Ed Smith Insurance Agency

09/02/2026

Labor Day weekend travel is quickly approaching! One fender-bender without uninsured motorist coverage can cost you $15,000+ out of pocket. Is your auto policy ready? Call (843) 669-5091 or visit our website: https://www.edsmithagency.com.
Photo by Georgia de Lotz () on Unsplash

08/31/2026

The perception that cybercriminals focus exclusively on large corporations is demonstrably false. Mid-size businesses are frequently targeted precisely because they hold valuable data, process significant transactions and typically have less sophisticated security infrastructure than large enterprises. Cyber liability coverage for mid-size businesses is not a precaution against a remote possibility, it's protection against a documented and growing threat. We are here to help you find coverage: (843) 669-5091, or visit our website: https://www.edsmithagency.com.

08/30/2026

In honor of National Beach Day, we want to know, what is the beach you keep going back to? The one that feels like yours? Drop it in the comments and tell us what makes it special. We would love to build a list of places worth visiting, courtesy of our community.

08/28/2026

Filing a claim with an agency that knows your name, knows your policy and has an existing relationship with your carrier is a different experience from calling an 800 number and starting from scratch. The relationship your independent agent builds with you before something goes wrong is what makes the process manageable when it does. Get started on our website, https://www.edsmithagency.com, or call us at (843) 669-5091.

08/26/2026

Whether your dog is a hundred pound lab who thinks he is a lap dog, a three pound chihuahua with the confidence of something much larger, or anything in between, today is their day. From everyone at Ed Smith Insurance Agency, happy National Dog Day. Give them something good today. They have earned it.

08/24/2026

Wildfire smoke damage has become a relevant coverage question for homeowners well beyond the immediate fire perimeter as smoke events affect regions hundreds of miles from active fires. Whether smoke infiltration that damages interior air quality, finishes and personal property triggers coverage under a standard homeowner's policy depends on specific policy language and the circumstances of the event. Reach out to review your coverage: (843) 669-5091.

08/21/2026

The best commercial insurance program is one you never think about, because it was built correctly, reviewed regularly and is sitting exactly where it needs to be when something happens. The goal is not exciting insurance, it's coverage that performs without drama when the moment arrives. We build "boring" insurance programs with great coverage! Let us help you find your policy today: (843) 669-5091 or https://www.edsmithagency.com.

08/19/2026

Full coverage is one of the most commonly used and least defined terms in auto insurance. It generally implies a combination of liability, collision and comprehensive coverage, but the specific limits, deductibles and endorsements that make a policy genuinely protective vary enormously. If your policy description is full coverage and you have never examined what that specifically includes, let's review: (843) 669-5091.

08/17/2026

Identifying coverage gaps, monitoring the insurance market, staying current on regulatory changes and making sure your policies reflect your life...that is what we do so that you can focus on everything else. The peace of mind that comes from knowing your coverage is handled makes a big difference. Ready to find coverage? Visit our website, https://www.edsmithagency.com or call us today: (843) 669-5091.

08/17/2026

Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can help reduce risk. Learn more:

Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can hel...