Alisa Carlson Mortgage Lender - Arizona

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Alisa Carlson Mortgage Lender - Arizona The mortgage process can be scary and overwhelming. Allow me to help you navigate the mortgage world.
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It’s more than payments and rates, it’s planning for your future. My name is Alisa Carlson and I am a mortgage lender with Intercap Lending with 22 years in the mortgage industry. I am dedicated in helping with your residential purchase and refinance mortgage needs including conventional financing, FHA, VA, Jumbo, HUD and USDA. With my extensive knowledge of the market and strong network of professionals, I strive to make the mortgage process smooth and stress-free for my clients. Feel free to contact me with any questions anywhere in the state of Arizona.

Buying a home can come with some heavy lifting—but you don’t have to carry it all yourself. 💪From paperwork and numbers ...
10/19/2026

Buying a home can come with some heavy lifting—but you don’t have to carry it all yourself. 💪

From paperwork and numbers to questions, deadlines, and all the little details in between, I’m here to help lighten the load and keep things moving.

You’ve got enough to carry. Let me handle the mortgage part. 😉

I may be a little biased… but Flagstaff is pretty hard to beat. 😉Four seasons, endless trails, plenty of room to get out...
10/14/2026

I may be a little biased… but Flagstaff is pretty hard to beat. 😉

Four seasons, endless trails, plenty of room to get outside, and a community that still feels like a community. It’s the kind of place where you run into people you know, weekends are made for being outside, and there’s always something new to explore.

Is it perfect? Of course not. But for a lot of families, it checks a whole lot of boxes.

Flagstaff has always been home to me, so I want to know—if you could raise a family anywhere, where would YOU pick? 👇

Markets change. Rates move. And sometimes the forecast looks a little uncertain. ☔️But just like a rainy game day, the r...
10/05/2026

Markets change. Rates move. And sometimes the forecast looks a little uncertain. ☔️

But just like a rainy game day, the right preparation makes all the difference. My job is to help you understand your options, build a game plan, and feel confident about your next move—no matter what the market brings.

A little rain never scared me!

Kind words like these mean so much! 💙Buying a home is a BIG deal, and my goal is always to make sure my clients feel sup...
10/01/2026

Kind words like these mean so much! 💙

Buying a home is a BIG deal, and my goal is always to make sure my clients feel supported, informed, and like they have someone in their corner from start to finish. 🏡🔑

So grateful for the trust my clients put in me—and for the opportunity to be part of such an exciting chapter!

Just checking in! 👋A few reminders I think more buyers need to hear: you may not need 20% down, your buying power can ch...
09/28/2026

Just checking in! 👋

A few reminders I think more buyers need to hear: you may not need 20% down, your buying power can change, and getting prequalified doesn’t mean you’re committing to buy tomorrow.

You also don’t have to have everything figured out before reaching out. Some of the BEST homebuying plans start with a conversation long before the house hunt does.

And once you get the keys? I’m still here. 💙🔑

Questions now, later, or long after closing—send them my way!

These are things I hear from buyers ALL the time. 👀“I’ll never save 20%.”“My credit isn’t good enough.”“I don’t want to ...
09/25/2026

These are things I hear from buyers ALL the time. 👀

“I’ll never save 20%.”
“My credit isn’t good enough.”
“I don’t want to waste anyone’s time until I’m ready.”
“I don’t want to be house poor.”

Sound familiar? You might be surprised by how many of these concerns are based on common homebuying myths. Different loan programs have different requirements, and some of the best homeownership plans start months before you’re actually ready to buy.

Don’t disqualify yourself before you’ve even had the conversation! 📲 My job is to look at YOUR numbers, YOUR goals, and YOUR comfort zone—and help you figure out what makes sense from there.

Questions are never a waste of my time. Ask away! 🔑

If you’re new around here, hi! I’m Alisa. 👋I’m a Northern Arizona native, wife of 24 years, mom to one daughter, dog lov...
09/23/2026

If you’re new around here, hi! I’m Alisa. 👋

I’m a Northern Arizona native, wife of 24 years, mom to one daughter, dog lover, golfer, traveler, and always up for finding a great place to eat.

My daughter Payton recently started an exciting chapter of her own at Northern Arizona University studying Hotel & Restaurant Management—which means my husband and I are officially empty nesters! As bittersweet as that is, we’re also excited for what this next season looks like for us… hopefully with a lot more golf and a few more stamps in our passports.

Northern Arizona has always been home to me, and I think that’s a big part of why I love what I do. I get to help people navigate one of the biggest decisions they’ll make and find a place that feels like home to them, too. 🏡

So if you’re here for mortgages, Flagstaff life, golf, travel, good food, or probably a few dog pictures along the way—welcome! I’m glad you’re here. 💙

Kind words like these truly make my day. 💙Buying a home is a big milestone, and it means so much when my clients trust m...
07/22/2026

Kind words like these truly make my day. 💙

Buying a home is a big milestone, and it means so much when my clients trust me to help guide them through it. My goal is always to make the process feel a little less overwhelming and a lot more exciting. 🏡

Thank you, Aubrie, for letting me be part of your journey!

06/29/2026

Timing is the reason most move-up buyers hesitate. It is also one of the most solvable problems in the transaction when a lender knows what they are doing.

We work with agents regularly to structure loans that give clients flexibility on both the buy and sell side. That means cleaner offers, fewer contingencies, and transactions that do not fall apart because the calendar did not cooperate.

If you have a listing where the seller needs to buy next, this is a conversation worth having before they go under contract. The earlier we get involved, the more options we have.

Send us the scenario and we will tell you what fits.

06/26/2026

Most people think they have to sell their home before they can buy the next one. That is not always true.

Our Stress Less Transition program gives you a 90 day window to buy your next home before your current one sells. No scrambling to find temporary housing. No making an offer contingent on your sale. No living out of boxes while you wait.

Here is why that matters in today's market. Contingent offers are harder to win. Sellers want certainty. When you can come in without a sale contingency, your offer looks completely different.

There are conditions to qualify and not every situation will fit. But for the right buyer, this program removes one of the biggest stress points in the entire moving process.

Watch the video and reach out to find out if you qualify. The process is more straightforward than most people expect.

Address

1750 Railroad Springs Boulevard #8
Flagstaff, AZ
86001

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