A Debt Coach Credit Counseling Service

08/25/2025

*** Please Read and Share ***

Struggling with debt? You're not alone—and we can help!
A Debt Coach (ADC) is a nonprofit organization founded in 1992, dedicated to helping consumers regain control of their finances. The best part? Major creditors—like Citibank, Capital One, and Bank of America—fund our efforts, so they pay us to help you.

If you’re only making minimum payments or unable to pay at all on unsecured debt, ADC can step in. We work directly with your creditors to:
✅ Reduce your interest rates—as low as 2%
✅ Waive all fees
✅ Bring accounts current, if needed
✅ Help you become debt-free—without damaging your credit

Unlike debt settlement companies, we partner with your creditors monthly to ensure you're on the right track to financial success.

We’re trusted. ADC is approved by the Department of Justice, a Board Member of the BBB, and partners with Fifth Third Bank. We also offer Budget Boot Camps, Parent Camps, and community outreach programs to support long-term financial wellness.

Ready to take the first step toward financial freedom?
📞 Call us at 888-767-9155
🌐 Visit us at www.Adebtcoach.org

Let’s build a brighter financial future—together!

Looking for debt counseling services? Get professional help by contacting A Debt Coach Credit Counseling Service. Get out of debt now.

10/08/2023

Record-High Interest Rate: At 22.77%, the average credit card interest rate for existing accounts is higher than it has been in the past 30 years. Record-high rates are costing consumers more than $163 billion on an annual basis.

Increase in Debt, But Not a Record: The $1.23 trillion in credit card debt that we’ve racked up as of August 2023 is 10% lower than the record for the month but still 7% higher than last year, after adjusting for inflation.

Are you having issues paying off your credit card debt. Call A Debt Coach Credit Counseling Service and lower your rates, open up your budget and start paying off your debt without destroying your credit rating.

09/09/2023

U.S. consumers are back to bad habits when it comes to credit card debt. Consumers added $116 billion in new credit card debt to their tab during 2022, capped off by an $88.4 billion increase during the fourth quarter alone. Now, consumers have ended Q2 2023 by adding almost $43 billion - the second-largest Q2 increase ever.

If you're struggling to make minimum payments then reach out to ADC at [email protected] . Dropping the interest rates to open up your budget is available.

06/07/2023

Are Fed rate hikes forcing consumers to pay off debt?

“Rising rates have created an urgency among consumers to pay off debt with increased intensity, in an effort to avoid losing money to increased financing costs, but not everyone is in the position to go on the offensive against debt. According to a new WalletHub survey, 2 in 5 people say Fed rate hikes are forcing them into more debt rather than forcing them to pay off debt they already owe, and the latest data shows that we just had one of the smallest Q1 credit card debt paydowns in the past 10 years,” said Randy Williams (President of A Debt Coach Credit Counseling Service)

09/12/2022

With inflation putting pressure on people’s budgets and raising concerns about a prolonged recession, U.S. consumers are once again adding new credit card debt by the billion, racking up $67.1 billion during Q2 2022, released today. That is an all-time record for credit card debt added during the second quarter of a year.

This new debt is also likely to become even more expensive soon, with the Federal Reserve expected to raise its target rate by 75 basis points on September 21.

A Debt Coach can reduce interest rates and fees to help you get debt free. This is a creditor approved Debt Management Plan.

For more info, please go to A Debt Coach Credit Counseling Service and send me a message.

07/05/2022

Dealing with Debt

I'll be going LIVE tonight at 9pm on all A Debt Coach Credit Counseling Service social feeds. Chat is also available . If would like to join me, please click the restream link.

https://app.restream.io/.../ekFnSk9CSoi4MUmGk0I.../email

07/01/2022

A Debt Coach Credit Counseling Service is 30 years old today.

06/11/2022

Starting June 21st and every Tuesday night at 9pm EST, A Debt Coach Credit Counseling Service will be going LIVE.

The first event should be set up by Monday. This will allow participation and an open discussion about surviving during this daily nightmare.

I hope you join me.

05/04/2022

Interest rates on the rise!!

The best tools we have to slow inflation are to increase supply by slowing buying demand with rate increases. Honestly, rates should have been raised in 2021 to prevent our current day nightmare. It's time to prepare for more rate hikes to come this year ..

There has never been a better time to control your money. Budgets can help you. Let me help you get control... It's free and I'm here to assist

Just click

05/04/2022

An update on Financial courses via Podcast/YouTube is coming. All the equipment has been purchased. Setting up the studio soon. My goal is to start this month after I get back from Maine on the 23rd.

There will be zoom access to the show. I'll be looking for participation to help cover all the major questions....

Have a great day