5G Benefits & Insurance

5G Benefits & Insurance 5G Benefits is the premier insurance, benefits, & wellness agency in Northeast Wisconsin. Consider reaching out to 5G Benefits today!

5G Benefits has grown to be one of the top insurance & benefits consulting firms in the country. We recently were selected for a national award by Employee Benefit Magazine as the 2020 Rising Star in Advising Award. Our founder is also a Top of the Table MDRT member, which is comprised of the top .1% of advisors in the world. We are also recommended by over 100 advisors, CPA's, attorneys, HR consu

ltants and associations as a resource for their clients/members. We are here to help you attract & retain top talent by structuring the best possible employee benefits package in your industry. We also provide a comprehensive look at your business by reviewing your policies for safety, HR, technology, and bringing solutions to save you time and money.

08/28/2026

This year's claims are next year's premiums. It doesn't matter if you're fully insured, self-funded, or level funded.

Every plan, every carrier, works this way.

Here's the good news. Every network has lower cost, higher quality providers sitting right next to the expensive ones.

Your employees just need guidance to get them there.

InterceptCare exists for exactly this reason.

Our InterceptCare advocates watch for claims in real time, so when an employee needs an MRI or a procedure, we reach out with lower cost options before the appointment ever gets scheduled.

If you want next year's premium to look different, this year is where that story gets written.

One employer was seeing hundreds of ER visits a year, hardly anyone going to primary care.What was going on?Turns out th...
08/27/2026

One employer was seeing hundreds of ER visits a year, hardly anyone going to primary care.

What was going on?

Turns out the ER only had a $100 copay, so that is where people went, and those are expensive claims.

We put together two plan options for them.

The graphic breaks it down and option 2 is the clear winner.

Please join us in wishing a very Happy Birthday to Bree, our amazing Individual Health & Medicare Manager!🎉Bree brings s...
08/23/2026

Please join us in wishing a very Happy Birthday to Bree, our amazing Individual Health & Medicare Manager!🎉

Bree brings so much knowledge, care, and dedication to our team and to the clients she serves. We are so grateful for everything she does and hope her birthday is filled with plenty of happiness, celebration, and all of her favorite things! 🥳✨

Plenty of health plans give employees an 800 number and hope for the best.When something confusing comes up they end up ...
08/20/2026

Plenty of health plans give employees an 800 number and hope for the best.

When something confusing comes up they end up on hold with a rep who does not know their situation or their history.

Employees deserve a real person who can walk them through their options and help them make sense of their care, every time they call.

Reach out to learn about InterceptCare: [email protected].

Every year, health plan costs go up, and most employers don't know why.I started this newsletter to change that.Each iss...
08/13/2026

Every year, health plan costs go up, and most employers don't know why.

I started this newsletter to change that.

Each issue breaks down what's really driving your premiums and what you can do about it, from claims data to real stories about saving money without disrupting your employees.

If you want ideas you haven't heard before, follow The 5G Playbook.

https://www.linkedin.com/newsletters/the-5g-playbook-7244049957505187842/

Most healthcare journeys move in one direction.A doctor sends an order, an appointment gets booked, and the bill follows...
08/07/2026

Most healthcare journeys move in one direction.

A doctor sends an order, an appointment gets booked, and the bill follows.

InterceptCare steps into that path to literally intercept care.

An advocate catches the claim in real time, brings the employee a lower cost option, and walks with them through the decision start to finish.

The employee still gets quality care, but they and the company get a smaller bill.

Getting “intercepted” is how claims stay lower and how next year's premium reflects it.

Employees often don't realize a lower cost provider sits right next to a pricier one in the network.I don't care if you'...
08/06/2026

Employees often don't realize a lower cost provider sits right next to a pricier one in the network.

I don't care if you're self-funded or fully insured, I guarantee your health plan has options that are less expensive than the more expensive ones people are using for surgeries, imaging, prescriptions.

And do they know that your next year's premiums are going to be a direct result of what your employees are using on a daily basis?

How do we get employees to actually use the lower cost options?

They need someone to help them see that choice before an appointment gets scheduled.

People need help navigating the health plan.

It’s that kind of guidance that changes outcomes.

Cutting healthcare costs requires unglamorous work.You need to question the numbers you’re handed, make calls that ruffl...
07/31/2026

Cutting healthcare costs requires unglamorous work.

You need to question the numbers you’re handed, make calls that ruffle a few feathers, and putting an advocate in employees' corner so they know where to turn.

Three habits, real savings.

A 15% renewal sounds worse than 6%.Do the math first.One employer paying $425 a month per employee with a 15% increase.A...
07/30/2026

A 15% renewal sounds worse than 6%.

Do the math first.

One employer paying $425 a month per employee with a 15% increase.

Another paying $695 with only a 6% increase.

The percentage tells you the change, not the cost.

Be wary of averages and benchmarks.

Happy Birthday to one of our incredible Personal Health Insurance Advisors, Cathy! 🎉Your tremendous knowledge and dedica...
07/23/2026

Happy Birthday to one of our incredible Personal Health Insurance Advisors, Cathy! 🎉

Your tremendous knowledge and dedication make such a meaningful difference for our clients, especially those navigating their retirement years. You have a special way of truly connecting with them, understanding their needs, and guiding them toward the best plan with care and compassion.

Wishing you a wonderful birthday! 🎂✨

Address

131 N Rolling Meadows Drive
Fond Du Lac, WI
54937

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3:30pm

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