Miranda Bennett - PointeNorth Insurance

Miranda Bennett - PointeNorth Insurance A Member of Pointenorth Insurance Group

We’re more than just an insurance agency.

We’re driven to serve our clients and to offer individual insurance solutions for each one of them.

😄 Condo living has a way of making people say, “The HOA probably covers that.”Sometimes yes.Sometimes, not nearly the wa...
05/30/2026

😄 Condo living has a way of making people say, “The HOA probably covers that.”

Sometimes yes.

Sometimes, not nearly the way they thought.

That is especially true when you start talking about an HO-6 policy, interior upgrades, or loss assessment coverage.

Those details tend to matter more than people expect.

If it has been a while since anyone explained your condo insurance policy clearly, this is a good time to revisit it.

Coverage varies by carrier and policy.

Our Coastal team had a "sizzlin" night at the Fairhope Rotary Steak Cook-off on May 9th!  It's a pleasure to serve our b...
05/29/2026

Our Coastal team had a "sizzlin" night at the Fairhope Rotary Steak Cook-off on May 9th! It's a pleasure to serve our beloved community!

😅 Storm season has a way of reminding people where they put off paperwork.The grill is cleaned.The patio is ready.The ba...
05/29/2026

😅 Storm season has a way of reminding people where they put off paperwork.

The grill is cleaned.

The patio is ready.

The batteries are stocked.

Then somebody says, “I’m sure the windstorm insurance part is probably fine.”

Maybe.

Maybe not.

For homeowners on the Gulf Coast, this is a good time to take a real look instead of relying on memory.

If your policy has not been reviewed in a while, now is a smart time to do it.

Windstorm coverage varies by carrier and policy.

A lot of flood insurance conversations start after someone buys the house.They probably should start before.📍If you are ...
05/28/2026

A lot of flood insurance conversations start after someone buys the house.

They probably should start before.

📍If you are buying in Gulf Shores or Orange Beach, these are worth asking early:
• Is there already a flood policy in place to review?
• Has anyone explained the current flood zone clearly?
• Are you looking at flood insurance quotes early enough in the buying process?
• Do you know how the deductible affects the bigger picture?
• If the home will not be occupied full time, has that been discussed?

This is especially important for decision-makers who like to keep the process organized and avoid surprises at the end.

If you are in the middle of a purchase and want help reviewing the flood side of it, send me a note.

Flood coverage, pricing, and eligibility vary by carrier and policy.

"How much home insurance is enough for a high-value home?"Enough to rebuild it properly.For a lot of affluent homeowners...
05/27/2026

"How much home insurance is enough for a high-value home?"

Enough to rebuild it properly.

For a lot of affluent homeowners in Foley, the real question is not what the home might sell for.

The real question is what it would cost to repair or rebuild with similar materials, workmanship, and detail.

That is where a careful homeowners insurance review can make a big difference.

If you want to see how your current limits are written, I’m happy to walk through it with you.

📍Around Foley, Baldwin County, and the nearby Gulf Coast, I talk with homeowners who have put real care into their prope...
05/26/2026

📍Around Foley, Baldwin County, and the nearby Gulf Coast, I talk with homeowners who have put real care into their properties over time.

Updated kitchens.

Roof work.

Better finishes.

Meaningful details that make the home feel more complete.

That is also why renewal reviews matter.

A homeowners insurance policy review gives you a chance to look at replacement cost, endorsements, and rebuilding changes in a way that feels practical instead of rushed.

We’re local.
We’re community.

Sometimes the most helpful thing we do is make the policy easier to understand before another year rolls forward.

If you would like a second opinion on your current coverage, I’d be glad to help.

Coverage, pricing, and eligibility vary by carrier and policy.

Umbrella liability coverage usually becomes worth discussing right around the time life gets more layered.More property....
05/25/2026

Umbrella liability coverage usually becomes worth discussing right around the time life gets more layered.

More property.

More guests.

More moving parts.

For affluent families, that is often the right moment for a policy review.

Coverage, pricing, and eligibility vary by carrier and policy.

Address

3794 South Mckenzie Street
Foley, AL
36535

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12519234870

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