Brooke Thrasher - Client Direct Mortgage NMLS 1124948

Brooke Thrasher - Client Direct Mortgage NMLS 1124948 Client Direct Mortgage - NMLS 1065732
NMLS Consumer Access
https://www.nmlsconsumeraccess.org/

Licensed in Alabama, Florida, Georgia, Louisiana, Montana, Tennessee, Texas, Illinois, Mississippi

04/17/2026

🚨 Big News! 🚨

Surprise! I’ve officially made the move over to Client Direct Mortgage 🎉

What does that mean for YOU?
✨ More lenders
✨ More loan products
✨ Even better service
I’m here to serve you and help make your homeownership goals happen—whether you’re buying, refinancing, or just exploring options.

The best part? I’m still licensed in 9 states and able to do business in all 50 states 🌎

Let’s connect!
📧 [email protected]

Brooke Latham Thrasher

04/15/2026

‼️EXCITING NEWS COMING SOON‼️

NEW STATE ALERT 🚨I’m now licensed in ILLINOIS! 🏡Who do you know looking to buy, refinance, or invest? Send them my way 👇...
04/07/2026

NEW STATE ALERT 🚨

I’m now licensed in ILLINOIS! 🏡

Who do you know looking to buy, refinance, or invest? Send them my way 👇

Brooke Latham Thrasher

03/20/2026

✨ Expand Your Pipeline with Buydown Options! ✨

Did you know we offer 2/1 and 1/0 buydown programs on:
🏡 Conventional
🇺🇸 VA
🏠 FHA

These programs give your buyers a lower interest rate for the first 1–2 years—with the cost covered by the seller or builder 🙌

💡 Why it matters:
More affordability = more qualified buyers = MORE closings for you!

🔥 Program Highlights:
✔️ 30-Year Fixed (non-standard terms available*)
✔️ Primary residences only
✔️ Single-family, condos & PUDs
✔️ Purchase transactions only
✔️ High balance options available

✔️ Loan Options Include:
• FNMA HomeReady
• FHLMC Home Possible
• FHA (2-1)
• FHA DPA PRO & CalHFA options

✔️ Terms:
• 2-1 Buydown: 24 months
• 1-0 Buydown: 12 months

✔️ Buyers qualify at the note rate (not the temporary reduced rate)
✔️ Buydown funded through seller concessions

📲 Let’s partner up! I’m happy to help structure deals, run numbers, or co-host open houses & events.

Brooke Latham Thrasher

This one is special to me ❤️I’m officially licensed in my home state — Mississippi!It means so much to now help families...
03/06/2026

This one is special to me ❤️
I’m officially licensed in my home state — Mississippi!

It means so much to now help families in the place where my roots are. 🌾🏡

Now serving borrowers in:
AL | MS | FL | GA | LA | MT | TN | TX

If you’re ready to buy, refinance, or just talk options, I’m here!

03/05/2026

🏡 Realtor Tip of the Day 🏡

Did you know a buyer can be pre-approved and still not be fully ready to close?

Here are 3 things that can still derail a deal after pre-approval:

📊 Debt changes – Opening new credit cards or buying a vehicle before closing can change debt-to-income ratios.
💰 Large bank deposits – Lenders must source large deposits, so cash deposits without documentation can slow things down.
💼 Employment changes – Switching jobs during the loan process can require the loan to be re-evaluated.

This is why working with a loan officer who communicates with both you and the buyer throughout the process is so important.

My goal is to help make sure your deals close smoothly and on time.

If you ever need:
☕ Quick pre-approvals
📚 Office Lunch & Learns
🏡 Open house sponsorships
🤝 One-on-one strategy meetings

I’d love to partner with you!

📩 Message me anytime — I’m always happy to help you get your buyers to the closing table.

Brooke Latham Thrasher

When I say we have a program for everyone… I mean it! 🙌Because we have access to multiple lenders, we’re not stuck tryin...
02/18/2026

When I say we have a program for everyone… I mean it! 🙌

Because we have access to multiple lenders, we’re not stuck trying to make your client fit one box — we find the loan that fits them. Every buyer’s situation is different, and that’s exactly why having options matters.

If you have a deal that seems tricky, unusual, or one another lender couldn’t get approved… send it my way. I love a challenge and I might have a solution you didn’t know existed!

💡 Did you know?We work with lenders that offer programs for individuals without a Social Security Number! 🌎✨Here’s a qui...
02/17/2026

💡 Did you know?
We work with lenders that offer programs for individuals without a Social Security Number! 🌎✨

Here’s a quick snippet from one of our trusted lenders showing how accessible homeownership can be—even if you don’t have an SSN. 🏡💙

02/11/2026

📊 Wednesday Numbers Breakdown

Debt-to-Income Ratio (DTI) matters more than most people realize.
Even with good credit, too much monthly debt can limit buying power.

Knowing your numbers early = smoother closing later.

💙 Brooke Latham Thrasher
Mortgage Loan Officer | Edge Home Finance
📱 601-616-3517
📧 [email protected]
NMLS #1124948

02/10/2026

🏡 Tuesday Mortgage Myth

Myth: Paying rent helps you qualify for a mortgage.
Truth: On-time rent shows responsibility, but it doesn’t build credit the same way.

Credit cards, auto loans, and installment debt matter more.
Want help building a game plan? I’ve got you.

💙 Brooke Latham Thrasher
Mortgage Loan Officer | Edge Home Finance
📱 601-616-3517
📧 [email protected]
NMLS #1124948

Address

Foley, AL

Telephone

(601)6163517

Website

https://clientdirect.my1003app.com/1124948/regis

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