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Sarah I. Scruggs Reddell, RICP, AIF

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United States
Forest, VA
Sarah I. Scruggs Reddell, RICP, AIF

I work with individuals and companies who want better outcomes for their financial lives through preparedness, planning, and integrated advice.

10/27/2026

Business owners have a lot on their plates, and retirement plan administration isn't always at the top of the list.

But it's worth periodically asking whether your company's 401(k) is still meeting your needs.

This Thursday, we're hosting a free webinar at Financial Designs to discuss Pooled Employer Plans (PEPs), including how they compare with traditional 401(k) arrangements and what employers should consider.

If you're responsible for your company's retirement plan, I'd encourage you to join us.

October 29 | 11–11:45 a.m. ET

Register: Business owners have a lot on their plates, and retirement plan administration isn't always at the top of the list.

But it's worth periodically asking whether your company's 401(k) is still meeting your needs.

This Thursday, we're hosting a free webinar at Financial Designs to discuss Pooled Employer Plans (PEPs), including how they compare with traditional 401(k) arrangements and what employers should consider.

If you're responsible for your company's retirement plan, I'd encourage you to join us.

October 29 | 11:00–11:45 a.m. ET

Register here: https://us21.list-manage.com/survey?u=ea202ef3c2fde97219754168f&id=d4c2afbf0c&e=*|UNIQID|*

10/23/2026

Three things for an employee to look at if your ESOP company is sold:

1️⃣ What does this mean for you financially? It’s important to be clear on the details – price per share, deal structure, and your voting rights are all important considerations.

2️⃣ How and when you’ll get paid – this varies, so it is important to be clear on the details about vesting, payout timing, and form of payment to expect.

3️⃣ Taxes and distribution options – for many employees, this may be the largest sum of money ever received, so it’s important to understand how it is taxed and how it fits in your overall financial plan.

Don’t go it alone. We can help you understand these considerations and more. Let’s connect.

10/21/2026

Is your company's 401(k) working harder than it needs to?

Managing a retirement plan comes with administrative responsibilities, costs, and compliance requirements. But there may be another way.

Join me tomorrow, October 22, from 11:00–11:45 a.m. EST for a free webinar exploring Pooled Employer Plans (PEPs) and how they may help businesses simplify retirement plan management.

We'll discuss how PEPs work, their potential advantages, and what business owners should consider when evaluating their retirement plan options.

There's still time to register!

https://us21.list-manage.com/survey?u=ea202ef3c2fde97219754168f&id=b0e9a492e3&e=*|UNIQID|*

10/19/2026

Got ESOP?

If you're receiving an Employee Stock Ownership Plan (ESOP) distribution, you have important decisions ahead.

Whether you're considering rolling your distribution into an IRA or another retirement plan, or exploring a cash distribution, understanding your options can make a difference in your financial future.

At Financial Designs, we help individuals navigate these decisions with guidance tailored to their goals and circumstances.

Your ESOP distribution. Your next move.

Explore your options at www.gotESOP.com

10/13/2026

Is a Pooled Employer Plan (PEP) the right choice for your business?

Not all 401(k) plans are structured the same, and understanding the differences can help you make more informed decisions for your organization.

Join Financial Designs for a webinar exploring how PEPs work, how they compare to traditional standalone 401(k) plans, and what business owners should consider when evaluating their retirement plan options.

Register today to learn more: https://www.fdpep.com/

10/12/2026

We're now on Instagram, and we'd love for you to join us there!

We'll be sharing financial planning insights, upcoming workshops and webinars, and a little more about our team and the work we do.

Whether you've been part of the Financial Designs community for years or are just getting to know us, we're glad you're here.

Find us on Instagram at .

Address

Forest, VA
24551

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://www.financialdesigns.com/

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