 65th birthday isn’t...
05/13/2026

🎂Turning 65 Soon? Here's What You Need to Know About Medicare—Especially If You're Still Working

Your 65th birthday isn’t just a milestone—it’s also when you become eligible for Medicare. Whether you’re planning to retire or continue working, understanding your Medicare options now can help you avoid costly mistakes later.

✅ Already Receiving Social Security?
You’ll be automatically enrolled in Medicare Parts A and B. Coverage begins the first day of your birthday month (or the month before if your birthday is on the 1st). No action needed—but it’s still smart to review your plan options.

✅ Not Receiving Social Security Yet?
You’ll need to enroll manually. Apply online at SSA.gov/medicare, call Social Security, or visit your local SSA office. You can start the process up to 3 months before your birthday month to ensure coverage starts on time.

✅ Still Working or on a Spouse’s Plan?

- If your employer has 20 or more employees, you may delay Part B (and its monthly premium) without penalty.

- If your employer has fewer than 20 employees, Medicare becomes the primary payer—you’ll likely need to enroll in both Part A and B to avoid coverage gaps.

🚫 Important: COBRA, retiree benefits, and Marketplace plans don’t count as employer coverage. Delaying Medicare in these cases can lead to permanent late penalties.

📞 Have questions or need help with your Medicare transition? We’re here to guide you. Just give us a call!

Or you can visit https://www.medicare.gov/basics/get-started-with-medicare

Managing diabetes or kidney disease? You may qualify for Medical Nutrition Therapy — a Medicare-covered service that hel...
05/06/2026

Managing diabetes or kidney disease? You may qualify for Medical Nutrition Therapy — a Medicare-covered service that helps you create a custom meal plan with a registered dietitian.

🥦🌽And, If your provider accepts Medicare assignment, you’ll pay nothing out of pocket.

👉 Learn more here: https://www.medicare.gov/coverage/medical-nutrition-therapy-services

🚨 Scammers Are Targeting Grandparents—Here's How to Outsmart Them 🚨Imagine getting a late-night call from someone claimi...
04/29/2026

🚨 Scammers Are Targeting Grandparents—Here's How to Outsmart Them 🚨

Imagine getting a late-night call from someone claiming to be your grandchild, saying they’re in trouble and need money right now. Your heart races—and that’s exactly what scammers are counting on.
The “grandparent scam” is on the rise, with fraudsters using emotional urgency to trick older adults into sending money through untraceable methods like gift cards or wire transfers.
🔍 Watch for these red flags:
• High-pressure “emergencies”
• Vague details or asking you to name who’s calling
• Requests for payment via gift cards, crypto, or cash
• Calls at odd hours
• Being told to keep it a secret

✅ What to do:
• Hang up and call your grandchild directly
• Don’t trust caller ID—it can be faked
• Talk to someone you trust before acting
• Report suspicious calls to 833-FRAUD-11 or the FCC

👉 Already sent money?
Call your bank or payment provider immediately. Then report the scam to the FCC, local police, and ic3.gov.

📣 Please share this post to help protect your friends, neighbors, and loved ones—especially older adults. A quick conversation could prevent a major financial loss.

🚸 Remember when…? Metal slides, seesaws, merry-go-rounds—do you remember playing on these playground classics that have ...
04/22/2026

🚸 Remember when…? Metal slides, seesaws, merry-go-rounds—do you remember playing on these playground classics that have mostly disappeared? 🛝

What “dangerous” playground games or toys did you grow up with that wouldn’t fly today? Let’s take a trip down memory lane… Do you miss them, or are you glad they’re gone?👇

🍦☀️ Throwback Time: Summer + Ice Cream Trucks = Pure Joy! 🚚🎶Remember the thrill of hearing that familiar jingle from dow...
04/15/2026

🍦☀️ Throwback Time: Summer + Ice Cream Trucks = Pure Joy! 🚚🎶

Remember the thrill of hearing that familiar jingle from down the block? That scramble for spare change? That impossible choice between Rocket Pops and Choco Tacos?

We want to hear from YOU!
✨ What’s your favorite memory of getting ice cream from the ice cream truck?
👶 Were you a Bomb Pop kid or a Fudgsicle fan?
📍 Where were you—on your bike, in the sprinklers, or just racing your siblings to the curb?

Drop your stories in the comments, tag your summer squad, and let’s take a trip down memory lane 🍨💭

💊 Creditable Prescription Drug CoverageNot all drug coverage counts under Medicare! "Creditable" coverage means your pla...
04/08/2026

💊 Creditable Prescription Drug Coverage

Not all drug coverage counts under Medicare! "Creditable" coverage means your plan is expected to pay at least as much as a Medicare Part D plan. If you delay enrolling in Part D without it, you could face penalties later. Check with us for more information!

Address

2627 Redwing Road, Ste 140
Fort Collins, CO
80526

Telephone

+19704079399

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