Kristen M Smith - NMLS #1993938

Kristen M Smith - NMLS #1993938 Kristen M. I am Kristen Smith, I have a wonderful 13-year-old daughter, Charlee, and share my home with three beloved dogs: Pancho, Five, and Carhartt.

Smith │ Loan Officer │ NMLS #1993938
LO State Lic #: AZ 1010697│[email protected]
│Flagstaff, AZ
Corp Lic AZ -0904081 │Corp NMLS #3274│Equal Housing Lender I enjoy dining at my favorite restaurant, Annex, where I savor delicious meals paired with my preferred red wine. Outside of my culinary adventures, I love spending quality time with my family, whether it’s attending live

music events, going on camping trips, or exploring the great outdoors. As a passionate sports fan, I enthusiastically support the Green Bay Packers, the Suns, and the Diamondbacks. My infectious enthusiasm is evident whether I’m cheering from the sidelines or watching the game at home. I embody the values of camaraderie, dedication, and joy. My love for my family and passion for life’s simple pleasures make me a cherished part of our community. NMLS ID #1993938, Guild Mortgage Corporation, NMLS #3274, Equal Housing Opportunity. I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK #0018883; AZ BKBR # 1050935; AZ LO Lic. # 1010697; (www.nmlsconsumeraccess.org) For more information, please visit https://www.guildmortgage.com/licensing.

5.0 star review received on Experience.com for Kristen Smith by Natalie W - On top of things and very prompt answe...
05/24/2026

5.0 star review received on Experience.com for Kristen Smith by Natalie W - On top of things and very prompt answers

Click to see all 289 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Greg H - Kristen is quite amazing. Always working f...
05/22/2026

5.0 star review received on Experience.com for Kristen Smith by Greg H - Kristen is quite amazing. Always working for her clients and always available. Solves problems and answers questions constantly. I wish I could hire her for my organization

Click to see all 288 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Edna V E - Kristen was very knowledgeable and explain...
05/04/2026

5.0 star review received on Experience.com for Kristen Smith by Edna V E - Kristen was very knowledgeable and explained every detail of the process, she made hee her self available at all times and was very quick to respond to all my questions.

Click to see all 286 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by John V E - Good communiction.
05/04/2026

5.0 star review received on Experience.com for Kristen Smith by John V E - Good communiction.

Click to see all 286 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Cody J - Professional and easy to work with.
04/21/2026

5.0 star review received on Experience.com for Kristen Smith by Cody J - Professional and easy to work with.

Click to see all 284 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Deborah K - Kristen and Melisa were excellent to work w...
04/16/2026

5.0 star review received on Experience.com for Kristen Smith by Deborah K - Kristen and Melisa were excellent to work with very responsive and averte answered all questions promptly

Click to see all 282 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Kelly M - Kristen is phenomenal at her job! This i...
04/08/2026

5.0 star review received on Experience.com for Kristen Smith by Kelly M - Kristen is phenomenal at her job! This is the second loan we have completed with her and we will be referring all our friends snd family. Thank you!

Click to see all 280 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Deborah V - Kristem was great! She was fast to re...
03/31/2026

5.0 star review received on Experience.com for Kristen Smith by Deborah V - Kristem was great! She was fast to respond to my initial inquiry about refinancing, answered all my questions, and made the whole process so easy

Click to see all 278 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Lauren G - Kristen was efficient, helpful, and easy...
03/30/2026

5.0 star review received on Experience.com for Kristen Smith by Lauren G - Kristen was efficient, helpful, and easy to work with from start to finish. Thank you for everything!

Click to see all 276 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

5.0 star review received on Experience.com for Kristen Smith by Ashley G - Kristen was responsive, super helpful, and ha...
03/30/2026

5.0 star review received on Experience.com for Kristen Smith by Ashley G - Kristen was responsive, super helpful, and had a great energy when we communicated!

Click to see all 275 reviews of Guild Mortgage - Kristen Smith, Branch Manager | NMLS # 1993938

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822 N Humphreys Street
Flagstaff, AZ
86001

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