10/16/2026
💡 DID YOU KNOW? | Insurance Facts from The Nora Beverly Group
🚗 Your auto insurance protects your vehicle—but what about the belongings inside it?
Whether you're insured in Illinois or Indiana, your auto insurance generally does not cover personal belongings stolen from or damaged inside your vehicle.
👜 What items are we talking about?
📱 Phones, laptops & tablets
👜 Purses, wallets & backpacks
🕶️ Sunglasses & personal accessories
🛍️ Shopping bags & purchases
🏈 Sports equipment & other personal belongings
🔎 SO, HOW CAN YOU PROTECT YOUR BELONGINGS?
🏠 Homeowners Insurance: Your personal property coverage may protect belongings stolen from your vehicle, subject to your policy's terms, limits, deductible and exclusions.
🔑 Renters Insurance: You don't have to own a home to protect your belongings! Renters insurance may cover your personal property away from your residence, including belongings stolen from your vehicle, when the loss is covered under the policy.
🚘 Auto Insurance: Comprehensive coverage can help pay for covered damage to your vehicle caused by theft, but it generally does not cover personal belongings stolen from inside the vehicle.
⚠️ IMPORTANT TO KNOW: Coverage can vary by policy and carrier. Deductibles, coverage limits, exclusions and the circumstances of the loss all matter. Certain types of personal property may also have special limits.
✅ THE TAKEAWAY: Don't assume your car insurance covers everything you leave inside your vehicle!
📍 Serving clients in Illinois & Indiana
📞 Want to know if your belongings are protected? Call The Nora Beverly Group at 708-853-8311 for a review of your coverage.
The Nora Beverly Group — We're here to help!