Jenni Morris- Loan Officer

Jenni Morris- Loan Officer Your neighborhood mortgage loan officer- your guide to becoming a successful home owner!

The market changes rapidly, and if you are looking to buy or refinance in 2025, you want to make sure you don't miss a g...
11/22/2024

The market changes rapidly, and if you are looking to buy or refinance in 2025, you want to make sure you don't miss a good opportunity when the market shifts in your favor. We help make sure you don't skip a beat! Let us know if you want to be notified of optimal market conditions!

11/11/2024

Thank you for your bravery- we are grateful for your sacrifice for this country!

Oh heyyy there!!I am a yogi, proud mama & a licensed LOAN OFFICER in Colorado! I specialize in First time homebuyers + F...
08/30/2024

Oh heyyy there!!

I am a yogi, proud mama & a licensed LOAN OFFICER in Colorado! I specialize in First time homebuyers + Families growing into bigger homes 🏠

Keep me in mind if you or anyone you know is looking to buy or refinance a home in the Northern Colorado or Denver area!

WWW.SPIRITOFLENDING.COM
Jenni Morris | Mortgage Advisor
Spirit of Lending (powered by Empire)
423-800-2468
🌻[email protected]

Honored to help these people in to their first homes this summer! Congrats new homeowners!
08/19/2024

Honored to help these people in to their first homes this summer! Congrats new homeowners!

Y'all- take a look at where rates are!!! This is an incredible improvement from last year, and we are still also seeing ...
08/02/2024

Y'all- take a look at where rates are!!! This is an incredible improvement from last year, and we are still also seeing seller concessions available to buy rates down further or cover closing costs. When you see the market like this, the wise jump on board!

Choose me as your mortgage lender for personalized guidance, competitive rates, and a seamless experience tailored to yo...
06/24/2024

Choose me as your mortgage lender for personalized guidance, competitive rates, and a seamless experience tailored to your financial goals and dreams of homeownership.
Jenni Morris
Mortgage Advisor
NMLS #2485799

Debt-to-income ratio matters most!* Common Misconception: High income guarantees mortgage approval.* Reality Check: Lend...
06/21/2024

Debt-to-income ratio matters most!
* Common Misconception: High income guarantees mortgage approval.
* Reality Check: Lenders prioritize your debt-to-income (DTI) ratio.
* What is DTI?: A percentage comparing your monthly debt payments to your gross monthly income.
* Why It Matters: High income with a high DTI ratio can still make you a risky borrower.
* Tip: Reduce your debts to improve your DTI ratio and enhance your mortgage approval chances. This includes paying off credit card balances or anything that shows up on your credit report

Address

Fort Collins, CO

Telephone

+14238002468

Website

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