06/17/2026
The "Full Coverage" Myth 🚗💨
We hear the phrase "full coverage" all the time, but here’s a quick insider secret: in the insurance world, it doesn't actually exist!
When people say "full coverage," they usually just mean a combination of Comprehensive (for things like deer, hail, or windshields) and Collision (for accidents).
It doesn't automatically mean you have:
Rental car reimbursement if your vehicle is in the shop due to a claim
Roadside assistance for a flat tire
Original Equipment Manufacturer (OEM) parts coverage to ensure brand-new, factory pieces are used in a repair
Insurance isn't one-size-fits-all. It’s all about the details. If you aren't sure what’s actually on your policy, let’s take a look together!