Restore Your Credit Score

07/17/2025

🦭If THIS doesn't scare you, what will? HERE'S THE SCENARIO:
🤔 Bills are adding up, and you are looking to get ahead. Plus, you only need LESS than $3K💵
🚘 You own your car, so you take out a title loan to pay off bills and catch up. It's gotta be cheaper to pay one bill (title loan) vs. all the other bills combined, right? Plus, you only need LESS than $3K💵.
📝 You grab your car title, head to the title loan place, apply for a loan, get approved, and then sign all the required paperwork for $2500💵.
👩🏾‍💻 The person working at the title loan company
runs through the paperwork but doesn't mention the interest rate and dashes by it, and is more focused on your title and the required paperwork, for $2500💵.
🎸 Ohhhh, and you live in Tennessee.
🧾 You borrowed $2500💵, paid back $13,664💸 and STILL OWE💲
📈 215% interest rate, LEGALLY 👩‍⚖️, is NASTY work!👎
Check the full story here: https://fox17.com/fox-17-investigates/investigation-legal-loan-rates-in-tennessee-can-exceed-200-percent-google-news?fbclid=IwY2xjawLmCoxleHRuA2FlbQIxMQABHgfuL4pD2gV-anbdlncP1O1z8ETWCBPND2c2e5KVHNW1lw1kSo-eOp9uA8cr_aem_5GD2cjfCU3gynssY1R0KAg

06/25/2025

And here we go...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores. https://fox2now.com/news/national/fico-to-include-buy-now-pay-later-data-in-new-credit-scores/

06/09/2025

You want to increase your credit score. 7️⃣4️⃣2️⃣
You don't want to talk to anyone directly about your credit situation. 📵
You know you need a credit card but can't get approved. 🙅🏾‍♀️
Scan the QR code to get EXACTLY what you WANT and NEED 📱 👩🏾‍💻💳

06/02/2025

🗣 It can be easy. It can be quick. But it is a "process." Just like EVERYTHING else. 🗣
Content Creators make everything sound quick and easy. They tell you, "What the banks don't want you to know." They share, "the secrets." But what they don't share is that, "It's a process."
So lace up your boots. Put on your back pack. And get ready for the journey. And contact for assistance.

05/24/2025

I continuously hear people say, "My credit score is... " but in reality, consumers have hundreds of credit scores, or per the post, THOUSANDS of credit scores.
Consumers are trained on the BIG three credit reporting agencies, Experian, Equifax, and TransUnion, but lenders, insurance companies, and utility providers may have created their own, custom-built, credit scoring system. These custom-built systems generate a credit score.
So how do you know credit score will be used to approve you? ASK! And remember,
No matter WHERE your credit report is pulled from, be prepared.
.

01/02/2025

Despite what has already transpired, despite how you already may feel, we wish you a HAPPY NEW YEAR.

12/25/2024

He was born to die. Thank you Jesus! ✝️

Merry CHRISTmas to our friends, family, supporters, clients and followers. We are thankful for you.

12/06/2024

This past October, I invested in myself, along with a few, select, accomplished individuals in the credit industry, and I am now certified as a credit witness expert.

This training was designed specifically for individuals who have worked with consumers on their credit, and professionals with a background in mortgage brokering/lending, legal, credit repair, banking, F&I, credit reporting, debt collections, credit scoring, or anything else where you consider credit reports, credit scores, or who perform underwriting.

The training was created and facilitated by a NATIONALLY recognized expert on credit reporting, and only a handful of professionals were able to attend. AND I MADE THE IT!!!