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Equal Housing Lender NMLS #1759275

Shea Patton
Residential Mortgage Loan Originator
NMLS #: 251397
Direct 214.244.8640

Senior Night: What to Do With the House Near Campus After GraduationSell it, rent it, hand it down, or let your grad kee...
10/16/2026

Senior Night: What to Do With the House Near Campus After Graduation

Sell it, rent it, hand it down, or let your grad keep it? Here's the fourth-quarter game plan for the house near campus.

Sell it, rent it, hand it down, or let your grad keep it? Here's the fourth-quarter game plan for the house near campus.

Common Texas Cash-Out Mistakes and How to Avoid ThemThe 80% rule, the 12-day notice, and a payment that hides the real c...
10/14/2026

Common Texas Cash-Out Mistakes and How to Avoid Them

The 80% rule, the 12-day notice, and a payment that hides the real cost. Know what trips up Texas homeowners before you apply.

The 80% rule, the 12-day notice, and a payment that hides the real cost. Know what trips up Texas homeowners before you apply.

Texas Home Equity Rules Every Homeowner Should KnowNo other state regulates home equity borrowing quite like Texas does....
10/13/2026

Texas Home Equity Rules Every Homeowner Should Know

No other state regulates home equity borrowing quite like Texas does. Here's every rule homeowners should actually know.

No other state regulates home equity borrowing quite like Texas does. Here's every rule homeowners should actually know.

Using NIL Income for a Mortgage in Texas: What Lenders WantBig NIL deal, first house? Here's how lenders really view NIL...
10/09/2026

Using NIL Income for a Mortgage in Texas: What Lenders Want

Big NIL deal, first house? Here's how lenders really view NIL income, and the game plan that works for athletes and their parents.

Big NIL deal, first house? Here's how lenders really view NIL income, and the game plan that works for athletes and their parents.

How Many Years of Tax Returns Do Lenders Need If You& #8217;re Self-Employed?Most self-employed borrowers assume lenders...
10/08/2026

How Many Years of Tax Returns Do Lenders Need If You& #8217;re Self-Employed?

Most self-employed borrowers assume lenders need two years of tax returns. Sometimes that's true. Sometimes it's one year. Sometimes it's not tax returns at all.

Most self-employed borrowers assume lenders need two years of tax returns. Sometimes that's true. Sometimes it's one year. Sometimes it's not tax returns at all.

Why the Lowest Interest Rate Isn& #8217;t Always the Lowest CostTwo lenders, two quotes, two different rates. Here's why...
10/05/2026

Why the Lowest Interest Rate Isn& #8217;t Always the Lowest Cost

Two lenders, two quotes, two different rates. Here's why picking the lowest one isn't actually the question you should be asking.

Two lenders, two quotes, two different rates. Here's why picking the lowest one isn't actually the question you should be asking.

Should Parents Buy a House Near Campus? A Texas Game PlanFour years of rent adds up fast. Here's the Texas parent's game...
10/02/2026

Should Parents Buy a House Near Campus? A Texas Game Plan

Four years of rent adds up fast. Here's the Texas parent's game plan for deciding whether buying near campus is a touchdown or a fumble.

Four years of rent adds up fast. Here's the Texas parent's game plan for deciding whether buying near campus is a touchdown or a fumble.

Which Loan Programs Fit a First-Time Buyer in Flower MoundNot every loan program fits a first-time buyer in Flower Mound...
09/30/2026

Which Loan Programs Fit a First-Time Buyer in Flower Mound

Not every loan program fits a first-time buyer in Flower Mound, Highland Village, or Lantana. Here's which ones actually do, and why.

Not every loan program fits a first-time buyer in Flower Mound, Highland Village, or Lantana. Here's which ones actually do, and why.

What It Costs to Buy Your First Home in Flower MoundFlower Mound, Highland Village, and Lantana aren't starter-home mark...
09/28/2026

What It Costs to Buy Your First Home in Flower Mound

Flower Mound, Highland Village, and Lantana aren't starter-home markets. Here's what it really takes for a first-time buyer to get in the door, with real numbers.

Flower Mound, Highland Village, and Lantana aren't starter-home markets. Here's what it really takes for a first-time buyer to get in the door, with real numbers.

Texas College Town Home Prices: A 2026 Guide for ParentsFrom $200K in Waco to $508K in Austin, here's what parents shoul...
09/25/2026

Texas College Town Home Prices: A 2026 Guide for Parents

From $200K in Waco to $508K in Austin, here's what parents should know about home prices near seven Texas campuses before buying.

From $200K in Waco to $508K in Austin, here's what parents should know about home prices near seven Texas campuses before buying.

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6050 Long Prairie Road, Suite 100-A 23
Flower Mound, TX
75028

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