Specialized Insurance Solutions, LLC

Specialized Insurance Solutions, LLC Specializing in Long Term Care, Medicare and Senior Solutions! The cost for her care completely drained her savings.

Susan is a licensed agent specializing in Long Term Care Insurance and Medicare Insurance Products. She is certified in Long Term Care Partnership Programs and Medicare Supplement, Medicare Advantage, and Medicare Part D Prescription Plans. She began her insurance career in 1999 a few years after her personal experience of seeing the harsh reality of the emotional and financial burden a long term

care event can bring to a family when her Great Aunt suffered a series of strokes. With no advance care plan, other than the money in her savings, her Great Aunt’s care choices were limited. This gave Susan her passion to help individuals and couples protect their independence while preserving their assets. Susan also learned from clients on Medicare that there was a need to understand how the different options available such as Medicare Supplements, Medicare Advantage, and the Part D prescription plans work. With encouragement from her clients, Susan added Medicare Products to her insurance portfolio in 2001. Whether her client is looking for long term care insurance or Medicare Insurance, Susan’s approach is the same: “Clients need to have clarity. They want to understand not only why it is important to have the specific insurance, but what it will do for them when they need to use it. The insurance must meet their needs.”

She lives in Flemington with her husband, Eric, and their dogs.

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. ...
06/03/2026

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. Some people also qualify for Medicare earlier than 65 due to a disability or illness.

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get...
06/02/2026

Also known as Medicare Advantage, the Part C program is a form of managed care that allows Medicare beneficiaries to get their Parts A and B benefits through a private insurance plan and its network of providers. Many Part C plans offer a built-in Part D drug plan.

Healthy eating is an important part of healthy aging. As with exercise, eating well is not just about weight. Having a h...
06/01/2026

Healthy eating is an important part of healthy aging. As with exercise, eating well is not just about weight. Having a healthy diet can help support muscles and strengthen bones, which can help with balance and independence.

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the ...
05/29/2026

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or n...
05/28/2026

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or not they accept Medicare Assignment. This confirmation can provide you with some peace of mind and ensure there will be no hiccups when needing services or treatments in the future.

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.
05/27/2026

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.

Quick Tip: Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.
05/26/2026

Quick Tip: Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some hi...
05/25/2026

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

Medicare decisions do not have to be made without guidance. Working with us can help you understand your choices and avo...
05/22/2026

Medicare decisions do not have to be made without guidance. Working with us can help you understand your choices and avoid costly mistakes.

Understanding your Medicare benefits can help you make informed decisions and take full advantage of the wellness servic...
05/21/2026

Understanding your Medicare benefits can help you make informed decisions and take full advantage of the wellness services available to you. Contact us today if you have any questions.

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22 Samuel Drive
Flemington, NJ
08822

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