09/02/2026
Ever gotten an auto quote and heard, “If you want it cheaper all you have to do is sign this form”? ...Do you know what you’re actually signing?
Chances are, it has something to do with your PIP medical coverage. Opting to use your health insurance or lowering your PIP coverage can save you money, but it can also mean deductibles, copays and other out of pocket expenses that your PIP coverage would otherwise take care of in the event of an auto accident.
Cheaper doesn’t always mean better so before you “just sign here,” make sure you know what you’re giving up and what you could be taking on.
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