Innovative Lending

Innovative Lending Affordable lending options and excellent customer service for anyone looking to purchase or refinance. NMLS #1874601.

Innovative Lending was established to provide affordable lending options to those who are interested in buying a home or would like to refinance their current mortgage. We strive to provide excellent customer service with one-on-one attention to every client.

It's easy to assume a brand-new home will be problem-free, but construction issues can occur regardless of a property's ...
08/28/2026

It's easy to assume a brand-new home will be problem-free, but construction issues can occur regardless of a property's age.
A home inspection provides an independent evaluation of the home's condition and may uncover items that need repair, adjustment, or further review before closing.
For many buyers, the cost of an inspection is a worthwhile investment because it can provide valuable insight, help reduce surprises, and support more informed decisions throughout the purchase process.

Thinking about changing jobs before buying a home? It may not affect your mortgage as much as you think. Lenders typical...
08/21/2026

Thinking about changing jobs before buying a home? I
t may not affect your mortgage as much as you think. Lenders typically look at your overall employment history and income stability, not just how long you've been with your current employer.
In many cases, moving to a higher-paying job in the same field won't derail your home financing plans.
Have questions about your situation? Send us a message – we're here to help.

Inflation ticked lower in June, with headline PCE falling 0.1% for the month and pushing the annual rate from 4.1% to 3....
08/18/2026

Inflation ticked lower in June, with headline PCE falling 0.1% for the month and pushing the annual rate from 4.1% to 3.7%.
Core PCE, which excludes food and energy costs, increased 0.1%, bringing the annual core inflation rate to 3.3%.

Even small additional principal payments can have a meaningful impact over time. Because interest is calculated based on...
08/14/2026

Even small additional principal payments can have a meaningful impact over time. Because interest is calculated based on your remaining loan balance, reducing that balance faster can lower the total interest paid throughout the life of the loan.
Some homeowners make one extra payment each year, while others add a small amount to their monthly payment.
The right strategy depends on your goals, cash flow, and other financial priorities, but understanding your options can help you make more informed decisions about managing debt and building wealth.

For 21% of homebuyers, the biggest reason to purchase a home is simple: they want a place to call their own. Homeownersh...
08/13/2026

For 21% of homebuyers, the biggest reason to purchase a home is simple: they want a place to call their own. Homeownership is about more than four walls and a roof. It's about creating memories, building stability, putting down roots, and having a space that's uniquely yours.

If owning a home is part of your dream, I'm here to help you navigate the financing process and turn that goal into reality. Whether you're buying your first home or your next one, let's talk about your options and create a plan that works for you.

Fed Chair Kevin Warsh has launched five new task forces to improve how the Federal Reserve gathers economic data, commun...
08/10/2026

Fed Chair Kevin Warsh has launched five new task forces to improve how the Federal Reserve gathers economic data, communicates with the public, and evaluates key issues like inflation, jobs, productivity, and its balance sheet.
The goal?
Modernize the Fed's decision-making process to help guide future interest rate policy.

Summer is the perfect time to give your home a little extra attention. From keeping your cooling system running efficien...
08/08/2026

Summer is the perfect time to give your home a little extra attention.
From keeping your cooling system running efficiently to protecting your home from costly repairs, a few simple maintenance steps can help preserve your investment and keep your home in top shape.

Being self-employed doesn’t prevent you from buying a home, but the mortgage process may require additional preparation....
08/07/2026

Being self-employed doesn’t prevent you from buying a home, but the mortgage process may require additional preparation.
Lenders typically review tax returns, business income, bank statements, and overall income consistency to evaluate qualifying income. Because write-offs can sometimes reduce reported income, planning ahead becomes especially important for self-employed buyers.

The good news? There are a variety of loan options designed for different income situations and business structures.
We are happy to walk you through your options and help you understand what lenders will be looking for.

Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the m...
08/05/2026

Summer has long been one of the busiest seasons for moving, and it's easy to see why.
With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it's a job change, a growing family, or simply taking advantage of the season, summer remains a popular time to make a move.
Curious what buying could look like for you? Reach out any time. We are here to help.

Hiring a moving company? Asking the right questions before booking can help you avoid unexpected costs, understand what'...
08/03/2026

Hiring a moving company?
Asking the right questions before booking can help you avoid unexpected costs, understand what's included, and feel more confident on moving day. A little preparation upfront can make the entire moving process smoother.
Save this checklist for your next move or share it with someone who's planning one.

Address

204 W Broad Street Suite C
Forney, TX
75126

Telephone

+12144443055

Website

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