Kat Scott, NMLS: 1226241, Mortgage Loan Originator -Tylan Mortgage

Kat Scott, NMLS: 1226241, Mortgage Loan Originator -Tylan Mortgage Tylan Mortgage, LLC NMLS ID: 215253

I'm Kat Scott, NMLS: 1226241, Mortgage Loan Originator At PrimeLending, we are Home Loans Made Simple.

PrimeLending NMLS ID: 13649

I'm Kat Ross, NMLS: 1226241, Team Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance, and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-f

riendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve, and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

📉 Kat's Market Insight | May 2026 Recap • Mortgage rates moved higher in May as inflation concerns and ongoing tensions ...
06/05/2026

📉 Kat's Market Insight | May 2026 Recap

• Mortgage rates moved higher in May as inflation concerns and ongoing tensions in Iran pushed Treasury yields upward.

• While rates have increased approximately 0.50% from their 2026 lows, they remain slightly lower than they were at this time last year.

• The Federal Reserve is expected to leave rates unchanged at its June meeting, with markets closely watching for signals regarding potential rate cuts later this year.

• Housing inventory continues to improve nationwide, giving buyers more options and increasing opportunities for negotiation, including seller concessions.

• In Flagstaff, the market remains relatively balanced, with steady home values, improved inventory, and strong demand for well-priced & well-kept homes heading into the summer season.

🏡 Whether you're thinking about buying, selling, or refinancing, understanding today's market can help you make more informed decisions.

Feel free to reach out if you'd like to discuss your options or get a personalized market update! I’d ❤️ to help!

From submission to clear to close in 4 days! 🎉🏡🎉This doesn’t happen by luck. It is by design.Taking the time to get as m...
06/03/2026

From submission to clear to close in 4 days!
🎉🏡🎉

This doesn’t happen by luck. It is by design.

Taking the time to get as much as possible in place prior to being in contract on a home has a lot to do with it. That, AND communicating regularly with both the client and agents!

Preparation, organization, & communication are the keys to a winning deal….AND your future home! 🔑

Are you looking to WIN a deal? Call me, I’d ❤️ to help!

What a great message for the 1st day of June and something I endeavor to keep at the forefront of my mind daily. 💛🥰One o...
06/01/2026

What a great message for the 1st day of June and something I endeavor to keep at the forefront of my mind daily. 💛🥰

One of the key factors contributing to my success as a loan officer over the past 5 years, particularly in one of the most challenging interest rate markets in history, is my unwavering focus on fostering strong relationships with clients and referral partners.

My strength lies in my commitment to being your trusted 'Loan Officer for Life', which entails maintaining communication not only before and during transactions but also for years to come. I prioritize my clients' needs and take great satisfaction in guiding them through life's evolving circumstances.

If you appreciate being able to call your trusted advisor a friend, then we may be an ideal match. Reach out anytime, I’d ❤️ to help!

Today, as we celebrate the holiday over good food & cold drinks with friends & family, take a moment to remember the sac...
05/25/2026

Today, as we celebrate the holiday over good food & cold drinks with friends & family, take a moment to remember the sacrifices of those who gave everything to protect our freedom.

Today & everyday, I am forever grateful. 🇺🇸

To all my friends and clients whose graduates are celebrating today, I offer my warmest congratulations. 🎉🎓🎉I'm right th...
05/22/2026

To all my friends and clients whose graduates are celebrating today, I offer my warmest congratulations. 🎉🎓🎉

I'm right there with you, standing in tears of joy.

I offer a special program that significantly reduces your mortgage payments for the entire first year. Feel free to reac...
05/19/2026

I offer a special program that significantly reduces your mortgage payments for the entire first year.

Feel free to reach out to me directly to learn more -I'd ❤️ to help!

📊 Kat’s Market Insight | April 2026April brought a bit more stability to mortgage rates—but there’s still a lot influenc...
04/29/2026

📊 Kat’s Market Insight | April 2026

April brought a bit more stability to mortgage rates—but there’s still a lot influencing the market 👀

• Rates held in the mid-6% range
(≈6.25%–6.38%)

• The Iran conflict impact has eased, though markets remain sensitive

• Fed expected to hold steady today as inflation lingers

• Spring activity is picking up with more buyers re-entering

• In Flagstaff, homes are taking longer to sell
= more negotiating power for buyers

Bottom line: The market is starting to find its footing heading into peak season.

Reach out anytime if you want to talk strategy, I’d ❤️to help!

💡Homebuyer Tip: Let’s Talk Upfront CostsBuying a home is EXCITING -but it’s important to know there are a few upfront co...
04/23/2026

💡Homebuyer Tip: Let’s Talk Upfront Costs

Buying a home is EXCITING -but it’s important to know there are a few upfront costs to plan for on the front end 👇

💲On the lending side, most buyers will be responsible for paying for their appraisal upfront, which typically starts around $575+ (and can vary depending on the property and loan type).

Outside of the loan itself, you’ll also want to budget for:

💲Earnest Money Deposit – usually around 1% of the purchase price —will come off the down payment balance at closing

💲Home Inspections – this can include general home, radon, roof, and more depending on the property

None of this is meant to be overwhelming—it’s just about being prepared so there are no surprises along the way.✅✅✅

If you’re thinking about buying and want a clear breakdown of what to expect, I’m always happy to walk you through it step by step & would ❤️ to help!

🎬  Can you use rental income to qualify for a mortgage? YES—but here’s how it works 👇📝This comes up a lot, especially fo...
04/14/2026

🎬 Can you use rental income to qualify for a mortgage? YES—but here’s how it works 👇

📝This comes up a lot, especially for move-up buyers.

If you’re turning your current home into a rental, you may be able to use that future income to help qualify.

But—it’s not as simple as just saying “I’ll rent it out.”

Guidelines typically look for things like:
✔️ 1-Year Lease agreement in place
✔️ Market rent analysis
✔️ Potential equity requirements depending on the loan

Translation: strategy matters here.

If you’re thinking about keeping your current home and buying another, let’s structure it the right way from the start.

📩 DM me “RENTAL” and I’ll walk you through your options. I’d ❤️ to help!

HOW TO GET HOME by the 🇺🇸❤️4th of JULY!❤️🇺🇸Get preapproved today.Start looking for homes tomorrow.Go under contract by M...
04/10/2026

HOW TO GET HOME by the
🇺🇸❤️4th of JULY!❤️🇺🇸

Get preapproved today.

Start looking for homes tomorrow.

Go under contract by May.

Close the first week of June.

Get settled & ready for guests by the
4th of July 💥💥

(PS -NO PAYMENT DUE UNTIL AUGUST 1!)🔑

Ready to get started? Call me, I’d ❤️ to help!
928.600.7481

Address

Flagstaff, AZ
86001

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19286007481

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