10/15/2026
🏡 SELF-EMPLOYED? YOUR BANK STATEMENTS COULD HELP YOU QUALIFY FOR A HOME LOAN! 💰
Business owners, entrepreneurs, and independent contractors — this one’s for you!
Are you making good money but having trouble qualifying for a traditional mortgage because of the deductions you take on your tax returns?
✅ There may be another way!
With a Bank Statement Mortgage Program, eligible self-employed borrowers may qualify using their bank deposits instead of traditional tax-return income documentation.
🔑 WHY CONSIDER A BANK STATEMENT LOAN?
✅ 12–24 Months of Bank Statements – Depending on the program, personal or business bank statements may be used to determine qualifying income.
✅ Alternative Income Documentation – You may not need to provide tax returns to document qualifying income.
✅ Designed for Self-Employed Borrowers – A potential solution for business owners, freelancers, and independent contractors.
✅ Flexible Financing Options – Programs may be available for purchasing or refinancing a home.
✅ Your Business Deductions Don’t Have to End Your Homeownership Dreams! – Bank statement programs may offer an alternative way to evaluate qualifying income.
💡 THE BOTTOM LINE:
Just because you don’t qualify for a conventional mortgage doesn’t mean you can’t qualify for a home loan!
Let’s explore your options and find a mortgage solution that works for you.
📲 Call or text today!
John & Lori Volk | Loan Advisors
Volk Team Home Loans
📞 916-320-6807
NMLS # 295449
DRE # 01878100
📧 [email protected]
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🏠 Your Income. Your Business. Your Homeownership Goals.
Bank statement programs are non-QM financing options. Eligibility, down payment, rates, income calculations, and documentation requirements vary by lender and program. All loans are subject to underwriting and approval.
