Edge Home Finance, LLC: Trip Ritchie, Mortgage Broker - NMLS #408256

Edge Home Finance, LLC: Trip Ritchie, Mortgage Broker - NMLS #408256 Providing strategies & opportunities for low rates, hassle free mortgages for buying or refinancing a home.

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. NMLS #408256
(843) 991-5828
[email protected]

09/12/2026

Nine ways buyers blow up their own loan after the offer gets accepted, ranked...

A deposit nobody can trace, furniture on credit and a store card at the checkout sit at the bottom, because credit gets pulled again days before closing.

Co-signing a car counts as your payment from the day you sign. Closing an old card shortens your history and raises your utilization at the same time.

Only one thing on the board is harmless, and it's checking your own report.

Comment LOAN for the guide to what a lender watches after the offer.

Your rate is good. Your payment is not. There is a way to fix one without losing the other.A mortgage recast lets you pa...
09/10/2026

Your rate is good. Your payment is not. There is a way to fix one without losing the other.

A mortgage recast lets you pay down a chunk of principal and drop your monthly payment, no new loan, no closing costs, no credit check.

Most people have never heard of it. The ones who use it usually wish they had found it sooner.

Most homeowners never realize they're paying for their house twice.Once to the seller. Once to the bank in interest over...
09/08/2026

Most homeowners never realize they're paying for their house twice.

Once to the seller. Once to the bank in interest over 30 years.

There's a legal, no-fee way to cut that second bill in half, and the bank will never bring it up.

Address

PO Box 1592
Folly Beach, SC
29439

Telephone

+18439915828

Website

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