Universal Finance, Inc

10/15/2026

If an unexpected emergency or gap in your monthly budget is threatening your 4 Walls, Universal Finance Inc. is here to help bridge the gap with affordable personal loans and local, friendly service. 💙
​📞 Give us a call or visit our office today to learn about our loan options!

10/05/2026

Please be aware of the closure and how you can still access your favorite small businesses on Main 🧡🤎💛

🚧 IMPORTANT MAIN STREET CLOSURE UPDATE 🚧

Due to the recent fire, westbound Main Street between Cherry Mountain Street and Thomas Street is CLOSED, which includes our entire block from The Pie Safe to Utopia.

We don’t currently know how long the closure will last and have been told it could potentially be a couple of weeks while they take down the burnt building.

BUT FOX TRIBE WILL BE OPEN! 🩷
TUES-FRI 11am-6pm
SATURDAY 11am-3pm

We know getting to us may take a little extra planning, and you may have to park a little farther away than usual, but we would LOVE for you to still come see us! This road closure will likely have a big impact on all of the small businesses on our block, so your support during this time means more than ever.

🚗 WHERE TO PARK:
You can park along the eastbound side of Main Street or in the large parking lot behind our building. You can still access the sidewalk and walk right down to us!

We’ll continue with our normal business hours and can’t wait to see our Tribe. 🦊🩷

Thank you in advance for making the extra effort to continue supporting ALL of the small businesses on our block that have already been affected and will continue to be affected by this closure. We truly appreciate you!

Please SHARE this post to help us spread the word and make our community aware! 🫶🏼 Every share helps our Main Street businesses during this closure. 🩷

📍118 W Main St • Forest City, NC

10/02/2026

Be downtown tomorrow to shop til ya drop 🤎💛🧡

10/02/2026

Please be aware 👇

Main Street will be closed from the intersection of Cherry Mountain St to Thomas St beginning 5AM Monday, October 5, to allow for demolition work at 110 W. Main Street. The closure will remain in place until demolition is complete.

Traffic will be redirected via a detour down Cherry Mountain Street to the traffic light at Cherry Mountain and Trade Street, rerouting traffic back up Thomas Street to turn back onto Main Street.

No pedestrian thru traffic will be permitted in front of the building. Businesses from Main Street Realty Group to Utopia should be accessed from Thomas Street. To access Tik Tik or Pie Safe, please enter from Cherry Mountain Street.

10/01/2026

Go check out the new inventory at STS Auto Sales and putting for dough 🥳

09/27/2026

Karissa Parker Fox does a wonderful job organizing these events!

Come enjoy our beautiful Main St...🍁🍂🍁

The Forest City Fall Crawl is returning to historic Main Street Town of Forest City for a full day of sipping, shopping and supporting local!
📅 Saturday, October 3rd
⏰ Participating store hours may vary
📍 historic Main Street Forest City, NC
Here’s how the Fall Crawl works:
1. Grab your Fall Crawl card at your first stop and make your way through the participating shops!
2. Visit at least 6 of the 10 participating stops AND spend $50 or more at one participating store to complete your card.
3. Turn in your completed card at your final stop for the chance to win one of ten $50 gift cards!
Visit ALL 10 STOPS for the chance to win the GRAND FALL CRAWL PRIZE of $500!

09/25/2026

Happy Dolly Day! 🎀

Today we’re celebrating Dolly Day — a perfect excuse to spread a little kindness, a little joy, and maybe a whole lot of Southern charm! 💕✨

From all of us at Universal Finance Inc., we hope your day is filled with smiles, good company, and plenty of reasons to be grateful. 💗

09/22/2026

🍂🎃 HELLO, FALL! 🎃🍂

There’s just something about cooler mornings, colorful leaves, football games, pumpkin everything, and spending time with the people you love. 🧡🏈🍁

As the seasons change, we’re feeling especially thankful for our customers and our community!

Whether you’re gearing up for fall activities, planning a weekend getaway, or simply enjoying the little things that make this season special, we’re here when you need us. 🍂🚗

From our family at Universal Finance to yours—wishing you a happy, cozy, and beautiful fall season! 🧡

🍁 Your Main Street Lenders 🍁