I have been continuously operating as an independent mortgage originator/broker for almost 25 years. My mortgage career began as a loan originator at Bomar Mortgage Corporation, an early mortgage broker in Texas in 1991. I am now licensed as an independent mortgage broker simultaneously by the National Mortgage Licensing System, and the Texas Department of Savings and Mortgage Lending. My role in
the mortgage process consists of several steps. I am responsible for pre-qualifying you, the borrower/home buyer, for the type of mortgage loan you want, so that you can know, well beforehand, what your qualifications are, prior to starting the looking / buying process. Unlike a bank, I have access to multiple sources of money through 6-10 investors. At any given moment in the business day, I can compare these sources of money for the best rate and type of loan. I gain my edge over the competition with this process along with my customer service approach. When you call me, you are immediately recognized, and don’t have to give a loan number, or talk to a stranger in a cubicle. My processor, Ginger Copeland, and I, handle everything from start to finish. Pre-qualification, origination of your loan, collection of paperwork, processing, underwriting, closing and funding. Your only contact is us. If you hear anyone mention mortgage, financing a new home, or wondering what size and type of loan they qualify for, have them contact me. We remove the anxiety and stress from buying a home, or re-financing, and offer all types of home financing, Conventional, FHA, VA, and Jumbo, anywhere in the state of Texas.
