05/30/2026
😄 Condo living has a way of making people say, “The HOA probably covers that.”
Sometimes yes.
Sometimes, not nearly the way they thought.
That is especially true when you start talking about an HO-6 policy, interior upgrades, or loss assessment coverage.
Those details tend to matter more than people expect.
If it has been a while since anyone explained your condo insurance policy clearly, this is a good time to revisit it.
Coverage varies by carrier and policy.