SmartMov

08/05/2025

💸 Feeling stuck or overwhelmed with money decisions? You’re not alone — and you don’t have to figure it out alone.

While I continue building the SmartMov app, I’m offering 1-on-1 financial coaching to help people make smarter moves with their money — right now.

I’ve recently helped folks:
✅ Switch to lower-cost brokerage accounts
✅ Open their first savings account
✅ Create realistic savings goals
✅ Make and stick to debt payoff plans (with me cheering them on!)
✅ Navigate car buying and insurance
✅ Understand their employer benefits

If you’ve got questions, goals, or just want someone in your corner — I’m here to help.

📩 Message me to get started. No pressure, just support. Let’s make your next money move a smart one.

Send a message to learn more

08/05/2025

The heart behind SmartMov has always been simple: I want to help people make smarter moves with their money. While the app is still in the works (and taking a bit longer than I hoped), the mission hasn’t changed.

In the meantime, I’m offering something more personal: financial coaching.

Over the past few months, I’ve helped people:
• Switch to lower-cost brokerage accounts
• Navigate opening their first savings account
• Set more strategic and realistic savings goals
• Make a plan to get out of debt and stick with it (with me cheering them on the whole way)
• Research and budget for buying a car
• Understand their employer benefits
• Navigate home and auto insurance with more confidence

If you’ve ever felt overwhelmed by money decisions or unsure where to start, I’d love to help. Whether it’s small wins or big questions—this is what I’m here for.

Shoot me a message if you want to chat. No pressure, just help. 💬💡

Send a message to learn more

08/05/2025

The heart behind SmartMov has always been simple: I want to help people make smarter moves with their money. While the app is still in the works (and taking a bit longer than I hoped), the mission hasn’t changed.

In the meantime, I’m offering something more personal: financial coaching.

Over the past few months, I’ve helped people:

->Switch to lower-cost brokerage accounts

->Navigate opening their first savings account

->Set more strategic and realistic savings goals

->Make a plan to get out of debt—and stick with it (with me cheering them on the whole way)

->Research and budget for buying a car

->Understand their employer benefits

->Navigate home and auto insurance with more confidence

If you’ve ever felt overwhelmed by money decisions or unsure where to start, I’d love to help. Whether it’s small wins or big questions; this is what I’m here for.

Shoot me a message if you want to chat. No pressure, just help. 💬💡

Send a message to learn more

12/10/2024

🚀 Exciting News: SmartMov is Almost Here!

We’re thrilled to announce that SmartMov—an app designed to make saving money fun and rewarding—is gearing up for its official launch in 2025!

With SmartMov, you can:
💡 Participate in community-driven savings challenges
💰 Automatically move your “savings” to pay off debt, grow your investments, or pad your savings account

We’re brainstorming some awesome challenges to launch with, but we’d love your input! 🎯

👉 What kind of challenge would motivate YOU to save?
Let us know in the comments below! Together, we can make saving money an uplifting experience for everyone.

!

Send a message to learn more

11/25/2024

We're so pumped to share that in less than 30 days, you'll be able to download us on Apple and Android devices! 🎉 Thanks for sticking with us—big things are coming, and we can't wait for you to see what we've got in store! 🚀✨

Send a message to learn more

07/11/2024

I just learned that State Farm insurance has had their credit rating downgraded. What that means to those with policies, expect increases in your premiums plus the added concern that their balance sheet strength is considered "weak." Fun fact: if you are an educator, nurse, have a bachelor's of science, ask for a discount with Farmer's Insurance. I'm not doing business with them, but as my annual insurance check-up I have added them to the companies that I'm asking for a quote on. I was also pleasantly surprised that their Auto Insurance deductibles are as high as $2500 for those that like to self-insure.

07/09/2024

A reminder for everyone: if you use a credit card, you are entitled a extended warranty from the credit card company for electronics and other devices, travel insurance and rental car insurance. Also...don't rent a car through Alamo/National. Recently a sunroof literally exploded when a car door was closed, definitely a mfg defect, yet the rental company with no research has decided to argue that it's the renters fault.

05/02/2024

If you're trying to beginning to saving or have an existing savings account, for anything from infrequent large expenses (auto registration, auto maintenance, etc), vacation, emergency funds, do a quick search for a HYSA (high yield savings account) online. They offer at least 10x what traditional banks are offering with none of the fees or minimum requirements. Take a look at Ally, SoFi, Wealthfront, or Bread Financial for great options.

05/01/2024

Are you trying to save money and you feel like you're sabotaging yourself? Delete the app. Delete your credit card information from your browser and all apps. Make it a process to have to look for your card and have to enter your information, again and again. The more "friction" you create to buy something, the slower the process and more likely you'll forgo the purchase.

01/09/2024

Hey everyone! 👋 Guess what? I had the awesome opportunity to join the Making it Count Podcast with the incredible Cristina and Randy! 🎤 We delved into some fantastic money-saving ideas and had a blast navigating the world of personal finance.

Cristina and Randy made it so much fun with their great questions and positive vibes. They've got this knack for turning finance into something relatable and easy to understand. If you're into podcasts that make money talk enjoyable, this is it!

Give the episode a listen https://open.spotify.com/episode/2raxhj3CWmA0P8eSpqLEAV and explore their other shows. They've nailed the art of making finance not just understandable but downright fun. 🚀

Huge thanks to Cristina and Randy for having me! 🙌 Let's keep rocking our journey to financial empowerment together. 💪💰

Listen to this episode from Making It Count on Spotify. Who can resist the excitement of shopping, especially when you find a hard-to-resist coupon? According to Statista, about 90 percent of shoppers in the United States use coupons! In this fun episode of “Making it Count” we're diving into th...

01/06/2023

We're excited to get your advice! We're conducting UI (user interface) testing. Visit the link to schedule a time with our UI expert Kristen! This is your chance to help make an amazing product that you'd tell your friends and family about! https://calendly.com/knichols_rylabs/user-testing?month=2023-01

12/05/2022

Thank you to everyone that participated in our Kiva crowdfunding campaign. We are actively working on some changes to our UI. Once completed, we'll be available for download on Apple and Android devices.

Because of these amazing people, YOU will be rewarded for saving and learning about personal financial topics that will take you to the next level!

Thank you .org and our amazing lenders!