08/06/2026
Turning 65 soon? You’re definitely not the only one trying to make sense of when and how to enroll in Medicare. At Capstone Insurance & Financial Group, we help Mississippi residents understand their Medicare timeline every day, and a few key reminders can make the process much easier.
Here are some helpful points to keep in mind as you get closer to your birthday:
• Know your enrollment window. You’ll have a seven‑month period to sign up — three months before you turn 65, your birthday month, and three months after.
• Understand how enrollment works. Some people are automatically enrolled in Original Medicare, but many are not. It often depends on whether you’ve already started receiving Social Security benefits.
• Don’t wait without a plan. Delayed enrollment can lead to late‑enrollment penalties and coverage gaps.
• Check if you qualify for a Special Enrollment Period. If you’re still working and covered under an employer plan, you may be able to delay Medicare without penalty.
If Medicare feels overwhelming, our team is here to help walk you through your options. Whether you need Medicare enrollment help or want to compare Medicare plans in Mississippi, we’re here in Flowood to guide you.
Have questions about when to enroll in Medicare? Drop them in the comments or reach out to our team at (601) 273-3690.
