Innovative Lending

06/22/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.5% over the next year and roughly 14% over five years.
For a $500,000 home, that equates to around $12,500 in appreciation over the next 12 months and about $70,000 over five years, highlighting housing’s continued wealth-building potential.

06/20/2026

How did the richest Americans build so much wealth?
For the majority of them, homeownership played a significant role. And in every case, that long-term wealth accumulation started with their first home purchase.

06/18/2026

06/18/2026

06/17/2026

The numbers tell a powerful story! Home values have historically trended upwards, which is why owning a home has remained one of the most dependable ways to grow wealth over time.
With each payment, you’re building equity and creating a stronger financial foundation. It’s not just buying a house – it’s investing in your future.

06/15/2026

The MBS Highway National Housing Index climbed 5 points in May, rising from 42 to 47. Buyer activity rebounded strongly after April’s rate-driven slowdown, reaching the key 50 expansion level, while home price direction continued its gradual upward trend.

06/12/2026

Buying a home should fit your priorities, not just your budget. Consider day-to-day expenses, savings goals, and unexpected costs so your home adds comfort, not stress. Think about how much you want to spend on travel, hobbies, or future plans, not just the mortgage payment.
By planning around what truly works for you, you can enjoy your space now and confidently plan for what’s ahead. When you’re ready, reach out and I can help explore options and guide you toward the right choice.

06/10/2026

Open houses provide important opportunities to determine if a home is right for you. Asking the right questions can help you more easily choose the right home for your family. It can also give you insight into the property’s condition, neighborhood, and potential future costs so you can make a more informed decision.

06/08/2026

Inflation rose in April, with headline CPI increasing 0.6%, driven largely by higher food, energy, and gas prices. On an annual basis, inflation reached 3.8%. Core CPI, which excludes food and energy, rose 0.4% month over month and 2.8% year over year.