Independence Benefits

07/04/2026

🇺🇸 Happy Independence Day! 🇺🇸

Today, we celebrate not only the Fourth of July, but 250 years of the American story: a milestone that reminds us of the enduring ideals of freedom, opportunity, and service that have shaped our nation since 1776.

As we gather with family and friends, we also pause to honor the brave men and women who have defended our freedoms and the dedicated federal employees who continue serving the American people every day.

From all of us at Independence Benefits, thank you for your service and commitment.

Wishing you and your family a safe, joyful, and blessed Independence Day.

Happy 250th Birthday, America! 🇺🇸🧨

06/19/2026

Today we celebrate Juneteenth, a day that reminds us what true freedom looks like and why it matters.

At Independence Benefits, freedom isn’t just in our name. It’s what we help federal employees achieve every day: financial independence, security, and peace of mind in retirement.

Wishing everyone a meaningful Juneteenth. 🖤❤️💚

06/12/2026

🚨 FEGLI Option B: The Retirement Cost Most Federal Employees Never See Coming

FEGLI Option B can provide up to 5 times your salary in life insurance coverage without a medical exam, but many federal employees don't realize how expensive it can become in retirement.

Many retirees are shocked when they see what Option B premiums can look like in their 70s and 80s. Understanding your options before retirement can help you avoid costly surprises later.

🎥 Watch the video here:

FEGLI Option B gives federal employees up to 5 times their salary i...

06/10/2026

Federal Employees: Do You Know What Your Retirement Income Will Actually Look Like?

Join us for a FREE educational webinar where we'll break down:
✅ FEHB health insurance premiums in retirement
✅ FEGLI life insurance costs and coverage options
✅ FEDVIP dental and vision coverage
✅ Medicare and how it coordinates with FEHB
✅ How to estimate your actual monthly take-home retirement paycheck

📅 Wednesday, June 17, 2026
🕛 Choose from two sessions:
• 12:00 PM EST
• 6:30 PM EST

This 40-minute briefing is designed specifically for federal employees who want a clearer understanding of retirement costs and how they impact their income.

Reserve your spot today:

Short Description Register for this 45-minute educational training built exclusively for federal employees, followed by a live Q&A.

06/08/2026

Many federal employees carry FEGLI Option A without fully understanding the costs, benefits, and retirement implications. This quick video will help you make a more informed decision about your coverage.

🎥Watch Here: https://www.youtube.com/watch?v=PO56_NxOiqc

Have questions about your FEGLI coverage? We can help you understand your Basic, Option A, Option B, and Option C costs today—and what they could cost in retirement.

📋 Want a personalized look at your FEGLI situation?Book a complime...

05/25/2026

Today, we remember and honor the men and women who gave their lives in service to our country.

At Independence Benefits, we are especially grateful to the military families, veterans, and federal employees we serve every day, including so many across the Department of War community.

Their commitment to this nation is not lost on us.
Wishing everyone a meaningful and reflective Memorial Day. 🇺🇸

03/20/2026

Honored to attend the grand opening of the new submarine manufacturing facility here in the Shoals 🇺🇸

While Independence Benefits serves federal employees across the country, it’s especially meaningful to see investments of this scale happening right here at home.

Projects like this strengthen our national defense while creating long-term opportunity for the federal workforce and families across North Alabama.

Proud to be building Independence Benefits in a region that continues to grow in both impact and opportunity.

02/26/2026

🇺🇸 TSP Withdrawal Rules (2026) — New Video Is Live

You voted. TSP withdrawals won.

We just released a full breakdown covering:

• When you can access your TSP
• The Rule of 55
• How withdrawals are taxed
• Lump sum vs. partial withdrawal strategies
• Rollover considerations
• Common (and costly) mistakes federal employees make

Your TSP does not automatically become a retirement income plan.
How you structure withdrawals directly impacts taxes, income stability, and long-term security.

Watch here:
👉 https://www.youtube.com/watch?v=h-v6Fd9Tb4M

If you watch it, drop your questions in the comments. This helps us build future videos around issues you find important!

TSP withdrawals are one of the most misunderstood and most expensive decisions federal employees make near retirement.If you’re wondering:• When can I withdr...

02/09/2026

It’s National Pizza Day and we hope you are celebrating🍕
Here’s your reminder that retirement income works best when it’s “built in layers.”
Pension + Social Security + TSP = kind of like crust, sauce, and toppings.
You don’t want to rely on just one ingredient.
The goal is balance — steady income + flexibility + confidence.
If you’re not sure how your layers fit together, it might be time for a quick check-in.

02/04/2026

TSP withdrawals sound simple until you start looking at the details.
Taxes, penalties, timing, monthly income needs, RMDs later on… it adds up fast.
One of the biggest mistakes I see is people pulling money without a clear plan, then getting surprised at tax time.
The goal isn’t to be “perfect” — it’s to make choices you understand and feel good about.
Book an Appointment: https://retire.independencebenefits.com/consultation