Melanie Morat - Thrivent

06/02/2026

Let's pursue your financial goals, together. I can help you get started by providing insight on three important steps to establishing a financial plan:

1. Identify where you are.
2. Define financial success so you can outline your goals.
3. Uncover some events that might move you further away from your goals.

Learn more about what makes up a solid financial plan and the process for creating your own. ⬇️

Taking the time to create a financial plan offers a roadmap for reaching your financial goals—emotional and financial. Learn how a financial plan helps organize income, savings, investments and insurance to balance your priorities for the future.

05/29/2026

“Aid layering” is a spending strategy that can help you understand which funding sources to prioritize as you pay for college. This strategy suggests spending awards first and reaching for loans last—because a dollar borrowed is a dollar (+interest) that needs to be repaid. Here’s a snapshot of the spending order:

1️⃣ Need-based aid
2️⃣ Merit and other scholarships
3️⃣ 529 plans and savings
4️⃣ Household cash flow
5️⃣ Student loans

You can discover more tips for prioritizing and planning for college costs here: https://bit.ly/4rS1sVv

05/25/2026

To all who served and sacrificed for our freedom, thank you.

05/21/2026

Did you know that purchasing life insurance for children while they are young is more beneficial than waiting until they are older? Here are 3 reasons to insure them now. ⬇️

There’s so much to think about when your family is growing. Whether you’re a new parent through birth, adoption or marriage, the what-ifs may fill your mind and keep you up at night. Are you doing everything you can to protect your child—and what if there’s more you could do?

05/19/2026

Did you know that, as clients with membership, we have the power to influence where Thrivent sends millions in grant funding each year? All you have to do is log in and decide where you want this year’s Choice Dollars®️ to go—be it a church, local charity or major nonprofit. Plus, Thrivent just made the experience easier and Choice Dollars are now available to every single member! We highly recommend taking advantage of this easy way to give back.

Be sure to direct 2026 Choice Dollars and spread the word about this unique member benefit.

See thrivent.com/social for important disclosures.

05/12/2026

Thrivent's May Market Update breaks down what’s driving recent volatility, how stocks and bonds are responding, and why staying diversified and focused on fundamentals remains important.

Moderating growth, steady inflation and ongoing global uncertainty are shaping our outlook.

05/10/2026

Sending love and gratitude to all the moms and mother figures who made us who we are today. Happy Mother’s Day!

05/07/2026

Your income supports your family—what happens if it stops? Disability income insurance can provide a safety net during difficult times.

Together, we can discuss how adding coverage can fit into your current financial plan.

When you rely on your income to support your family, it's difficult to envision life without it. But the unexpected can happen, and planning for a time without a paycheck can help you prepare for whatever life has in store.

05/05/2026

Join us for a Thriving in Your Golden Years webinar on June 17th at 12:00pm and 6:00pm PT.

Unlock expert strategies for retirement income, estate planning and tax-smart investing with insights from our special guest speaker! RSVP coming soon.

No products will be sold. See thrivent.com/social for additional disclosures.

05/05/2026

Which one of the following tools have you used to help add predictability to your portfolio during periods of market uncertainty?

1. Certificate of deposit (CD)
2. High-yield savings account
3. Multi-Year Guarantee Annuity (MYGA)

If you’ve never heard of a MYGA before, you’re not alone. Let’s explore what it is and how it might work for you.

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When you're looking for investment solutions that offer stability and security—especially in an uncertain market—your options aren't just limited to CDs and high-yield savings accounts in retirement.