Everett Wealth Solutions, Inc

10/26/2026

Ever notice it's easier to blame the tool than to admit you don't have a clear plan?

That's the thread running through this week's Beyond the Numbers episode with Bill Walsh, a 30-year veteran of nonprofit technology. His take: when things aren't working, it's rarely the software. It's clarity — knowing what you actually need and why.

Sound familiar? We hear a version of the same thing about money all the time. It's usually not a "you don't have enough" problem. It's a "you don't have a plan turning what you have into a life" problem.

🎧 Catch the full episode with Bill Walsh: https://www.youtube.com/watch?v=ZROf2vSIZVY

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

Bill Walsh, Founder & President of IBW Solutions, joins Beyond the ...

10/23/2026

"It's never the software." Bill Walsh spent 30 years inside nonprofit technology — including senior leadership at Blackbaud — before realizing the real problem almost never is the platform. It's adoption, discipline, and clarity.

Full conversation → https://www.youtube.com/watch?v=ZROf2vSIZVY



𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

10/21/2026

New data from the 2026 EBRI/Greenwald Retirement Confidence Survey: only 61% of workers now say they're confident they'll have enough to live comfortably in retirement — down 6 points from last year. Retiree confidence slipped too, down to 73%.

The number that stood out to us more than the confidence drop: more than 2 in 5 workers — and a quarter of retirees — said they simply don't know where to go for financial or retirement planning advice.

That's not a knowledge problem. It's an access problem. And it's a fixable one.

If Social Security timing is one of the pieces you've been meaning to sort out, we put together a free guide: https://chris-everett.knowledgevaultpress.com/social-security

Source: 2026 Retirement Confidence Survey, Employee Benefit Research Institute (EBRI) & Greenwald Research, ebri.org.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘯𝘥 𝘢𝘴𝘴𝘦𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘯𝘢𝘵𝘪𝘰𝘯.

Professional Advice Failing to consult a financial advisor can result in missing strategies that maximize your Social Security benefits.

10/20/2026

If you want to see what real structure looks like for your own situation, a Pre-Discover Session is where that conversation starts — about 20–30 minutes, no cost, just a conversation to see whether we're a good fit.

https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴

10/19/2026

Structure isn't one thing. It's how the pieces line up — how your assets are titled, how your accounts interact with your tax situation, how your estate plan connects to your investment plan, how risk management sits alongside all of it.

None of that shows up on a performance chart. All of it determines whether what you've built survives taxes, life events, and time.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

10/16/2026

No fluff, just an invitation.

If you're a business owner and this week's feature of Beyond the Numbers hit close to home — the conversation with Tom Kosnik on what happens to a company's culture and finances once success stops being the safety net — here's where to go next:

Watch the full episode: https://www.youtube.com/watch?v=7ptin_84doU

Have a real conversation about your own financial plan — Pre-Discover Session: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

No pressure, no sales pitch. Just a chance to see whether your plan has kept pace with where your business — and your life — actually is.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴

Tom Kosnik, Founder & President of Visus Group, joins Beyond the Nu...

10/12/2026

Most financial lives don't get built by design. They get built by accumulation — a little bit of this, a little bit of that, added one piece at a time as life required it, with nothing really connected.

A plan is what turns a collection of accounts into something that works together.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

10/11/2026

If you're not sure how your financial pieces fit together, you're in good company. Most people build them one at a time — a 401(k) here, a will there, a policy somewhere along the way — as life prompts them to. Nobody sits down and connects them.

That's not a failure. It's just what happens without a coordinating plan.

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳.

10/07/2026

Every plan looks great on the day it's built. The real test is whether it still works ten or twenty years later, after inflation, a couple of tax law changes, and whatever life throws at you that wasn't in the spreadsheet.

A good financial plan isn't a prediction. It's built to absorb what you can't predict and keep working anyway.

Three questions worth asking about your own plan:
• If inflation ran hotter than expected for the next decade, would it still get you where you're going?
• If tax rates changed significantly, would it need to be rebuilt from scratch, or would it flex?
• If your income were disrupted for a year, is there room for that?

If you answered "I don't know" to any of them, that's common. Most plans are built once around one set of assumptions and never pressure-tested. The plans that hold up are the ones built with room to move.

Want to see how yours holds up? Book a no-cost Pre-Discover Session: https://go.everettwealthsolutions.com/widget/bookings/pre-discover-session

𝘌𝘷𝘦𝘳𝘦𝘵𝘵 𝘞𝘦𝘢𝘭𝘵𝘩 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘴 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘦𝘳 𝘪𝘯 𝘵𝘩𝘦 𝘚𝘵𝘢𝘵𝘦 𝘰𝘧 𝘐𝘭𝘭𝘪𝘯𝘰𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘪𝘯𝘨 𝘧𝘪𝘥𝘶𝘤𝘪𝘢𝘳𝘺 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘢𝘯𝘥 𝘢𝘴𝘴𝘦𝘵 𝘮𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘯𝘢𝘵𝘪𝘰𝘯.

10/05/2026

A new survey from Chase found that 70% of small business owners don't have a formal succession plan in place — even though nearly half expect to step away from their business within the next decade. (Source: Chase Small Business survey, 2026, via Businesswire)

That gap showed up in a different but related way on this week's featured episode on Beyond the Numbers.

Staffing industry consultant Tom Kosnik talked about how the same blind spots that make succession hard — no one besides the founder really managing the numbers, no systems built to outlast the founder — are often what stalls growth years before retirement is even on the table.

Succession planning and growth planning aren't two separate conversations. They're the same conversation, just at different points in time.

Full episode: https://www.youtube.com/watch?v=7ptin_84doU

Everett Wealth Solutions is a Registered Investment Adviser in the State of Illinois providing fiduciary financial planning and asset management across the nation.

Tom Kosnik, Founder & President of Visus Group, joins Beyond the Nu...