Doug Carls Lender

Doug Carls Lender Doug Carls
NMLS #441632
Flanagan State Bank
NMLS #408461
Equal Housing Lender Doug Carls was born and raised in Flanagan, Illinois.

Doug graduated from Illinois State University in 2000 with a major in Finance. He joined Flanagan State Bank as a Loan Officer in 1999 and currently works out of the main office in Flanagan. Flanagan State Bank is an Equal Housing Lender. Doug is also a licensed realtor and enjoys helping people find the right home to fit their needs. He is involved with a variety of things in the community, parti

cipating as a member in local clubs, and serving on the Board of Directors for several businesses. He enjoys fixing up homes in his spare time. Doug currently resides in Flanagan with his wife, Amber, and their two children.

🎃 Don’t Be Spooked by the Homebuying Process! 🎃 Buying a home doesn’t have to be scary! 🏡👻 Whether you’re looking for a ...
10/31/2024

🎃 Don’t Be Spooked by the Homebuying Process! 🎃

Buying a home doesn’t have to be scary! 🏡👻 Whether you’re looking for a new home or want to refinance, we’re here to guide you every step of the way—no tricks, just treats! 🍬

Contact us today to get started on your home loan journey. Let’s make your dream home a reality—no need to fear! 🧙‍♀️🧛‍♂️

🍂 Fall Into Your Dream Home This Season! 🍂 Autumn is the perfect time to start your homebuying journey. Whether you’re l...
10/25/2024

🍂 Fall Into Your Dream Home This Season! 🍂 Autumn is the perfect time to start your homebuying journey. Whether you’re looking for your first home or considering a refinance, we’re here to help with competitive rates and personalized service. 🏡🍁 Let’s work together to make your homeownership dreams a reality this fall. Contact us today to get started! 📲

🏡 Looking for a Flexible Home Loan? 🏡 If you have a strong credit history and want a loan without the restrictions of FH...
10/19/2024

🏡 Looking for a Flexible Home Loan? 🏡 If you have a strong credit history and want a loan without the restrictions of FHA or VA programs, a Conventional Home Loan might be right for you!

Why choose a conventional loan?
✅ Low interest rates
✅ Low down payment options
✅ Flexible loan terms to fit your needs

Contact us today to learn more about how we can help you get into your new home!

In observance of Columbus Day, our offices will be closed on today, Monday, October 14th. We’ll be back and ready to ass...
10/14/2024

In observance of Columbus Day, our offices will be closed on today, Monday, October 14th. We’ll be back and ready to assist you with all your mortgage needs on Tuesday, October 15th! Thank you for your understanding, and we hope you enjoy the holiday. 🏡

💰 Happy National Savings Day! 💰 Today is the perfect time to reflect on your financial goals—and one of the smartest way...
10/12/2024

💰 Happy National Savings Day! 💰 Today is the perfect time to reflect on your financial goals—and one of the smartest ways to save is by investing in your future through homeownership or mortgage refinancing.
🏡 Whether you’re looking to buy your first home, refinance to lower your rate, or access equity for savings, our mortgage experts are here to help you maximize your savings potential! 🌟
With rates still competitive, now is a great time to build your nest egg. Let’s work together to secure your financial future. Contact us today! 📲

🍂 Fall Into Your New Home This Season! 🍂 Autumn is one of the best times to buy a home! 🍁 With less competition and moti...
10/08/2024

🍂 Fall Into Your New Home This Season! 🍂 Autumn is one of the best times to buy a home! 🍁 With less competition and motivated sellers, you could find your dream home at a great price. Plus, mortgage rates are still favorable, making it the perfect time to secure financing. Let’s make this fall the season you become a homeowner! Contact us today to get started. 🏡🍂

Save More with Mortgage Refinancing! If your interest rate is higher than today’s rates, now may be the perfect time to ...
10/01/2024

Save More with Mortgage Refinancing! If your interest rate is higher than today’s rates, now may be the perfect time to refinance. Lower your monthly payment, shorten your loan term, or even get cash for large expenses. Reach out to us to see how refinancing can benefit you! 📞

Looking to make your move before the holidays? 🍁🏡 With competitive interest rates and loan options tailored for every bu...
09/25/2024

Looking to make your move before the holidays? 🍁🏡 With competitive interest rates and loan options tailored for every buyer, now’s the time to act. Let’s talk about how we can get you into your new home this fall!

Reach out to get prequalified today.

Fall is a great time to reassess your mortgage! 🍂 If you’re looking to lower your monthly payments or tap into equity, r...
09/20/2024

Fall is a great time to reassess your mortgage! 🍂 If you’re looking to lower your monthly payments or tap into equity, refinancing could be the solution. Our loan officers are here to guide you through the process.

Contact us to see if refinancing is right for you.

As summer winds down, now’s the time to check in on your financial goals. Are you closer to owning your dream home? If n...
09/10/2024

As summer winds down, now’s the time to check in on your financial goals. Are you closer to owning your dream home? If not, let us help you map out the next steps! 🌞💼

Let’s review your home financing options—schedule a consultation today!

Back to school, back to your dreams! Now that the kids are in class, it's the perfect time to focus on your next big ste...
09/06/2024

Back to school, back to your dreams! Now that the kids are in class, it's the perfect time to focus on your next big step—buying a home. Our loan officers are ready to help you every step of the way. 🏡📚

Message us to learn more about how you can get prequalified for your dream home!

Happy Easter! “Hunting” for the best home loan? We strive to explain all your mortgage options and help find the best fi...
03/31/2024

Happy Easter! “Hunting” for the best home loan? We strive to explain all your mortgage options and help find the best fit for you. Message us today!

Address

301 W. Falcon Highway
Flanagan, IL
61740

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