Mindy Ball - Mortgage Loan Officer NMLS #728204

02/16/2026

If you're thinking about buying a home, tax season can become opportunity season - if you use your tax refund strategically. It can be your down payment. Your closing costs. The debt paydown that gets you pre-approved. Or your home emergency fund for after you close. At LMCU, we're here to help you make the moves that move you closer to your new home.

02/05/2026

If homeownership is on your radar, don't underestimate a modest tax refund. Getting $1,000? That could be your FHA down payment. $3,000? That may cover closing costs. The size of your refund matters less than how you use it. Every dollar counts when you're planning toward homeownership. This could be the year you make that new home happen.

02/03/2026

Before you spend your tax refund, ask yourself: could this get me into a home? Seriously. You might be closer than you think. Maybe your refund is the down payment boost you need. Or the closing cost cushion you want. Or the debt paydown option that earns pre-approval. One conversation with LMCU could change everything. Let's find out together.

12/30/2025